Palmetto Plantation
Homes for Sale in Santa Rosa Beach, FL
All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Palmetto Plantation in Santa Rosa Beach, FL has 1 home for sale. As of October 2026, the MLS records 33 closed sales in Palmetto Plantation in Santa Rosa Beach, FL since 2004, the most recent in December 2025. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 53 (FL DOR 2025 assessment roll) |
| Years built | 1999–2022 (median 2003.0) |
| Typical living area | 1,588 sq ft (median) |
| Amenities listed by sellers | Pets Allowed, Pool, BBQ Pit/Grill, Pavillion/Gazebo, Picnic Area, Short Term Rental - Allowed |
| For sale right now | 1 active, 0 pending · median asking $328,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 54% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PALMETTO PLANTATION key facts,” movewithmomentum.com/neighborhoods/palmetto-plantation, data as of September 20, 2026.
Palmetto Plantation is a small community in Santa Rosa Beach, and the current MLS snapshot is thin — we are working from a single closing window with no median price to anchor to. That means price here is being set property by property, not by a deep pool of comparable sales. In a market this quiet, condition, lot, and how a home shows do more to move the number than any neighborhood-wide trend.
For a buyer, low activity cuts both ways: less competition on any given listing, but also fewer recent sales to price against, so your offer needs to stand on the merits of the specific home. For a seller, the read is patience and precision — with limited comparable data, pricing off condition and a defensible strategy matters more than chasing a headline number that does not exist in the data yet.
Palmetto Plantation right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palmetto Plantation is a small Santa Rosa Beach community in Walton County. The current listing data is limited, so we treat it as a spot-check rather than a settled trend.
Emerald Coast MLS sales records identify 22 homes in PALMETTO PLANTATION that have changed hands since 2004, built between 1999 and 2005 (median 2000), with a median living area of about 1,148 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in PALMETTO PLANTATION across 2024–2025 (2 in 2024, 2 in 2025), median $389,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palmetto Plantation is best for.
Best for
- Buyers who want a Santa Rosa Beach address and are prepared to evaluate a home on its own condition and lot
- Buyers comfortable making an offer where recent comparable sales are limited
- Sellers willing to price with precision and patience rather than chase a headline number
Probably not for
- Buyers who need on-site amenities as part of the value
- Buyers who want the reassurance of heavy recent sales activity and clear pricing patterns
- Sellers who need a fast, high-volume market to move quickly
The market around Palmetto Plantation
Palmetto Plantation is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Palmetto Plantation specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in PALMETTO PLANTATION, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Palmetto Plantation
Live MLS inventory for Palmetto Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Palmetto Plantation listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Palmetto Plantation Right Now (1)
All 1 active and pending Palmetto Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.
- 248 Plantation Way · $328,000 · 3 bd / 2 ba · listed Aug 13, 2026 · listed by Inlet Beach Real Estate
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Palmetto Plantation listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Palmetto Plantation address.
Shop the zone: Homes zoned for South Walton High School
The Palmetto Plantation buying strategy.
If we were buying in Palmetto Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmetto Plantation.
A thin-data market
There are no community amenities identified from the current MLS listings, so the case for buying here rests on the home itself and on the Santa Rosa Beach location rather than on shared facilities. Judge each property on its own condition, lot, and layout — that is where the value is set.
With only a narrow closings window to look at, there is not enough recent transaction volume to describe a firm price range or trend. Anyone buying or selling should lean on a current, home-specific analysis rather than assuming a neighborhood pattern that the data does not yet support.
The location and the amenities are priced into every listing in Palmetto Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with thin sales data and no amenity story to lean on, the value comes from disciplined, property-level pricing. We build the analysis off the specific home and the broader Santa Rosa Beach market instead of a neighborhood average that the current data cannot yet give you — and we will tell you plainly when a listing does not pencil out.
Palmetto Plantation in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palmetto Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmetto Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palmetto Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palmetto Plantation home worth?
Get a no-obligation home value based on real comparable sales in Palmetto Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is Palmetto Plantation a buyer's or seller's market right now?
How many homes are in Palmetto Plantation?
What share of Palmetto Plantation is owner-occupied?
When were the homes in Palmetto Plantation built?
Who is the best real estate agent for Palmetto Plantation?
How do I find a top Santa Rosa Beach real estate agent who knows Palmetto Plantation?
Can Momentum Realty connect me with an agent for Palmetto Plantation?
Where is Palmetto Plantation, and what county is it in?
Should you buy in Palmetto Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how PALMETTO PLANTATION fits the bigger picture — live prices, inventory, and Momentum Scores:
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