Windward Cay in Naples

Windward Cay
Condos for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 2,057 condos for sale in Naples · 454 homes for sale in 34112 · Collier County homes for sale

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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, Windward Cay in Naples, FL has 4 homes for sale and 1 pending, asking from $425,000 to $1,375,000 (median $874,000). Homes listed or recently sold were built 1985–2003; 4 of 5 report an HOA (median $364/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).

Last 30 days in Windward Cay: 3 new listings (median asking $1,099,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Windward Cay Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
20%
Under contract
Collier: 15% (932 of 6,115)
4 · 1
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Windward Cay

Live MLS inventory for Windward Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Windward Cay listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

With only five closings feeding this snapshot, Windward Cay's numbers should be read as a directional signal rather than a statistically deep trend. The median sale price of $725,000 and a median price per square foot of $456.26 point to a market where individual home condition and finish level are doing most of the work in setting price, not a uniform product line.

A median of 67 days on market is on the longer side, which tells buyers there is room to negotiate and tells sellers that pricing needs to be tight from day one rather than aspirational. In a low-volume market like this, an overpriced listing sits, and a well-priced one still may take time simply because there are fewer comparable buyers moving through at once.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Windward Cay is a Naples community where recent activity has been light, so pricing here reflects a handful of transactions rather than a broad, continuously refreshed market.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a purchase near the $725,000 median who are comfortable with a slower, 67-day-plus negotiation timeline
  • Buyers who want an agent to build out comparable data manually given the thin recent-sales record
  • Sellers with a well-maintained, competitively priced home willing to allow adequate market time to find the right buyer

Probably not for

  • Buyers who want a large pool of recent comparable sales to validate pricing before writing an offer
  • Sellers expecting a fast, high-competition sale timeline based on broader Naples market pace
  • Buyers relying on listed community amenities as a primary decision factor, since none are currently identified in MLS data

The market around Windward Cay

Windward Cay is too small for its own price trend, so here is the market around it.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

ZIP and county figures describe the wider market, not Windward Cay specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Windward Cay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windward Cay.

Best Buy
Buyers comfortable making a decision with a small comparable set rather than a deep sales history.
Biggest Risk
With only five recent closings, the median price and price per square foot can be skewed by a single sale.
Sweet Spot
Move-in-ready homes priced near the $725,000 median tend to reflect current market reality most closely.
Avoid If
You need a deep, active resale market with frequent closings to benchmark value with confidence.

A market defined by low volume

The closings window of five sales means every transaction carries outsized weight in the median figures. A single higher-end or heavily updated home closing can shift the median price or price per square foot noticeably, which is worth remembering when comparing Windward Cay to communities with dozens of recent sales.

Current MLS listings do not identify specific community amenities for Windward Cay. That is a note about available listing data at this snapshot, not a statement that the community lacks features — buyers should confirm any amenities, association details, or common facilities directly with listing agents or HOA documentation rather than assuming based on this absence.

“

The location and the amenities are priced into every listing in Windward Cay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory, low-closing-count market like Windward Cay, pricing a home or evaluating an offer requires pulling context beyond the community itself — nearby comparable sales, condition adjustments, and a realistic read on how 67 days of market time affects negotiating leverage. That is the kind of analysis we build into every conversation here, rather than leaning on a thin set of internal comps alone.

Windward Cay in 15 seconds.

Best forBuyers comfortable making a decision with a small comparable set rather than a deep sales history.
Biggest advantageA median 67-day market gives buyers real negotiating room on price and terms.
Biggest riskWith only five recent closings, the median price and price per square foot can be skewed by a single sale.
Sweet spotMove-in-ready homes priced near the $725,000 median tend to reflect current market reality most closely.
Avoid ifYou need a deep, active resale market with frequent closings to benchmark value with confidence.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windward Cay sales matched to your home.

What is your Windward Cay home worth?

Get a no-obligation home value based on real comparable sales in Windward Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers targeting a purchase near the $725,000 median who are comfortable with a slower, 67-day-plus negotiation timelineExcellent fit
Buyers who want an agent to build out comparable data manually given the thin recent-sales recordExcellent fit
Sellers with a well-maintained, competitively priced home willing to allow adequate market time to find the right buyerExcellent fit
Buyers who want a large pool of recent comparable sales to validate pricing before writing an offerProbably not
Sellers expecting a fast, high-competition sale timeline based on broader Naples market paceProbably not
Buyers relying on listed community amenities as a primary decision factor, since none are currently identified in MLS dataProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Windward Cay, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Windward Cay Right Now (5)

All 5 active and pending Windward Cay listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Windward Cay with Momentum Realty’s local guides.

Ketch Cay0.1 mi awayHarrington Sound0.2 mi awayEagle Acres0.2 mi away · 1 for saleAdmirals Watch0.3 mi away · 1 for saleClipper Cove0.3 mi awaySunset Homes0.4 mi away · 12 homes, built 1957–21, 5 for saleMarina Cove0.4 mi away · 8 for saleSomerset At Windstar0.5 mi away

Browse all neighborhood guides →

More on Windward Cay Condos for Sale in Naples

What it really costs to own in Windward Cay

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,943/yr across 10 listings here (MLS tax records, 2026-11-12).
HOA duesMedian $364/month across 4 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1998 across 10 listings. An original roof here would be about 28 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,038/month (tax $495, HOA $364, insurance $179). An estimate from the sources above, not a quote.

Email me new listings in Windward Cay

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Windward Cay Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Windward Cay Condos for Sale will answer, and the answer is published on this page for the next buyer.

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