Kipps Colony Homes for Sale in St. Petersburg, FL

Guard-gated golf and marina enclave · St. Petersburg · ZIP 33707

A guard-gated golf and marina enclave within Pasadena Yacht & Country Club in St. Petersburg.

Guard-gatedGolf & marinaBay & fairway views

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a guard-gated enclave within the Pasadena Yacht & Country Club community; the home type and position, the HOA and any club fees, the reserves where it is a condominium, and the waterfront flood and insurance picture decide value, so read the financials and coverage for a specific home.

Free · No obligation

Unlock Off-Market Kipps Colony

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Jon's Current Read

"Kipps Colony is a guard-gated residential enclave within the Pasadena Yacht & Country Club community on the St. Petersburg and Gulfport line in Pinellas County, so the read is a guard-gated golf-and-marina read: public sources describe several sections, including Skimmer Point, Kipps Colony Estates, Fairway Bay, and Pasadena Point Estates, with a mix of condominiums, townhomes, and single-family homes, and the 80-plus Kipps Colony condos line Boca Ciega Bay and the golf fairways, many two- and three-bedroom with water and golf-course views. Pasadena Yacht & Country Club is a gated community with an 18-hole championship golf course, a marina, a heated junior-Olympic pool overlooking the marina, a poolside restaurant and bar, a formal clubhouse restaurant, tennis and pickleball courts, and a fitness center, but club membership is separate from owning a home, so confirm membership terms and dues with the club. The home finishes matter, but value turns on the position and type, the HOA and any club fees, the reserves where the home is a condominium, and the waterfront flood and insurance picture. Your leverage is reading the fees, the reserves, and the coverage before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The setting is a draw: public sources describe the 80-plus Kipps Colony condos lining Boca Ciega Bay and the golf fairways, many two- and three-bedroom with water and golf-course views. Pasadena Yacht & Country Club is a gated community with an 18-hole championship golf course, a marina, a heated junior-Olympic pool overlooking the marina, a poolside restaurant and bar, a formal clubhouse restaurant, tennis and pickleball courts, and a fitness center. Club membership is separate from owning a home, so confirm membership terms and dues with the club.

The defining read is the fees and the water. The HOA and any club fees, the reserves where the home is a condominium, lender approval, and the waterfront and bayfront flood and windstorm picture drive value and resale. Confirm the financials, the reserves, the membership terms and dues, and the flood and insurance picture for a specific home.

For buyers who want guard-gated golf and marina living with bay and fairway views minutes from Gulfport and the Gulf beaches, Kipps Colony is a distinctive option. The work is reading the HOA and club fees, the reserves where applicable, and the flood picture honestly before you buy.

Quick Match

Who Kipps Colony is best for.

Best for

Buyers who want guard-gated golf and marina living
Anyone drawn to bay and fairway views on Boca Ciega Bay
Buyers close to Gulfport, downtown St. Pete, and the Gulf beaches
Buyers who will read the HOA, club fees, and reserves

Probably not for

Buyers who want an ungated, no-HOA home
Anyone seeking the lowest possible monthly carrying cost
Buyers who will not read the financials and flood picture
Anyone who assumes club membership is included with the home

Market Pulse

How Kipps Colony is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Kipps Colony listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Pasadena Yacht & Country Club or St. Petersburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Kipps Colony buys, holds, and resells. See the five factors.

Interactive Map

Kipps Colony on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Kipps Colony sits in St. Petersburg, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from Kipps Colony. They are approximate and vary with traffic and your exact departure point.

Gulfport~3-6 min · waterfront arts district

St. Pete Beach~5-10 min · barrier-island beach

Downtown St. Petersburg~10-15 min · waterfront, arts, dining

I-275~10-15 min · regional connector

Gulf beaches~5-10 min · barrier-island beaches

Tampa International Airport (TPA)~30-40 min · via I-275

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Kipps Colony Homes for Sale in St with Momentum Realty’s local guides.

TPThree Palms PointeSt. Pete Beach, FL · 0.2 mi STStSt. Pete Beach, FL · 0.2 mi STStSt. Pete Beach, FL · 0.2 mi BCBoca Ciega Isle Homes for Sale in StSt. Pete Beach, FL · 0.3 mi SPSkimmer Point Homes for Sale in Gulfport, FLGulfport, FL · 0.3 mi

Brightwater Beach EstatesStSt. Pete Beach, FL · 0.6 mi PIPasadena Isle Homes for Sale in South Pasadena, FLSouth Pasadena, FL · 0.7 mi KCKipps ColonyGulfport, FL · 0.8 mi PGPasadena on the Gulf,StSt. Petersburg, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Kipps Colony (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Kipps Colony is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Kipps Colony address.

The takeaway

What is actually shaping value at Kipps Colony: the guard-gated golf and marina enclave, the waterfront flood and insurance exposure, the separate and optional club membership, and the condo reserves where applicable. Each item is sourced and linked.

Recent Developments in Kipps Colony

Development Intelligence

Our read on what is being built around Kipps Colony, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe guard-gated golf and marina amenities support demand, while the defining watch items are the waterfront flood and insurance picture, the separate and optional club membership, and the condo reserves where applicable.

Guard-gated golf and marina enclave anchors demand

Ongoing

BullishMajor impact

SignificanceRadius: Community

A guard-gated golf and marina enclave with bay and fairway views on Boca Ciega Bay is a distinctive draw.

Waterfront flood and insurance exposure is the watch item

2024-2025

BearishMajor impact

SignificanceRadius: Community

The 2024 storms brought surge to low-lying Pinellas waterfront; read the elevation and flood and windstorm coverage for a specific home.

Club membership is separate and optional

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Club membership is separate from owning a home; confirm the membership terms, initiation, and dues with the club.

Condo reserves to read where applicable

2025

NeutralNotable impact

SignificanceRadius: Community

Where a home is a condominium, read the reserves and any milestone inspection under Florida's tightened condo reserve rules.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Kipps Colony, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
2024 storms bring surge to low-lying Pinellas waterfront
Hurricanes Helene and Milton in 2024 drove storm surge into low-lying waterfront areas of Pinellas County, with impact varying by elevation and building. Why it matters: Read elevation, flood, and windstorm coverage for a specific waterfront or golf-course home. Source
July 2025
Policy
Florida condo reserve rules tighten statewide
Florida's condo-safety reforms, refined by HB 913 effective July 1, 2025, strengthened reserve and inspection requirements for condominium associations across the state. Why it matters: Where a home is a condominium, read the association's reserves and any milestone inspection; condo fees are under upward pressure statewide. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Kipps Colony buying strategy.

If we were buying in Kipps Colony, this is the order of operations we would run, and the one we run for our clients.

Read the financials first. Pull the HOA budget and any club fee schedule, and where the home is a condominium, the reserves and any reserve study before you judge any home.

Confirm the club membership terms. Ask the club for the membership terms, initiation, and dues, since membership is separate from owning a home.

Read the flood and insurance picture. Pull elevation and the flood and windstorm coverage for the specific waterfront or golf-course home.

Read the reserves where applicable. Where the home is a condominium, read the reserves and any milestone inspection under Florida's tightened condo reserve rules.

Compare Pasadena options, and cross-shop Pasadena Yacht & Country Club for the wider community.

The Quick Decision

Best Buy

A well-positioned home in a sound association with a clear fee picture

Biggest Risk

Thin reserves on a condominium or unread waterfront flood and insurance

Best Lot

A home with a strong bay or fairway view and protected position

Smart Timing

Confirm the HOA and club fees, the reserves, the flood picture, and lender approval

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Kipps Colony is a guard-gated residential enclave within the Pasadena Yacht & Country Club community in St. Petersburg, in the 33707 ZIP, on the St. Petersburg and Gulfport line in Pinellas County. Public sources describe several sections, including Skimmer Point, Kipps Colony Estates, Fairway Bay, and Pasadena Point Estates, with a mix of condominiums, townhomes, and single-family homes, and the 80-plus Kipps Colony condos line Boca Ciega Bay and the golf fairways, many two- and three-bedroom with water and golf-course views. Pasadena Yacht & Country Club is a gated community with an 18-hole championship golf course, a marina, a heated junior-Olympic pool overlooking the marina, a poolside restaurant and bar, a formal clubhouse restaurant, tennis and pickleball courts, and a fitness center; club membership is separate from owning a home, so confirm membership terms and dues with the club. The defining factors in value are the fees and the water: the HOA and any club fees, the reserves where the home is a condominium, lender approval, and the waterfront flood and insurance picture drive the real cost of ownership and resale.

Kipps Colony Homes For Sale

What your money buys in Kipps Colony.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Kipps Colony today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Condo or Townhome

Two- and three-bedroom condominiums and townhomes with water or golf-course views, the entry into guard-gated Kipps Colony living, priced for updates and the association you buy into.

Lowest entry

The Single-Family Home

Single-family homes across the sections, the heart of the resale market here, where position and condition set the range.

Most inventory

The Waterfront or Golf-Frontage Home

Homes with direct bay or fairway frontage and the best outlooks and position, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Condo or Townhome

Two- and three-bedroom condominiums and townhomes with water or golf-course views, the entry into guard-gated Kipps Colony living, priced for updates and the association you buy into.

The Single-Family Home

Single-family homes across the sections, the heart of the resale market here, where position and condition set the range.

The Waterfront or Golf-Frontage Home

Homes with direct bay or fairway frontage and the best outlooks and position, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Kipps Colony, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Kipps Colony is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Kipps Colony holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within St. PetersburgStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Kipps Colony

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The golf, the marina, and the bay views sell the home. The deal is won or lost on the HOA and club fees, the reserves, and the flood read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.2A- · Buy Score

Resale Strength8.0/10

Renovation Risk7.0/10

Location Efficiency8.8/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Kipps Colony is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In Kipps Colony, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

Kipps Colony in 15 seconds.

Best forBuyers who want guard-gated golf and marina living with bay and fairway views minutes from Gulfport.

Biggest advantageA guard-gated golf and marina enclave on Boca Ciega Bay with championship golf and a marina.

Biggest riskThe waterfront flood and insurance picture, and the reserves where the home is a condominium.

Sweet spotA well-positioned home in a sound association with a clear HOA and club-fee picture.

Avoid ifYou want an ungated, no-HOA home or no flood and association homework.

HOA, CDD & Fees

15-Second Take

HOA fee, plus condo fee where applicable
Club membership separate and optional
Confirm membership terms and dues with the club
Read the reserves where it is a condominium
Read the waterfront flood and insurance picture

An HOA fee applies, and where the home is a condominium, a condominium association fee applies; club membership is separate from owning a home, so confirm the membership terms, initiation, and dues with the club. Florida condo reserve rules are pushing condo fees statewide, so where the home is a condominium, confirm the fee, the reserves, and any assessment for the association.

Public sources describe the guard-gated access and community within Pasadena Yacht & Country Club; confirm exactly what the HOA and any condominium fee include, and confirm the separate club membership terms and dues with the club.

Public sources describe Pasadena Yacht & Country Club as a gated community with an 18-hole championship golf course, a marina, a heated junior-Olympic pool overlooking the marina, a poolside restaurant and bar, a formal clubhouse restaurant, tennis and pickleball courts, and a fitness center; club membership is separate from owning a home, so confirm membership terms and dues with the club.

Run Your Numbers

Tools for a Kipps Colony buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Kipps Colony.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Kipps Colony

Price it to the position, the fees, and the flood read, not the Zestimate.

If you are thinking about selling at Kipps Colony, the right price comes from recent comparable sales matched to the home type and position, the HOA and any club fees, the reserves where the home is a condominium, and the waterfront flood and insurance picture, not an automated estimate. On the water and the fairways, the position and the financials set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Kipps Colony, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Pasadena Yacht & Country Club, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Kipps Colony home worth?

Get a no-obligation home value based on real comparable sales in Kipps Colony matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Kipps Colony on the map →
Or get your Kipps Colony home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Kipps Colony Market Scorecard

Thin data

Kipps Colony is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Kipps Colony?

It is a guard-gated residential enclave within the Pasadena Yacht & Country Club community in St. Petersburg, in the 33707 ZIP, on the St. Petersburg and Gulfport line in Pinellas County, minutes from Gulfport and the Gulf beaches.

Is Kipps Colony gated?

Yes. Public sources describe it as a guard-gated enclave within the Pasadena Yacht & Country Club community.

Is there golf and a marina?

Yes. Public sources describe Pasadena Yacht & Country Club with an 18-hole championship golf course, a marina, a heated junior-Olympic pool, restaurants, tennis and pickleball courts, and a fitness center. Club membership is separate from owning a home, so confirm membership terms and dues with the club.

What kind of homes are in Kipps Colony?

Public sources describe several sections, including Skimmer Point, Kipps Colony Estates, Fairway Bay, and Pasadena Point Estates, with a mix of condominiums, townhomes, and single-family homes. The 80-plus Kipps Colony condos line Boca Ciega Bay and the golf fairways, many two- and three-bedroom with water and golf-course views.

Is club membership included with a home?

No. Club membership is separate from owning a home. Confirm the membership terms, initiation, and dues with the club.

What are the HOA and club fees?

An HOA fee applies, and where the home is a condominium, a condominium association fee applies; club membership and its dues are separate. Confirm the current HOA and any condominium fee with the association and the membership terms and dues with the club.

Is Kipps Colony in a flood zone?

As a waterfront and bayfront enclave, it carries flood and windstorm exposure that varies by elevation and building. Pull the elevation and a flood and insurance read for the specific home before you offer. Confirm the flood zone for the home.

What about condo reserves here?

Where the home is a condominium, read the reserves and any milestone inspection under Florida's tightened condo reserve rules. Confirm the reserves and any assessment for the association.

Can I finance a home here?

Waterfront homes and condominiums with higher carrying costs can be harder to finance. Confirm the home and, where it is a condominium, the building qualifies for your loan program before you make an offer.

How far is Kipps Colony from Gulfport and the beaches?

Gulfport is roughly three to six minutes by car, St. Pete Beach about five to ten minutes, downtown St. Petersburg about ten to fifteen minutes, and the Gulf beaches about five to ten minutes.

Did the 2024 hurricanes affect this area?

The 2024 storms brought surge to low-lying Pinellas waterfront, with impact varying by elevation and building. Confirm the elevation and flood history for the specific home.

What should I check before buying here?

Read the HOA budget and any club fee schedule, confirm the club membership terms and dues, read the reserves where the home is a condominium, read the waterfront flood and insurance picture, verify lender approval, and read the home's view and position.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. In a guard-gated golf and marina enclave where the fees, the reserves, and the flood picture swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for Kipps Colony?

The best agent for Kipps Colony is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kipps Colony.

How do I find a top St. Petersburg real estate agent who knows Kipps Colony?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kipps Colony and the wider St. Petersburg area.

Can Momentum Realty connect me with an agent for Kipps Colony?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kipps Colony purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Kipps Colony?

An honest fit check. We will tell you when it is not your community.

Buyers who want guard-gated golf and marina livingExcellent fit

Anyone drawn to bay and fairway views on Boca Ciega BayExcellent fit

Buyers close to Gulfport, downtown St. Pete, and the Gulf beachesExcellent fit

Buyers who will read the HOA, club fees, and reservesExcellent fit

Buyers who will read the waterfront flood and insurance pictureExcellent fit

Buyers who want an ungated, no-HOA homeProbably not

Anyone seeking the lowest possible monthly carrying costProbably not

Buyers who will not read the financials and flood pictureProbably not

Anyone who assumes club membership is included with the homeProbably not

Buyers who will not read the reserves where it is a condominiumProbably not

Get the inside read on Kipps Colony

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Kipps Colony home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Kipps Colony specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Kipps Colony — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Kipps Colony Homes for Sale in St. Petersburg, FL

The 60-Second Overview

Who Kipps Colony is best for.

Best for

Probably not for

How Kipps Colony is performing right now

Kipps Colony on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Kipps Colony

Guard-gated golf and marina enclave anchors demand

Waterfront flood and insurance exposure is the watch item

Club membership is separate and optional

Condo reserves to read where applicable

2024 storms bring surge to low-lying Pinellas waterfront

Florida condo reserve rules tighten statewide

The Kipps Colony buying strategy.

The full read, only if you want it.

What your money buys in Kipps Colony.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Kipps Colony holds value.

5 Mistakes Buyers Make in Kipps Colony

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Kipps Colony is different.

Which Lots & Views Hold Value Best

Kipps Colony in 15 seconds.

HOA, CDD & Fees

Tools for a Kipps Colony buy.

Price it to the position, the fees, and the flood read, not the Zestimate.

In Kipps Colony, condition and view decide your number

What is your Kipps Colony home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Kipps Colony Market Scorecard

Frequently Asked Questions

Should you buy in Kipps Colony?

Get the inside read on Kipps Colony

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.