Lake Ajay Village
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Lake Ajay Village in St Cloud, FL has 3 homes for sale. Homes listed or recently sold were built 1980 - 2024; 6 of 6 report an HOA (median $108/mo); 5 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 63 ft).
| Location | ST CLOUD, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 107 (FL DOR 2025 assessment roll) |
| Years built | 1979–2024 (median 1993) |
| Typical living area | 2,942 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated, Gated Community - No Guard, Pickleball Court(s), Tennis Court(s), Gated Community, Basketball Court |
| For sale right now | 3 active, 1 pending · median asking $729,980 · 18.0 months of supply |
| Owner-occupied (homestead) share | 87% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Ajay Village key facts,” movewithmomentum.com/neighborhoods/lake-ajay-village-st-cloud, data as of September 20, 2026.
Last 30 days in Lake Ajay Village: 1 new listing (median asking $729,980), 1 under contract right now. As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lake Ajay Village
Live MLS inventory for Lake Ajay Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Ajay Village listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake Ajay Village St Cloud Right Now (4)
All 4 active and pending Lake Ajay Village St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3180 Whisper Wind Dr · $729,980 · 3 bd / 2 ba · listed Sep 18, 2026 · listed by Orlando Regional Realty
- 3181 Whisper Wind Drive · $624,500 · 4 bd / 2.5 ba · listed Jun 28, 2026 · listed by Real Broker, Llc
- 3167 Whisper Wind Drive · $2,999,999 · 6 bd / 6 ba · listed Jun 27, 2026 · listed by Coldwell Banker Realty
- 3158 Whisper Wind Drive · $550,000 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by Coldwell Banker Realty
Lake Ajay Village is a small, established section of St Cloud - 51 homes total, built out from 1979 through as recently as 2024, with a median build year of 1993. The typical home here runs large, with a median living area near 2,942 square feet, which puts pricing conversations more on condition and updates than on square footage scarcity.
With only 3 active listings and a single closing in the most recent window, this is a thin market to read. The 18-month supply figure reflects that small sample as much as it reflects true demand - it should be treated as a signal of low turnover and limited current inventory, not a forecast. Sellers should expect longer marketing windows and buyers should expect little to choose from at any given moment.
Lake Ajay Village right now
🟢 Buyer-leaning market. 18.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (4 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A gated, amenity-rich pocket of St Cloud built primarily in the 1990s, Lake Ajay Village combines larger, older-stock homes with recreation-focused common areas - tennis, pickleball, basketball, trails, and a golf-cart-friendly layout - under deed restrictions.
Stellar MLS sales records identify 65 homes in Lake Ajay Village that have changed hands since 2005, built between 1979 and 2024 (median 1992), with a median living area of about 2,514 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Lake Ajay Village across 2024 - 2025 (2 in 2024, 3 in 2025), median $577,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Ajay Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Ajay Village; content deemed reliable but not guaranteed.
Who Lake Ajay Village is best for.
Best for
- Buyers prioritizing a larger home footprint (near 2,942 sq ft median) over new construction
- Buyers who want deed-restricted, amenity-rich grounds - tennis, pickleball, trails, golf-cart access - and plan to stay long term
- Buyers comfortable moving deliberately in a market with very limited active inventory
Probably not for
- Buyers who want a wide selection of homes to compare before deciding
- Buyers seeking predominantly new or recently built housing stock
- Buyers who need a fast close in a highly liquid, frequently-turning market
The market around Lake Ajay Village
Lake Ajay Village is too small for its own price trend, so here is the market around it.
In ZIP 34771, 692 homes are on the market and 32% are under contract — a fast-moving corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34771 (ST CLOUD), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Lake Ajay Village specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Ajay Village, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Lake Ajay Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lake Ajay Village
- Gated Community - No Guard · reported on 5 of 5 listings
- Tennis Court(s) · reported on 5 of 5 listings
- Gated · reported on 4 of 5 listings
- Pickleball Court(s) · reported on 4 of 5 listings
- Golf Carts OK · reported on 3 of 5 listings
- Basketball Court · reported on 3 of 5 listings
- Gated Community · reported on 3 of 5 listings
- Deed Restrictions · reported on 2 of 5 listings
- Park · reported on 2 of 5 listings
- Special Community Restrictions · reported on 1 of 5 listings
- Recreation Facilities · reported on 1 of 5 listings
- Golf · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Tohopekaliga High School · High
Zoned schools reflect the assignments reported on recent Lake Ajay Village listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Ajay Village address.
Shop the zone: Homes zoned for Tohopekaliga High School
The Lake Ajay Village buying strategy.
If we were buying in Lake Ajay Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Ajay Village.
Low Turnover, Large Homes
The homestead share here sits at just over 80%, which tracks with what the numbers already suggest: this is a community where people buy in and stay. That kind of long-hold pattern is exactly why inventory is scarce - 3 active listings across 51 total homes is a narrow slice, and it means each listing tends to carry outsized weight in shaping what the market looks like at any given time.
Home vintage spans four decades, from 1979 originals to homes built as late as 2024, so buyers should expect real variation in systems, finishes, and layout even within the same community. With a median build year of 1993 and a median size near 2,942 square feet, the value story here is less about scarcity of space and more about how well an individual home has been maintained or updated relative to that older median.
The location and the amenities are priced into every listing in Lake Ajay Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this thin on active inventory rewards someone who is already watching it before a listing goes live. We track Lake Ajay Village's limited turnover directly, and when a home does come up - or when a seller is weighing whether now is the right window - we can walk through what the current handful of listings and the recent closing actually indicate, rather than relying on generic market averages that do not fit a 51-home community.
Lake Ajay Village in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $142/month (about $1,704/yr) · median of 70 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $142 per month ($1,704 a year) - the median AssociationFee across 70 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Ajay Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Ajay Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Ajay Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Ajay Village home worth?
Get a no-obligation home value based on real comparable sales in Lake Ajay Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Ajay Village on the map →
31% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Frequently Asked Questions
Is Lake Ajay Village a buyer's or seller's market right now?
How many homes are in Lake Ajay Village?
What share of Lake Ajay Village is owner-occupied?
When were the homes in Lake Ajay Village built?
Who is the best real estate agent for Lake Ajay Village?
How do I find a top St Cloud real estate agent who knows Lake Ajay Village?
Can Momentum Realty connect me with an agent for Lake Ajay Village?
Where is Lake Ajay Village, and what county is it in?
Should you buy in Lake Ajay Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Ajay Village fits the bigger picture — live prices, inventory, and Momentum Scores:
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