Live Oak Forest
Homes for Sale in Melrose, FL

Community in Melrose · Clay County · ZIP 32666
20 homesBuilt 1966–2023
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Live Oak Forest Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
70%
Owner-occupied · Live Oak Forest
16 of 23 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Live Oak Forest
incl. 0% trust or LLC-held · 9% out-of-state
20
Homes in the community
plus 3 vacant residential lots · 23 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1966
Community established
homes built 1966-2023, median 1997 (FL DOR 2025)
0
Failed listings · 2025
peaked at 3 in 2019
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and the specific home, not by a uniform product type. With a span of build years from 1966 to 2023 and a median year built of 1997, you are looking at a mix of older homes and newer construction sitting side by side, so two listings at similar square footage can be worlds apart on updates and mechanicals. The median living area of about 1,344 square feet tells you this is a modest-footprint community; larger or heavily renovated homes will command a premium that the median alone won't show.

This is a small pool — roughly 20 homes — so a single listing coming or going meaningfully shifts the picture. Sellers should not assume a neighbor's outcome maps to their own, because the spread in age and condition is wide. Buyers should underwrite each house on its own merits and budget for inspections, since a 1966 build and a 2023 build carry very different maintenance realities.

Best for

  • Buyers seeking a modest-footprint home in an established, owner-occupied setting
  • Buyers open to either an older home or newer construction and willing to underwrite each on condition
  • Long-hold owners comfortable with slow turnover and thin resale competition

Probably not for

  • Buyers who need a wide selection of listings to compare at any given time
  • Buyers set on large square footage well above the community's modest median
  • Investors seeking a rental-heavy area, given the high owner-occupancy here

The market around Live Oak Forest

Live Oak Forest is a small community — 12 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32666, 71 homes are on the market and 13% are under contract — a slower corner of Melrose.

Across Clay County, 725 homes are active and 300 pending (29% under contract).

The housing mix here is 50% manufactured home, 38% single family residence, 12% mobile home.

ZIP and county figures describe the wider market, not Live Oak Forest specifically. Momentum Research analysis of MLS records.

If we were buying in Live Oak Forest today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Forest.

Best Buy
Buyers wanting an established Melrose pocket with a small, owner-heavy footprint.
Biggest Risk
Thin inventory means limited options and one sale can skew the read.
Sweet Spot
A well-maintained home near the 1997 median vintage at a modest footprint.
Avoid If
You need abundant choice or a large-square-footage home.

A small, mixed-vintage pocket

The defining trait is variety within a small set. Build years run from 1966 to 2023, and the median year built of 1997 means you'll find both decades-old homes and recent construction. That range matters at the inspection table: expect meaningful differences in roofs, systems, and finishes from one address to the next.

Owner-occupancy runs high here — the homestead share is roughly 70 percent — which points to a stable, lived-in community rather than a rental-heavy one. Combined with the modest median living area near 1,344 square feet, the practical read is a place where homes turn over slowly and each transaction is negotiated on the merits of the specific property.

The location and the amenities are priced into every listing in Live Oak Forest. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this small, comparable sales are scarce and the age-and-condition spread makes automated estimates unreliable. We price and evaluate each home individually — walking the systems on the older builds, verifying what's actually new on recent ones — so you're negotiating from facts, not from a neighbor's headline number.

Live Oak Forest in 15 seconds.

Best forBuyers wanting an established Melrose pocket with a small, owner-heavy footprint.
Biggest advantageHigh owner-occupancy and a mix of vintages give you real choice within one community.
Biggest riskThin inventory means limited options and one sale can skew the read.
Sweet spotA well-maintained home near the 1997 median vintage at a modest footprint.
Avoid ifYou need abundant choice or a large-square-footage home.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Forest sales matched to your home.

What is your Live Oak Forest home worth?

Get a no-obligation home value based on real comparable sales in Live Oak Forest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Live Oak Forest on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Live Oak Forest?
The Florida DOR 2025 assessment roll shows 20 homes plus 3 vacant residential lots in Live Oak Forest (public records).
What share of Live Oak Forest is owner-occupied?
70% of Live Oak Forest parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Live Oak Forest built?
Homes in Live Oak Forest were built between 1966 and 2023, with a median year built of 1997.0 (FL DOR 2025 roll).
Who is the best real estate agent for Live Oak Forest?
The best agent for Live Oak Forest is one who actively works Melrose and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Live Oak Forest.
How do I find a top Melrose real estate agent who knows Live Oak Forest?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Live Oak Forest and the wider Melrose area.
Can Momentum Realty connect me with an agent for Live Oak Forest?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Live Oak Forest purchase or sale - no call center and no pressure.
Buyers seeking a modest-footprint home in an established, owner-occupied settingExcellent fit
Buyers open to either an older home or newer construction and willing to underwrite each on conditionExcellent fit
Long-hold owners comfortable with slow turnover and thin resale competitionExcellent fit
Buyers who need a wide selection of listings to compare at any given timeProbably not
Buyers set on large square footage well above the community's modest medianProbably not
Investors seeking a rental-heavy area, given the high owner-occupancy hereProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32656/32666))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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