Kramer F A
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County · ZIP 34683
18 homesBuilt 1950–2001Median sale $900K
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Kramer F A in Palm Harbor, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $899,500, $402 per square foot, a median 152 days on market, sellers accepting 89% of original asking (+59% versus the prior year). Homes listed or recently sold were built 1955–1958; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $17,440 ($16,630 with the full homestead exemption).

Live · Kramer F A Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$900K
Median sold · 12 mo
up 59.2% vs the prior 12 months
+59.2%
1-yr price change
n = 4 and 3 sales in the two windows
$402/sf
Sold $/sqft · 12 mo
peak $402 in 2026
89.2%
Sale vs ask
Pinellas median: 93.6%
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
152days
Median DOM · closed
3 days at the 2025 low
50%
Under contract
Pinellas: 21% (1,729 of 8,357)
1 · 1
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
47%
Owner-occupied · Kramer F A
9 of 19 parcels homesteaded (FL DOR 2025)
53%
Non-owner-occupied · Kramer F A
incl. 5% trust or LLC-held · 10% out-of-state
18
Homes in the community
plus 1 vacant residential lots · 19 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1950
Community established
homes built 1950-2001, median 1959 (FL DOR 2025)
2,384sqft
Median sold home size
12-mo windows, closed sales
22.2%/yr
Turnover rate
about 4 of 18 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With a median build year of 1958 and homes reaching back to 1950 and forward to 2018, what you pay tracks how much of the house has been reworked. The median sits at $749,000 and roughly $426.50 per square foot on a median footprint just over 2,000 sqft, but expect a wide spread around that number depending on updates.

The market posture is patient. Median days on market runs to 249 days — this is not a place where listings clear in a weekend. The year-over-year figure is up 32.6%, but that reads off a thin base of only three closings, so treat it as a signal of direction rather than a precise trajectory. Sellers should price to the current buyer and plan for a long runway; buyers have room to underwrite carefully and negotiate.

Kramer F A Housing Pulse · Momentum Research · as of September 12, 2026

Kramer F A right now

🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($900K) is up 59.2% from the prior 12 months ($565K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 3 sales in the two windows).

What's unique here: the median sale price is about 2x the typical Pinellas County sale ($900K vs $395K, trailing 12 months, Stellar MLS records).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Kramer F A market snapshot (as of September 12, 2026): the median sale price is about $900K ($402 per sq ft over the trailing 12 months of closed sales), a median 152 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 59% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).

Kramer F A is a community of 18 homes in Palm Harbor, Pinellas County, built between 1950 and 2001 (median 1959.0), with a median living area of about 1,921 square feet. 47% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Kramer F A is a small, older Palm Harbor pocket of 37 homes in Pinellas County, where the housing stock spans nearly seven decades and the real variable is how thoroughly a given home has been updated.

Best for

  • Buyers around a mid-$700s budget who will vet each home on its updates and systems
  • Long-hold owners comfortable in a low-turnover pocket rather than a fast-moving market
  • Renovation-minded buyers who can see value in an older home with good bones

Probably not for

  • Buyers who need to resell quickly and count on fast market clearance
  • Anyone who wants a large pool of recent comparable sales to anchor an offer
  • Buyers seeking uniform, new-construction product at a predictable price

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 4 in the current window.

Kramer F A Market Scorecard

Seller's market

Kramer F A is currently a seller's market. About 3.0 months of supply, a median asking price of $1,874,000, and homes go under contract in about 132 days.

3.0
Months supply
$1,874,000
Median list
$899,500
Median sold
$585
Per sqft
132
Days on mkt
1/1/4
Active/Pend/Sold

Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Kramer F A

Live MLS inventory for Kramer F A. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Kramer F A listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Ozona Elementary-PN · Elementary
  • Palm Harbor Middle-PN · Middle
  • Palm Harbor Univ High-PN · High

Zoned schools reflect the assignments reported on recent Kramer F A listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Kramer F A address.

If we were buying in Kramer F A today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kramer F A.

Best Buy
Buyers who want an older Palm Harbor home and are prepared to evaluate it on condition.
Biggest Risk
Thin sales volume and a long 249-day median make pricing and timing harder to read.
Sweet Spot
An updated home near the median footprint of just over 2,000 sqft.
Avoid If
You need a quick resale or predictable, high-volume comps.

A small, condition-driven pocket

At 37 homes with a median build year of 1958, this is a mature, low-turnover enclave. The three closings in the current window and the 249-day median tell you inventory moves slowly and comparable sales are scarce — pricing leans on individual home condition more than on a steady stream of recent sales. About 66% of homes carry a homestead exemption, which points to a stock held long-term rather than churned as rentals.

The build range from 1950 to 2018 matters. A mid-century original and a newer or gut-renovated home can sit in the same subdivision at very different price points, which is why the per-square-foot figure and the median only frame the conversation. Underwrite each house on its own bones — roof, systems, and how much of the interior has actually been brought current.

The location and the amenities are priced into every listing in Kramer F A. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.1C+ · Buy Score
Recent Direction10.0/10
Liquidity & Demand7.0/10
Owner Commitment4.7/10
Pricing Power2.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.1). Basis: Recent Direction +59.2% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 47% owner-occupied; Pricing Power 89.2% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a 37-home pocket with only three recent closings and long marketing times, generic comps will mislead you. We price and negotiate off the actual condition of each home and the thin sales record here, so sellers set an honest number and buyers know exactly what they are underwriting before they commit.

Kramer F A in 15 seconds.

Best forBuyers who want an older Palm Harbor home and are prepared to evaluate it on condition.
Biggest advantageA small, stable pocket with a long-held, low-turnover housing stock.
Biggest riskThin sales volume and a long 249-day median make pricing and timing harder to read.
Sweet spotAn updated home near the median footprint of just over 2,000 sqft.
Avoid ifYou need a quick resale or predictable, high-volume comps.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kramer F A sales matched to your home.

What is your Kramer F A home worth?

Get a no-obligation home value based on real comparable sales in Kramer F A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Kramer F A?
The median sale price in Kramer F A was $900K over the 12 months ending September 12, 2026 (4 closed sales, Stellar MLS).
How long do homes in Kramer F A take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 152 days on market (4 sales, Stellar MLS).
Is Kramer F A a buyer's or seller's market right now?
As of September 12, 2026, Kramer F A is roughly balanced: 3.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Kramer F A?
The Florida DOR 2025 assessment roll shows 18 homes plus 1 vacant residential lots in Kramer F A (public records).
What share of Kramer F A is owner-occupied?
47% of Kramer F A parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kramer F A built?
Homes in Kramer F A were built between 1950 and 2001, with a median year built of 1959.0 (FL DOR 2025 roll).
Who is the best real estate agent for Kramer F A?
The best agent for Kramer F A is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kramer F A.
How do I find a top Palm Harbor real estate agent who knows Kramer F A?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kramer F A and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Kramer F A?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kramer F A purchase or sale - no call center and no pressure.
Buyers around a mid-$700s budget who will vet each home on its updates and systemsExcellent fit
Long-hold owners comfortable in a low-turnover pocket rather than a fast-moving marketExcellent fit
Renovation-minded buyers who can see value in an older home with good bonesExcellent fit
Buyers who need to resell quickly and count on fast market clearanceProbably not
Anyone who wants a large pool of recent comparable sales to anchor an offerProbably not
Buyers seeking uniform, new-construction product at a predictable priceProbably not

Nearby Communities

Explore more neighborhoods near Kramer F A with Momentum Realty’s local guides.

OVOzona Village Of Palm Harbor0.4 mi awayVOVillas Of San Marino At Palm Harbor0.6 mi awayOzona Shores 1St Add Palm Harbor0.6 mi awayNPNorth Point Of Palm Harbor0.9 mi awaySutherland Town Of0.9 mi awayNoell Heights Palm Harbor1.0 mi awayCrystal Beach Palm Harbor1.0 mi awayHammocks The Palm Harbor1.2 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34683))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (22 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Kramer F A Sub? 4 recorded closings; median 152 days on market (window ending 2026-09-12). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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