Kramer F A
Homes for Sale in Palm Harbor, FL
All 577 homes for sale in Palm Harbor, FL · median $399,900 · 184 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Kramer F A Sub in Palm Harbor, FL has 2 homes for sale. Homes listed or recently sold were built 1955–1968; 4 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
Last 30 days in Kramer F A: 1 closed sale (median $434,000). As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Price here is driven by condition and lot, not by a uniform product. With a median build year of 1958 and homes reaching back to 1950 and forward to 2018, what you pay tracks how much of the house has been reworked. The median sits at $749,000 and roughly $426.50 per square foot on a median footprint just over 2,000 sqft, but expect a wide spread around that number depending on updates.
The market posture is patient. Median days on market runs to 249 days — this is not a place where listings clear in a weekend. The year-over-year figure is up 32.6%, but that reads off a thin base of only three closings, so treat it as a signal of direction rather than a precise trajectory. Sellers should price to the current buyer and plan for a long runway; buyers have room to underwrite carefully and negotiate.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Kramer F A right now
🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($900K) is up 59.2% from the prior 12 months ($565K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kramer F A market snapshot (as of September 20, 2026): the median sale price is about $900K ($402 per sq ft over the trailing 12 months of closed sales), a median 152 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 59% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34683 (Palm Harbor), 144 homes closed in the last 12 months at a median of $449K ($277/sq ft), down 5.1% year over year, with a median 39 days on market. Right now 67 active and 23 pending listings put supply at about 5.6 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
Kramer F A is a community of 18 homes in Palm Harbor, Pinellas County, built between 1950 and 2001 (median 1959.0), with a median living area of about 1,921 square feet. 47% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Kramer F A Sub is a small, older Palm Harbor pocket of 37 homes in Pinellas County, where the housing stock spans nearly seven decades and the real variable is how thoroughly a given home has been updated.
The setting & the homes.
Aerial and on-site photos of Kramer F A. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Kramer F A; content deemed reliable but not guaranteed.
Who Kramer F A is best for.
Best for
- Buyers around a mid-$700s budget who will vet each home on its updates and systems
- Long-hold owners comfortable in a low-turnover pocket rather than a fast-moving market
- Renovation-minded buyers who can see value in an older home with good bones
Probably not for
- Buyers who need to resell quickly and count on fast market clearance
- Anyone who wants a large pool of recent comparable sales to anchor an offer
- Buyers seeking uniform, new-construction product at a predictable price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($900K) IS the median in the snapshot above, and the move from 2025 ($565K) IS the +59.2% one-year change.
Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
Kramer F A Market Scorecard
Kramer F A is currently a balanced market. About 3.0 months of supply, a median asking price of $1,874,000, and homes go under contract in about 185 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Kramer F A
Live MLS inventory for Kramer F A. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kramer F A listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Kramer F A on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ozona Elementary-PN · Elementary
- Palm Harbor Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Kramer F A listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kramer F A address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Kramer F A buying strategy.
If we were buying in Kramer F A today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kramer F A.
A small, condition-driven pocket
At 37 homes with a median build year of 1958, this is a mature, low-turnover enclave. The three closings in the current window and the 249-day median tell you inventory moves slowly and comparable sales are scarce — pricing leans on individual home condition more than on a steady stream of recent sales. About 66% of homes carry a homestead exemption, which points to a stock held long-term rather than churned as rentals.
The build range from 1950 to 2018 matters. A mid-century original and a newer or gut-renovated home can sit in the same subdivision at very different price points, which is why the per-square-foot figure and the median only frame the conversation. Underwrite each house on its own bones — roof, systems, and how much of the interior has actually been brought current.
The location and the amenities are priced into every listing in Kramer F A. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Kramer F A buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.1). Basis: Recent Direction +59.2% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 47% owner-occupied; Pricing Power 89.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 37-home pocket with only three recent closings and long marketing times, generic comps will mislead you. We price and negotiate off the actual condition of each home and the thin sales record here, so sellers set an honest number and buyers know exactly what they are underwriting before they commit.
Kramer F A in 15 seconds.
Tools for a Kramer F A buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kramer F A sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kramer F A, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kramer F A home worth?
Get a no-obligation home value based on real comparable sales in Kramer F A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Kramer F A Sub
Homes in Kramer F A Sub that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 406 Orchid Lane · off market
- 412 Orchid Lane · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34683 |
|---|---|
| Homes in the community | 18 (FL DOR 2025 assessment roll) |
| Years built | 1950–2001 (median 1959.0) |
| Typical living area | 1,921 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| For sale right now | 2 active, 0 pending · median asking $452,450 · 4.8 months of supply |
| Owner-occupied (homestead) share | 47% |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kramer F A key facts,” movewithmomentum.com/neighborhoods/kramer-f-a-sub, data as of November 6, 2026.
Housing distress & ownership in Kramer F A Sub, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Kramer F A
The newest homes for sale in Kramer F A right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 402 Orchid Lane $374,900 · 3 bd · 2 ba · 1,662 sq ft · listed Oct 6, 2026 Courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL
- 624 Orange Street $529,999 · 2 bd · 2 ba · 1,656 sq ft · listed Apr 27, 2026 Courtesy of DALTON WADE INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Kramer F A Sub Right Now (2)
All 2 active and pending Kramer F A Sub listings with a detail page, newest first, refreshed twice a day from the MLS.
- 402 Orchid Lane · $374,900 · 3 bd / 2 ba · listed Oct 6, 2026 · listed by Coastal Properties Group International
- 624 Orange Street · $529,999 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by Dalton Wade Inc
Recently sold in Kramer F A Sub
- 406 Orchid Lane · sold $434,000
- 404 Laurel Lane · sold $1,050,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Palm Harbor guides & data
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Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Orange Street (1 homes on record)
Email me new listings in Kramer F A
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Kramer F A
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kramer F A will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Kramer F A?
How long do homes in Kramer F A take to sell?
Is Kramer F A a buyer's or seller's market right now?
How many homes are in Kramer F A?
What share of Kramer F A is owner-occupied?
When were the homes in Kramer F A built?
Who is the best real estate agent for Kramer F A?
How do I find a top Palm Harbor real estate agent who knows Kramer F A?
Can Momentum Realty connect me with an agent for Kramer F A?
Where is Kramer F A, and what county is it in?
Should you buy in Kramer F A?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34683)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Kramer F A Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Kramer F A
- Home values · What homes in Kramer F A actually sell for







