Live Oak Shores
Homes for Sale in Niceville, FL
All 182 homes for sale in Niceville, FL · median $499,900 · 183 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 15 closed sales in Live Oak Shores in Niceville, FL since 1994, the most recent in July 2026. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 26 (FL DOR 2025 assessment roll) |
| Years built | 1987–1993 (median 1987.0) |
| Typical living area | 1,974 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LIVE OAK SHORES key facts,” movewithmomentum.com/neighborhoods/live-oak-shores, data as of September 20, 2026.

Live Oak Shores in Niceville is running thin right now, with a single active listing on the MLS as of late July 2026. When inventory is this tight, the market doesn't set the price so much as the individual property does — its condition, its lot, and how motivated the one seller happens to be.
For a buyer, that means patience and readiness matter more than negotiating leverage; there is no menu to shop, so when something fits, you move. For a seller, the scarcity cuts both ways: little visible competition, but also few recent comparable sales to anchor an asking price, which puts a premium on getting the pricing and presentation right the first time.
Nearby homes for sale
No active listings inside LIVE OAK SHORES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Live Oak Shores is a small, quiet pocket of Niceville in Okaloosa County. With inventory this limited, it trades on a listing-by-listing basis rather than as a high-volume market.
Emerald Coast MLS sales records identify 8 homes in LIVE OAK SHORES that have changed hands since 2012, built between 1987 and 1993 (median 1989), with a median living area of about 1,690 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Live Oak Shores is best for.
Best for
- Buyers set on this specific Niceville area who can stay patient until a home lists
- Buyers who prize a low-turnover, quiet setting over a busy, high-choice market
- Sellers who want focused attention in a segment with few competing listings
Probably not for
- Buyers who need several homes to compare side by side before committing
- Buyers seeking a community built around shared amenities
- Buyers on a tight timeline who can't wait for the right listing to appear
The market around Live Oak Shores
Live Oak Shores is too small for its own price trend, so here is the market around it.
In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Live Oak Shores specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LIVE OAK SHORES, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Live Oak Shores buying strategy.
If we were buying in Live Oak Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Shores.
A thin-inventory pocket
There are no community amenities identified from the current MLS listings here, so the draw is the location and the individual homes themselves rather than shared facilities. In a community this size, that's typical — value lives in the specific property, not in an amenity package.
With only one active listing, there isn't enough current data to describe a price range or a reliable trend. Any figure beyond the single available property would be a guess, so we treat each listing on its own merits and lean on Niceville-area context to fill the gaps.
The location and the amenities are priced into every listing in Live Oak Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, you need someone watching it daily and reading each new listing on its own terms. We track Live Oak Shores and the surrounding Niceville area closely, so when the right property surfaces — or when it's time to price yours against sparse comps — you get a grounded read rather than a guess.
Live Oak Shores in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Live Oak Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Shores home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
Recently off market in LIVE OAK SHORES
Homes in LIVE OAK SHORES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 109 Oak Shores Drive · off market
- 119 Oak Shores Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Live Oak Shores?
What share of Live Oak Shores is owner-occupied?
When were the homes in Live Oak Shores built?
Who is the best real estate agent for Live Oak Shores?
How do I find a top Niceville real estate agent who knows Live Oak Shores?
Can Momentum Realty connect me with an agent for Live Oak Shores?
Where is Live Oak Shores, and what county is it in?
Should you buy in Live Oak Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LIVE OAK SHORES fits the bigger picture — live prices, inventory, and Momentum Scores:
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