Kara Lake Townhomes
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Kara Lake Townhomes in Santa Rosa Beach, FL has 1 home for sale. As of September 2026, the MLS records 41 closed sales in Kara Lake Townhomes in Santa Rosa Beach, FL since 2021, the most recent in May 2025.
Kara Lake Townhomes is a small attached-home enclave in Santa Rosa Beach, and the current data is thin by design: one active listing and no closings in the window we can measure. That means there is no recent sold comp to anchor a value conversation, so pricing here leans heavily on the condition, finish, and layout of the individual unit rather than any established community trend.
For a buyer, the practical read is that you are negotiating against a single available home rather than a competitive shelf of options, and you will need to lean on comps from comparable townhome product nearby to test the ask. For a seller, the flip side holds: with almost nothing else on the market inside the community, a well-prepared unit does not have to fight its neighbors for attention.
The 60-Second Overview
This is a compact townhome community in Santa Rosa Beach with a single home currently on the market and no recorded closings in the measured window, so it trades quietly and infrequently rather than as an active, high-turnover market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Kara Lake Townhomes is best for.
Best for
- Buyers set on the Santa Rosa Beach area who want lower-maintenance attached-home living
- Patient buyers willing to wait for the right unit in a low-turnover community
- Buyers comfortable pricing off nearby comps rather than in-community sold history
Probably not for
- Buyers who need several options to compare side by side right now
- Buyers who require shared community amenities on site
- Buyers who want an established in-community sales record before committing
The market around Kara Lake Townhomes
Kara Lake Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,295 homes are on the market and 20% are under contract — a steady corner of Santa Rosa Beach.
Across Walton County, 3,587 homes are active and 907 pending (20% under contract).
ZIP and county figures describe the wider market, not Kara Lake Townhomes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in KARA LAKE TOWNHOMES, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
KARA LAKE TOWNHOMES Market Scorecard
KARA LAKE TOWNHOMES is currently a thin data market. Limited supply, a median asking price of $470,000, and homes go under contract in about 106 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Kara Lake Townhomes
Live MLS inventory for Kara Lake Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kara Lake Townhomes listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Kara Lake Townhomes listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kara Lake Townhomes address.
The Kara Lake Townhomes buying strategy.
If we were buying in Kara Lake Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kara Lake Townhomes.
A thin-inventory townhome pocket
With one active listing and no closings to reference, Kara Lake Townhomes behaves like a low-volume market: opportunities appear rarely and the available unit sets the tone. That scarcity cuts both ways — it limits choice for buyers, but it also means a listing here is not undercut by a wall of competing inventory.
No community amenities were identified from the current MLS listings, so the value proposition rests on the townhome itself and its Santa Rosa Beach location in Walton County rather than shared facilities. Judge each unit on its own layout, condition, and upkeep, and treat any HOA structure and its coverage as a diligence item to confirm before you write an offer.
The location and the amenities are priced into every listing in Kara Lake Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on data, the number that matters most is the one nobody has printed yet — the right comp. We pull comparable townhome sales from the surrounding Santa Rosa Beach market to pressure-test the single active ask, flag the HOA terms worth verifying, and tell you plainly when the one available unit is not the right fit for what you want.
Kara Lake Townhomes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kara Lake Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kara Lake Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kara Lake Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kara Lake Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Kara Lake Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Kara Lake Townhomes on the map →
Should you buy in Kara Lake Townhomes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Kara Lake Townhomes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how KARA LAKE TOWNHOMES fits the bigger picture — live prices, inventory, and Momentum Scores: