Lake Down Shores
Homes for Sale in Windermere, FL
All 255 homes for sale in WINDERMERE, FL · median $930,000 · 176 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Lake Down Shores in Windermere, FL has 1 home for sale. Homes listed or recently sold were built 1977 - 1979; 2 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 98 ft).

With only one active listing against a base of 47 homes, Lake Down Shores does not behave like a typical resale market - there is rarely enough inventory at any given time to establish a clear pricing pattern, and the six-month supply figure reflects how thin that inventory is rather than a buildup of unsold homes. A single listing can move the market's apparent posture in either direction, so anyone watching this community needs to treat each new listing as its own event rather than a data point in a trend.
The homes themselves span a wide build era, from 1970 into 2021, with a median year built of 1979 and median living space around 3,340 square feet. That range means condition, updates, and lot position will do most of the work in setting value here, more so than any broad community-level pricing signal. A seller with a well-maintained or updated home is working from a stronger position simply because there is so little to compare it against.
Lake Down Shores right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Down Shores is a small, established Windermere community of 47 homes built across five decades, carrying deed restrictions and an owned recreation amenity rather than a large-scale amenity package. The high homestead share, at just over 78%, points to a community where most homes are held as primary residences rather than turned over quickly.
Stellar MLS sales records identify 27 homes in Lake Down Shores that have changed hands since 2011, built between 1974 and 2007 (median 1979), with a median living area of about 3,080 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Down Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Down Shores; content deemed reliable but not guaranteed.
Who Lake Down Shores is best for.
Best for
- A buyer targeting Windermere specifically who can move decisively when the right listing appears.
- A buyer prioritizing larger living space, in line with the community's median square footage, over new construction.
- A long-term buyer comfortable in a low-turnover, deed-restricted setting rather than an actively selling subdivision.
Probably not for
- A buyer who wants to compare several similar homes before deciding.
- A buyer seeking new or near-new construction, given the median year built of 1979.
- A buyer on a tight timeline who cannot wait for the next listing to surface.
The market around Lake Down Shores
Lake Down Shores is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (WINDERMERE), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Lake Down Shores specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LAKE DOWN SHORES, WINDERMERE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lake Down Shores
Live MLS inventory for Lake Down Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Down Shores listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2024. Tap any home to ask about it.
Lake Down Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lake Down Shores
- Association Recreation - Owned · reported on 1 of 2 listings
- Deed Restrictions · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Thornebrooke Elem · Elementary
- Gotha Middle · Middle
- Olympia High · High
Zoned schools reflect the assignments reported on recent Lake Down Shores listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Down Shores address.
Shop the zone: Homes zoned for Olympia High High School
The Lake Down Shores buying strategy.
If we were buying in Lake Down Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Down Shores.
A small, quiet resale market
Forty-seven homes is a small enough base that this community rarely produces more than a listing or two at once - which is exactly the current picture, with one active listing on the market. That scarcity cuts both ways: sellers are not competing against a wall of similar listings, but buyers also cannot expect much selection or the leverage that comes with it. Patience and preparation matter more here than in a community with a deeper, more liquid resale flow.
The 1970-to-2021 build range, with a median year of 1979, means the housing stock is not uniform. Some homes will carry original systems and layouts, others will reflect substantial updates or rebuilds. Buyers should expect to evaluate each home on its own condition and recent work rather than leaning on neighborhood averages, and sellers should document updates clearly since there is little comparable inventory to lean on for justification.
The location and the amenities are priced into every listing in Lake Down Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, timing and access matter more than in a typical subdivision. Momentum tracks Lake Down Shores at the listing level so a serious buyer knows the moment something new comes up, and a seller understands exactly how their home compares to what little else is on or has recently been on the market.
Lake Down Shores in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $8/month · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $8 per month - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Down Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Down Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Down Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Down Shores home worth?
Get a no-obligation home value based on real comparable sales in Lake Down Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LAKE DOWN SHORES Market Scorecard
LAKE DOWN SHORES is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $2,275,000, and homes go under contract in about 127 days.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lake Down Shores a buyer's or seller's market right now?
Who is the best real estate agent for Lake Down Shores?
How do I find a top Windermere real estate agent who knows Lake Down Shores?
Can Momentum Realty connect me with an agent for Lake Down Shores?
Should you buy in Lake Down Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Down Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Lake Down Shores with Momentum Realty’s local guides.



