Kramer F A Sub
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County
37 homesBuilt 1950–2018Median sale $749K
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Live · Kramer F A Sub Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$749K
Median sold · 12 mo
up 32.6% vs the prior 12 months
+32.6%
1-yr price change
n = 3 and 3 sales in the two windows
$427/sf
Sold $/sqft · 12 mo
peak $427 in 2026
87.1%
Sale vs ask
Pinellas median: 93.3%
Tempo
249days
Median DOM · closed
3 days at the 2025 low
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
66%
Owner-occupied · Kramer F A Sub
25 of 38 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Kramer F A Sub
incl. 5% trust or LLC-held · 8% out-of-state
67%
Cash buyers · Kramer F A Sub
2 of 3 sales, 12 mo ending June 2026
37
Homes in the community
plus 1 vacant residential lots · 38 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1950
Community established
homes built 1950-2018, median 1958 (FL DOR 2025)
2
Failed listings · 2026
peaked at 4 in 2017
2,013sqft
Median sold home size
12-mo windows, closed sales
8.1%/yr
Turnover rate
about 3 of 37 homes trade a year
Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With a median build year of 1958 and homes reaching back to 1950 and forward to 2018, what you pay tracks how much of the house has been reworked. The median sits at $749,000 and roughly $426.50 per square foot on a median footprint just over 2,000 sqft, but expect a wide spread around that number depending on updates.

The market posture is patient. Median days on market runs to 249 days — this is not a place where listings clear in a weekend. The year-over-year figure is up 32.6%, but that reads off a thin base of only three closings, so treat it as a signal of direction rather than a precise trajectory. Sellers should price to the current buyer and plan for a long runway; buyers have room to underwrite carefully and negotiate.

Kramer F A Sub Housing Pulse · Momentum Research · as of July 15, 2026

Kramer F A Sub right now

🟢 Still climbing. The trailing-12-month median ($749K) is up 32.6% from the prior 12 months ($565K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Kramer F A Sub Housing Pulse · Momentum Research · as of July 15, 2026

Kramer F A Sub right now

🟢 Still climbing. The trailing-12-month median ($749K) is up 32.6% from the prior 12 months ($565K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Kramer F A Sub market snapshot (as of July 15, 2026): the median sale price is about $749K ($427 per sq ft over the trailing 12 months of closed sales), and a median 249 days on market for closed sales. The trailing-12-month median is up 33% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).

Kramer F A Sub is a community of 37 homes in Palm Harbor, Pinellas County, built between 1950 and 2018 (median 1958), with a median living area of about 2,031 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Kramer F A Sub is a small, older Palm Harbor pocket of 37 homes in Pinellas County, where the housing stock spans nearly seven decades and the real variable is how thoroughly a given home has been updated.

Best for

  • Buyers around a mid-$700s budget who will vet each home on its updates and systems
  • Long-hold owners comfortable in a low-turnover pocket rather than a fast-moving market
  • Renovation-minded buyers who can see value in an older home with good bones

Probably not for

  • Buyers who need to resell quickly and count on fast market clearance
  • Anyone who wants a large pool of recent comparable sales to anchor an offer
  • Buyers seeking uniform, new-construction product at a predictable price

Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($749K) IS the median in the snapshot above, and the move from 2025 ($565K) IS the +32.6% one-year change.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 3 in the current window.
Sellers who gave up · failed listings per year
02420162020202220242026
Canceled, expired, or withdrawn. 4 quit in 2017; 2 so far in 2026. The clearest stress gauge a community has.

If we were buying in Kramer F A Sub today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kramer F A Sub.

Best Buy
Buyers who want an older Palm Harbor home and are prepared to evaluate it on condition.
Biggest Risk
Thin sales volume and a long 249-day median make pricing and timing harder to read.
Sweet Spot
An updated home near the median footprint of just over 2,000 sqft.
Avoid If
You need a quick resale or predictable, high-volume comps.

A small, condition-driven pocket

At 37 homes with a median build year of 1958, this is a mature, low-turnover enclave. The three closings in the current window and the 249-day median tell you inventory moves slowly and comparable sales are scarce — pricing leans on individual home condition more than on a steady stream of recent sales. About 66% of homes carry a homestead exemption, which points to a stock held long-term rather than churned as rentals.

The build range from 1950 to 2018 matters. A mid-century original and a newer or gut-renovated home can sit in the same subdivision at very different price points, which is why the per-square-foot figure and the median only frame the conversation. Underwrite each house on its own bones — roof, systems, and how much of the interior has actually been brought current.

The location and the amenities are priced into every listing in Kramer F A Sub. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.0C+ · Buy Score
Recent Direction10.0/10
Owner Commitment6.6/10
Pricing Power1.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction +32.6% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 87.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a 37-home pocket with only three recent closings and long marketing times, generic comps will mislead you. We price and negotiate off the actual condition of each home and the thin sales record here, so sellers set an honest number and buyers know exactly what they are underwriting before they commit.

Kramer F A Sub in 15 seconds.

Best forBuyers who want an older Palm Harbor home and are prepared to evaluate it on condition.
Biggest advantageA small, stable pocket with a long-held, low-turnover housing stock.
Biggest riskThin sales volume and a long 249-day median make pricing and timing harder to read.
Sweet spotAn updated home near the median footprint of just over 2,000 sqft.
Avoid ifYou need a quick resale or predictable, high-volume comps.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kramer F A Sub sales matched to your home.

What is your Kramer F A Sub home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Kramer F A Sub?
The median sale price in Kramer F A Sub was $749K over the 12 months ending July 15, 2026 (3 closed sales, Stellar MLS).
How long do homes in Kramer F A Sub take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 249 days on market (3 sales, Stellar MLS).
How many homes are in Kramer F A Sub?
The Florida DOR 2025 assessment roll shows 37 homes plus 1 vacant residential lots in Kramer F A Sub (public records).
What share of Kramer F A Sub is owner-occupied?
66% of Kramer F A Sub parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kramer F A Sub built?
Homes in Kramer F A Sub were built between 1950 and 2018, with a median year built of 1958 (FL DOR 2025 roll).
Do cash buyers compete in Kramer F A Sub?
Cash buyers took 67% of Kramer F A Sub sales in the 12 months ending June 2026 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for Kramer F A Sub?
The best agent for Kramer F A Sub is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kramer F A Sub.
How do I find a top Palm Harbor real estate agent who knows Kramer F A Sub?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kramer F A Sub and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Kramer F A Sub?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kramer F A Sub purchase or sale - no call center and no pressure.
Buyers around a mid-$700s budget who will vet each home on its updates and systemsExcellent fit
Long-hold owners comfortable in a low-turnover pocket rather than a fast-moving marketExcellent fit
Renovation-minded buyers who can see value in an older home with good bonesExcellent fit
Buyers who need to resell quickly and count on fast market clearanceProbably not
Anyone who wants a large pool of recent comparable sales to anchor an offerProbably not
Buyers seeking uniform, new-construction product at a predictable priceProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34683))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 3 in the current window.
Sellers who gave up · failed listings per year
02420162020202220242026
Canceled, expired, or withdrawn. 4 quit in 2017; 2 so far in 2026. The clearest stress gauge a community has.

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34683))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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