Magnolia Waterfront Apts Inc Co-Op
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County
8 homesBuilt 1953–1975
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Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · Magnolia Waterfront Apts Inc Co-Op Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
62%
Owner-occupied · Magnolia Waterfront Apts Inc Co-Op
5 of 8 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Magnolia Waterfront Apts Inc Co-Op
incl. 0% trust or LLC-held · 25% out-of-state
67%
Cash buyers · Magnolia Waterfront Apts Inc Co-Op
2 of 3 sales, 12 mo ending June 2019
8
Homes in the community
8 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 1953
Community established
homes built 1953-1975, median 1968 (FL DOR 2025)
1
Failed listings · 2026
peaked at 1 in 2015
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small co-op inventory, only eight units, and pricing here is going to be driven almost entirely by unit condition and how recently a given interior has been updated rather than by broad market trends. With building vintages running from 1953 to 1975 and a median year built of 1968, the improvements a specific unit has or has not had will matter more than anything happening in the wider Palm Harbor market.

With homestead exemptions in place on roughly 62.5% of the units, the majority of this co-op is owner-occupied rather than investor-held, which tends to mean slower turnover and fewer units on the market at any given time. Buyers should expect limited inventory and be ready to move deliberately when a unit does list, since with only eight homes in the entire community there is no depth to fall back on if you miss one.

Best for

  • A buyer seeking a smaller, lower-maintenance unit and comfortable navigating co-op share ownership and its rules
  • A buyer prioritizing a Palm Harbor location over amenities or new construction
  • A buyer prepared to evaluate each unit individually given the wide range of construction ages from 1953 to 1975

Probably not for

  • A buyer who needs traditional fee-simple financing without co-op board approval or share purchase requirements
  • A buyer expecting on-site community amenities, since none are currently identified in MLS listings
  • A buyer who needs a larger living area well above the 990 square foot median

The market around Magnolia Waterfront Apts Inc Co-Op

Magnolia Waterfront Apts Inc Co-Op is a small community — 5 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

The housing mix here is 82% condominium, 18% villa.

ZIP and county figures describe the wider market, not Magnolia Waterfront Apts Inc Co-Op specifically. Momentum Research analysis of MLS records.

If we were buying in Magnolia Waterfront Apts Inc Co-Op today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Waterfront Apts Inc Co-Op.

Best Buy
Buyers looking for a compact, older co-op unit in Palm Harbor rather than a fee-simple home.
Biggest Risk
With only eight units total, inventory is thin and unit condition varies widely by vintage.
Sweet Spot
A buyer comfortable with co-op ownership rules and a smaller living footprint near 990 square feet.
Avoid If
You need confirmed shared amenities or a larger, move-in-ready single-family footprint.

A small, older co-op with a specific ownership structure

With only eight homes on record and construction dates spanning 1953 to 1975, this is a mid-century building stock, not a modern development. The median year built of 1968 puts most units at an age where mechanical systems, roofing, and finishes have likely gone through at least one full replacement cycle, and buyers should expect to verify the maintenance history unit by unit rather than assume a consistent standard across the property.

Current MLS listings do not identify any community amenities, so this should be evaluated as a straightforward residential co-op rather than a lifestyle or amenity-driven purchase. The co-op structure itself is worth understanding before you write an offer: financing, resale rules, and monthly fees in a co-op work differently than in a condo or single-family purchase, and that structure will shape both your buying process and your eventual resale.

The location and the amenities are priced into every listing in Magnolia Waterfront Apts Inc Co-Op. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

An eight-unit co-op with no recent amenity data and a wide range of construction ages is not a market you can price from an app. We track this feed directly, unit by unit, and can walk you through what the co-op's financial and governance documents actually mean for financing and resale before you make an offer.

Magnolia Waterfront Apts Inc Co-Op in 15 seconds.

Best forBuyers looking for a compact, older co-op unit in Palm Harbor rather than a fee-simple home.
Biggest advantageMajority owner-occupancy, at roughly 62.5% homestead, suggests a stable, low-turnover building.
Biggest riskWith only eight units total, inventory is thin and unit condition varies widely by vintage.
Sweet spotA buyer comfortable with co-op ownership rules and a smaller living footprint near 990 square feet.
Avoid ifYou need confirmed shared amenities or a larger, move-in-ready single-family footprint.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Waterfront Apts Inc Co-Op sales matched to your home.

What is your Magnolia Waterfront Apts Inc Co-Op home worth?

Get a no-obligation home value based on real comparable sales in Magnolia Waterfront Apts Inc Co-Op, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Magnolia Waterfront Apts Inc Co-Op?
The Florida DOR 2025 assessment roll shows 8 homes in Magnolia Waterfront Apts Inc Co-Op (public records).
What share of Magnolia Waterfront Apts Inc Co-Op is owner-occupied?
62% of Magnolia Waterfront Apts Inc Co-Op parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Magnolia Waterfront Apts Inc Co-Op built?
Homes in Magnolia Waterfront Apts Inc Co-Op were built between 1953 and 1975, with a median year built of 1968.0 (FL DOR 2025 roll).
Do cash buyers compete in Magnolia Waterfront Apts Inc Co-Op?
Cash buyers took 67% of Magnolia Waterfront Apts Inc Co-Op sales in the 12 months ending June 2019 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for Magnolia Waterfront Apts Inc Co-Op?
The best agent for Magnolia Waterfront Apts Inc Co-Op is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Magnolia Waterfront Apts Inc Co-Op.
How do I find a top Palm Harbor real estate agent who knows Magnolia Waterfront Apts Inc Co-Op?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Magnolia Waterfront Apts Inc Co-Op and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Magnolia Waterfront Apts Inc Co-Op?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Magnolia Waterfront Apts Inc Co-Op purchase or sale - no call center and no pressure.
A buyer seeking a smaller, lower-maintenance unit and comfortable navigating co-op share ownership and its rulesExcellent fit
A buyer prioritizing a Palm Harbor location over amenities or new constructionExcellent fit
A buyer prepared to evaluate each unit individually given the wide range of construction ages from 1953 to 1975Excellent fit
A buyer who needs traditional fee-simple financing without co-op board approval or share purchase requirementsProbably not
A buyer expecting on-site community amenities, since none are currently identified in MLS listingsProbably not
A buyer who needs a larger living area well above the 990 square foot medianProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34683))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2016 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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