Lake Down Cove
Homes for Sale in Windermere, FL
All 240 homes for sale in Windermere, FL · median $950,000 · 209 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Lake Down Cove in Windermere, FL has 1 home for sale. As of October 2026, the MLS records 10 closed sales in Lake Down Cove in Windermere, FL since 2013, the most recent in June 2025. Across Windermere as a whole, 449 homes closed in the last 12 months at a median of $640,000, 39 median days on market, with 225 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).
Lake Down Cove is a small enclave in Windermere, and with no closings recorded in our current window, there is no fresh sale data to anchor pricing. When a community trades this thinly, the last comps age quickly and the number that matters is whatever a specific home's condition, lot, and finishes will support on the day it lists.
For a seller, that thin activity cuts both ways: scarcity can work in your favor, but with no recent closings to point to, pricing leans on judgment and adjacent comparables rather than a clean local trend. For a buyer, patience is the posture — inventory here comes up rarely, so the work is being ready to move and underwrite value on the individual home, not on a running average that does not yet exist.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Lake Down Cove is a small Windermere address in Orange County where listings surface infrequently; treat each home as its own market rather than expecting a steady stream of comparable sales.
Stellar MLS sales records identify 13 homes in Lake Down Cove that have changed hands since 2010, built between 1990 and 2015 (median 1998), with a median living area of about 4,086 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in Lake Down Cove across 2024–2025 (7 in 2024, 1 in 2025), median $1.38M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Down Cove is best for.
Best for
- Buyers set on a particular Windermere pocket who can stay patient until a home lists
- Cash or fully-underwritten buyers ready to act quickly when scarce inventory appears
- Long-hold owners who value a small, low-turnover address over resale frequency
Probably not for
- Buyers who need a deep pool of recent comparable sales to feel confident on price
- Anyone on a tight timeline who cannot wait for infrequent listings to surface
- Buyers looking for a data-driven, benchmark-priced purchase rather than a case-by-case valuation
The market around Lake Down Cove
Lake Down Cove is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (Windermere), 788 homes closed in the last 12 months at a median of $640K ($261/sq ft), down 0.6% year over year, with a median 40 days on market. Right now 131 active and 43 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Lake Down Cove specifically. Momentum Research analysis of MLS records.
22% of homes for sale in ZIP 34786 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-24).
Lake Down Cove Market Scorecard
Lake Down Cove is currently a thin data market. Limited supply, a median asking price of $1,399,900, and homes go under contract in about 6 days.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lake Down Cove
Live MLS inventory for Lake Down Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Down Cove listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025. Tap any home to ask about it.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Thornebrooke Elem · Elementary
- Gotha Middle · Middle
- Olympia High · High
Zoned schools reflect the assignments reported on recent Lake Down Cove listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Down Cove address.
Shop the zone: Homes zoned for Olympia High High School
The Lake Down Cove buying strategy.
If we were buying in Lake Down Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Down Cove.
A thin-trade Windermere enclave
The defining feature of Lake Down Cove right now is the absence of recent transactions. That is not a red flag on its own — small communities routinely go quiet — but it does change how you value a home here. Without closings in the window, price gets set by condition, lot, and features on the specific property, plus whatever nearby Windermere sales can reasonably stand in as reference points.
The practical read: expect a wide spread between what different homes command, driven by finish level and lot rather than a tidy per-community benchmark. Buyers should be prepared to justify an offer from first principles, and sellers should expect a longer conversation about where the number comes from when there is no local sale to cite.
The location and the amenities are priced into every listing in Lake Down Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community that trades this rarely, the value we add is in reading a single home against a shifting set of Windermere comparables rather than leaning on a local average that does not exist. We will tell you when the data is too thin to be confident, and we will build a price from the property itself — condition, lot, and features — instead of pretending a trend is there.
Lake Down Cove in 15 seconds.
Email me new listings in Lake Down CoveHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Down CoveHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Down CoveHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $1,140/year (about $95/month) · median of 32 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,140 a year ($95 a month) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Down Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Down Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Down Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Down Cove home worth?
Get a no-obligation home value based on real comparable sales in Lake Down Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Should you buy in Lake Down Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Lake Down Cove
Development, infrastructure, retail, and school activity affecting Lake Down Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote
Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.
What it may mean for the marketThe approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The site is about 7 miles south of Lake Down Cove.
Source: Spectrum News 13 - August 2026Retail & Dining
Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres
Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.
What it may mean for the marketThe project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 7 miles southwest of Lake Down Cove.
Source: FOX 35 Orlando - July 2026Development
Orange County opens Enclave at Canopy Park with 104 affordable units
Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.
What it may mean for the marketAdds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The project is about 4 miles east of Lake Down Cove, elsewhere in Orange County.
Source: ClickOrlando - July 2026Civic
Orange County previews new Innovation Center on West Colonial Drive
Orange County previewed its new Innovation Center at 7149 West Colonial Drive, located within the county's Multicultural Center and Senior Center complex, with an official opening set for Fall 2026. The center will offer technology programs including 3D printing and makerspace prototyping through the Orange County Library System, plus career exploration and workforce training through CareerSource Central Florida.
What it may mean for the marketAdds a county operated civic and technology facility with library and workforce programming to the West Colonial corridor. The project is about 5 miles north of Lake Down Cove, elsewhere in Orange County.
Source: Orange County Newsroom - June 2026Development
Mixed-use high-rise redesigned for 924 and 934 North Magnolia Avenue
A redesigned 17-story mixed-use high-rise was proposed for 924 and 934 North Magnolia Avenue in Orlando's North Quarter district by Acram Group. The project would include 350 residential units, about 3,300 square feet of ground-floor commercial space, and a parking garage with 510 spaces, replacing two 1972 office buildings. A public plaza is planned at the corner of Magnolia and Weber Street.
What it may mean for the marketWould replace two aging office buildings with 350 residences, ground floor retail, and structured parking, adding housing density and a public plaza along the Orlando Urban Trail. The project is about 7 miles northeast of Lake Down Cove, elsewhere in Orange County.
Source: Florida YIMBY - June 2026Development
Planning board approves zoning for 37-story tower at 170 East Washington Street
Orlando's Municipal Planning Board voted to approve a Planned Development amendment for a 37-story, 425-foot mixed-use tower at 170 East Washington Street across from Lake Eola Park. The project would include 252 residential units, a 221-room hotel, a three-story restaurant, and structured parking. It still requires City Council consideration before construction.
What it may mean for the marketWould add a 37 story tower with 252 residences and a hotel to the downtown skyline, replacing a prior approval for a 7 story hotel and increasing high density housing and parking supply. The project is about 6 miles northeast of Lake Down Cove, elsewhere in Orange County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Down Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Lake Down Cove
Where is Lake Down Cove?
Lake Down Cove is a community in Windermere, Orange County, Florida, ZIP 34786.
Are there homes for sale in Lake Down Cove right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Lake Down Cove have an HOA or CDD?
No HOA is on record for Lake Down Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
| Location | Windermere, Orange County, FL · ZIP 34786 |
|---|---|
| Homes in the community | 71 (FL DOR 2025 assessment roll) |
| Years built | 1925–2023 (median 1994.0) |
| Typical living area | 3,424 sq ft (median) |
| Amenities listed by sellers | Fire Alarm |
| For sale right now | 1 active, 0 pending · median asking $1,399,900 |
| Owner-occupied (homestead) share | 80% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Down Cove key facts,” movewithmomentum.com/neighborhoods/lake-down-cove, data as of September 20, 2026.
Every Home for Sale in Lake Down Cove Right Now (1)
All 1 active and pending Lake Down Cove listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2540 Hempel Cove Ct · $1,349,900 · 5 bd / 3 ba · listed Sep 4, 2026 · listed by Align Real Estate Llc
More Windermere home searches
- All homes for sale in Windermere, FL
- Homes for sale in Orange County, FL
- Windermere pool homes for sale
- Windermere waterfront homes for sale
- Gated communities in Windermere
- Windermere golf course homes
- Homes from $300K to $500K in Windermere
- 4-bedroom homes for sale in Windermere
- Windermere home values: what is my house worth?
- ZIP 34786 housing scorecard
Windermere guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Orange County)
- Homestead exemption (Orange County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Windermere? Join Momentum in Windermere: 100% commission, one $12K cap.
Nearby Communities
Explore more neighborhoods near Lake Down Cove with Momentum Realty’s local guides.