Ketch Cay
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Ketch Cay is a small enclave, 37 homes total, built out in a tight window from 1995 to 2000. With that little inventory, pricing swings on individual homes more than on broad trend lines, and a median of $1,525,000 at $703.41 per square foot reflects a run of well-kept, larger-format homes (median living area 2,640 sqft) rather than a wide, graduated market.
A 4-day median days on market says very little is sitting, and the 3-closing window behind that number means the current read is thin by design, not because demand has cooled. Anyone pricing a listing or writing an offer here should treat each closing as a data point, not a trend, and lean on comparable condition and lot specifics over broad averages.
Ketch Cay right now
🟡 Still climbing. The trailing-12-month median ($1.53M) is up 7.0% from the prior 12 months ($1.43M). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (3 and 3 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Collier County sale ($1.53M vs $580K, trailing 12 months, fgc records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ketch Cay market snapshot (as of July 29, 2026): the median sale price is about $1.53M ($703 per sq ft over the trailing 12 months of closed sales), and a median 4 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level fgc closed sales (3 closings in the current window).
Ketch Cay is a community of 37 homes in Naples, Collier County, built between 1995 and 2000 (median 1997), with a median living area of about 2,640 square feet. 51% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Ketch Cay is a compact, established Naples community built out between 1995 and 2000, where limited turnover keeps the market read close-in and condition-driven.
Who Ketch Cay is best for.
Best for
- Buyers who want an established, single-phase community with a consistent 1995-2000 build era rather than mixed-vintage inventory.
- Buyers prioritizing living space, with a median of 2,640 square feet, over a long list of on-site amenities.
- Sellers with a well-maintained home who want a market where a fair listing tends to move quickly, based on the recent 4-day median days-on-market.
Probably not for
- Buyers who want a resort-style amenity package, since none are identified from current MLS listings.
- Buyers who want a large pool of active comps to negotiate against, given the community's 37-home total inventory.
- Buyers set on new or near-new construction, since homes here date to 1995-2000.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.53M) IS the median in the snapshot above, and the move from 2025 ($1.43M) IS the +7.0% one-year change.
Windows contain 1 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
0% of homes for sale in ZIP 34112 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Housing distress & ownership in Ketch Cay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Ketch Cay buying strategy.
If we were buying in Ketch Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ketch Cay.
A Small Sample, A Fast Clock
At 37 total homes, Ketch Cay does not generate the volume of listings that lets a buyer sit back and watch a trend build. The median 4-day days-on-market figure, drawn from a 3-closing window, tells you homes that come to market in reasonably competitive condition are moving before a second look is needed. Sellers should expect to price close to where the market actually is, not test it.
The homes themselves date to a narrow build period, 1995 to 2000, with a median year built of 1997, so most stock is comparable in age even if updates vary widely. Median living area runs 2,640 square feet, and at $703.41 per square foot, per-square-foot value here sits well above broader Naples norms, consistent with a mature, larger-footprint product. Just over half of homes in the community currently carry a homestead exemption, a detail worth knowing for tax-planning purposes on either side of a transaction. No community amenities are identified from current MLS listings, so any amenity claims should be verified directly rather than assumed.
The location and the amenities are priced into every listing in Ketch Cay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ketch Cay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.7). Basis: Recent Direction +7.0% year-over-year; Owner Commitment 51% owner-occupied; Pricing Power 95.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A 37-home community with a 4-day median days-on-market does not forgive a slow read or a generic comp pull. We track Ketch Cay closings individually, factor in the age and condition spread across its 1995-2000 build years, and price against what is actually closing, not a countywide average that does not apply to a community this small.
Ketch Cay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ketch Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ketch Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ketch Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ketch Cay home worth?
Get a no-obligation home value based on real comparable sales in Ketch Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Ketch Cay?
How long do homes in Ketch Cay take to sell?
How many homes are in Ketch Cay?
What share of Ketch Cay is owner-occupied?
When were the homes in Ketch Cay built?
Do cash buyers compete in Ketch Cay?
Who is the best real estate agent for Ketch Cay?
How do I find a top Naples real estate agent who knows Ketch Cay?
Can Momentum Realty connect me with an agent for Ketch Cay?
Should you buy in Ketch Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34112)) |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2016 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Ketch Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
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