Lake Ajay Village
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34771
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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of September 2026, the MLS records 3 closed sales in Lake Ajay Village Rep Tr C in St Cloud, FL since 2015, the most recent in December 2017. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

There is not enough active MLS data on Lake Ajay Village Tr C right now to point to a clear pricing pattern, which itself tells you something: this is a small, thin-trading pocket rather than a high-volume subdivision. When listings are scarce, the handful that do come to market tend to set the tone for the whole community, so any single sale carries more weight here than it would in a larger neighborhood.

For a buyer, that means doing your own comparable work rather than leaning on broad neighborhood averages. For a seller, it means pricing has to be justified on the merits of the individual home, condition and lot, since there is little recent local activity to lean on for support.

Nearby homes for sale

No active listings inside Lake Ajay VillageHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3180 WHISPER WIND DR
$730K · 0.2 mi away
3 bd · 2 ba · 1,962 sqft
3180 WHISPER WIND DR
Listed by ORLANDO REGIONAL REALTY
3158 WHISPER WIND DRIVE
$550K · 0.2 mi away
3 bd · 2 ba · 2,081 sqft
3158 WHISPER WIND DRIVE
Listed by COLDWELL BANKER REALTY
3167 WHISPER WIND DRIVE
$3M · 0.3 mi away
6 bd · 6 ba · 5,820 sqft
3167 WHISPER WIND DRIVE
Listed by COLDWELL BANKER REALTY
3181 WHISPER WIND DRIVE
$624K · 0.3 mi away
4 bd · 2.5 ba · 2,754 sqft
3181 WHISPER WIND DRIVE
Listed by REAL BROKER, LLC
11428 HARBORVIEW STREET
$414K · 0.4 mi away
3 bd · 2.5 ba · 1,683 sqft
11428 HARBORVIEW STREET
Listed by PULTE REALTY OF NORTH FLORIDA LLC
11539 HARBORVIEW STREET
$425K · 0.4 mi away
3 bd · 2.5 ba · 1,683 sqft
11539 HARBORVIEW STREET
Listed by PULTE REALTY OF NORTH FLORIDA LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lake Ajay Village Tr C is a small, lower-profile section of St Cloud in Osceola County, and current MLS records do not show community amenities tied to the listings here, so any amenity value comes from proximity to what St Cloud offers more broadly rather than from an on-site amenity package.

Stellar MLS sales records identify 65 homes in Lake Ajay Village that have changed hands since 2005, built between 1979 and 2024 (median 1992), with a median living area of about 2,514 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a specific St Cloud location and are comfortable evaluating homes individually rather than by community average.
  • Buyers not seeking an on-site amenity package such as a clubhouse or community pool.
  • Sellers with a well-maintained, updated home who are prepared to justify pricing on its own merits.

Probably not for

  • Buyers who want the reassurance of a large recent sales history to benchmark against.
  • Buyers specifically shopping for community amenities like a pool or clubhouse.
  • Sellers hoping a community-wide pricing trend will do the pricing work for them.

The market around Lake Ajay Village

Lake Ajay Village is too small for its own price trend, so here is the market around it.

In ZIP 34771, 708 homes are on the market and 31% are under contract — a fast-moving corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34771 (St Cloud), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 34771 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Lake Ajay Village specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Ajay Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Ajay Village.

Best Buy
Buyers focused on a specific St Cloud location rather than a defined amenity package.
Biggest Risk
Thin data makes pricing and comps harder to pin down with confidence.
Sweet Spot
A buyer or seller willing to lean on individual home condition and off-neighborhood comps rather than a community-wide average.
Avoid If
You want an on-site amenity package or a large pool of recent comparable sales to lean on.

A quiet corner with thin data

This is not a community with a clubhouse, pool, or gated entry showing up in the record, at least not based on what current listings report. That absence is worth taking at face value rather than assuming it is an oversight: buyers should treat this as a straightforward residential pocket rather than an amenity-driven one, and price accordingly.

Because so little is currently listed, a buyer's leverage and a seller's pricing case both come down to home-level detail: condition, updates, lot characteristics, and how the property compares to whatever few sales exist nearby, including outside the immediate Rep Tr C boundary in broader St Cloud.

“

The location and the amenities are priced into every listing in Lake Ajay Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket this small, the read on value depends less on a headline stat and more on knowing which nearby St Cloud sales are actually comparable and which are not. We do that comparison work directly rather than relying on a generic neighborhood report, and we will say plainly if a specific listing here is priced out of step with what the surrounding market supports.

Lake Ajay Village in 15 seconds.

Best forBuyers focused on a specific St Cloud location rather than a defined amenity package.
Biggest advantageLow competition from other active listings inside this exact pocket.
Biggest riskThin data makes pricing and comps harder to pin down with confidence.
Sweet spotA buyer or seller willing to lean on individual home condition and off-neighborhood comps rather than a community-wide average.
Avoid ifYou want an on-site amenity package or a large pool of recent comparable sales to lean on.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Ajay Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Ajay Village.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Ajay Village sales matched to your home.

What is your Lake Ajay Village home worth?

Get a no-obligation home value based on real comparable sales in Lake Ajay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Ajay Village on the map →

Real comps, not an automated estimate.
Buyers who want a specific St Cloud location and are comfortable evaluating homes individually rather than by community average.Excellent fit
Buyers not seeking an on-site amenity package such as a clubhouse or community pool.Excellent fit
Sellers with a well-maintained, updated home who are prepared to justify pricing on its own merits.Excellent fit
Buyers who want the reassurance of a large recent sales history to benchmark against.Probably not
Buyers specifically shopping for community amenities like a pool or clubhouse.Probably not
Sellers hoping a community-wide pricing trend will do the pricing work for them.Probably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Lake Ajay Village

Where is Lake Ajay Village?

Lake Ajay Village is a community in St Cloud, Osceola County, Florida, ZIP 34771.

Are there homes for sale in Lake Ajay Village right now?

No active listings inside Lake Ajay Village at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Lake Ajay Village have an HOA or CDD?

No HOA is on record for Lake Ajay Village in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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