Loretto
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 71 homes for sale in 32223 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 11 closed sales in Loretto in Jacksonville, FL since 2012, the most recent in February 2025. Across Jacksonville as a whole, 12,699 homes closed in the last 12 months at a median of $304,990, 42 median days on market, with 4,140 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,450 ($4,710 with the full homestead exemption).
Loretto sits on the southern edge of Jacksonville in Duval County, and the honest read is that price here is driven far more by the individual property than by any single neighborhood number. Lot size, road frontage, age, and how much a home has been updated will move value more than the address alone. Expect a wide spread rather than a tidy comp set.
Without a firm handle on active inventory, the practical posture is patience on both sides. Sellers should price to condition and be ready to justify it; buyers should underwrite each home on its own merits rather than assume a going rate. This is a market where a walkthrough tells you more than a spreadsheet.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Loretto right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Loretto is a pocket of southern Jacksonville where the housing stock varies enough that no two sales look quite alike. Its Duval County location keeps it inside city services and road networks while sitting away from the denser urban core.
realMLS (Northeast Florida) sales records identify 11 homes in Loretto that have changed hands since 2006, built between 1956 and 1995 (median 1973), with a median living area of about 1,468 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Loretto is best for.
Best for
- Buyers who prefer to evaluate each home individually rather than chase a fixed neighborhood price
- Those wanting a Duval County location on the southern side of Jacksonville
- Renovation-minded buyers willing to trade condition for the right lot
Probably not for
- Buyers who want a master-planned subdivision with consistent, comparable pricing
- Anyone who needs a tight, predictable comp set before committing
- Buyers unwilling to underwrite a property on its own specifics
The market around Loretto
Loretto is too small for its own price trend, so here is the market around it.
In ZIP 32223, 109 homes are on the market and 33% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32223 (Jacksonville), 527 homes closed in the last 12 months at a median of $360K ($212/sq ft), up 2.8% year over year, with a median 34 days on market. Right now 72 active and 32 pending listings put supply at about 1.6 months — a healthy market. See the live ZIP 32223 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Loretto specifically. Momentum Research analysis of MLS records.
The Loretto buying strategy.
If we were buying in Loretto today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Loretto.
Reading a market that varies house to house
The thing to understand about Loretto is that condition and land carry the pricing here. A renovated home on a generous lot and a dated one on a tighter parcel can carry very different values, so lean on the specifics of each listing rather than a neighborhood average. That variability is a feature if you are willing to shop carefully.
Because of that spread, the median is a reference point, not a rule. Use it to orient yourself, then let the home in front of you set the real conversation. Sellers who understand where their property lands on that curve tend to price cleanly; buyers who understand it avoid overpaying for cosmetics.
The location and the amenities are priced into every listing in Loretto. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where value hinges on the individual property, our job is to read each home honestly — condition, lot, and location — and tell you where it actually sits rather than lean on a headline number. That candor is what keeps buyers from overpaying and helps sellers price to what they truly have.
Loretto in 15 seconds.
Tools for a Loretto buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Loretto sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Loretto, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Loretto home worth?
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Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2012 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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