Mack Bayou Estates
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Mack Bayou Estates in Santa Rosa Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $445,000, a median 69 days on market, sellers accepting 95% of original asking (-47% versus the prior year). Homes listed or recently sold were built 2002–2006. At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $4,340 ($3,960 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 35 (FL DOR 2025 assessment roll) |
| Years built | 2002–2024 (median 2005) |
| Typical living area | 2,221 sq ft (median) |
| Amenities listed by sellers | Fire Alarm, Short Term Rental - Allowed |
| Sale prices, last 12 months | $445,000 median across 3 closed sales · -47.0% vs the prior 12 months |
| Days on market (closed sales) | 69 median |
| For sale right now | 1 active, 0 pending · median asking $409,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 53% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MACK BAYOU ESTATES key facts,” movewithmomentum.com/neighborhoods/mack-bayou-estates, data as of September 20, 2026.
Mack Bayou Estates is a thin market right now, with just 2 active listings and only 3 closings in the window we're measuring. At that volume, the median of $445,000 is a directional read, not a precise gauge — a single sale in either direction can move it. Price here is driven far more by the condition and specifics of the individual home than by any tight community band, so treat the median as a starting point and underwrite each property on its own.
The posture is slow. At 99 days of median time on market, homes are sitting, and the -40.7% year-over-year move in the median tells you the comp set has shifted materially. For buyers, that means room to negotiate and no reason to rush. For sellers, it means pricing to the current reality — not to last year's — and preparing for a longer marketing period than you may expect.
Mack Bayou Estates right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($445K) is down 47.0% from the prior 12 months ($840K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mack Bayou Estates market snapshot (as of September 20, 2026): the median sale price is about $445K, a median 69 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 47% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
County records show 4 qualified sales in MACK BAYOU ESTATES across 2024–2025 (2 in 2024, 2 in 2025), median $750,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Mack Bayou Estates is a community of 35 homes in Santa Rosa Beach, Walton County, built between 2002 and 2024 (median 2005), with a median living area of about 2,221 square feet. 53% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, low-inventory pocket of Santa Rosa Beach in Walton County where individual home condition, not a community formula, sets value. Read the median with that context in mind.
The setting & the homes.
Aerial and on-site photos of Mack Bayou Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Mack Bayou Estates
Mack Bayou Estates
Mack Bayou Estates
Mack Bayou EstatesPhotos from Emerald Coast MLS listings in Mack Bayou Estates; content deemed reliable but not guaranteed.
Who Mack Bayou Estates is best for.
Best for
- Patient buyers who can wait out a long day count and negotiate on price
- Buyers focused on a specific home's condition and lot rather than a community package
- Those wanting a Santa Rosa Beach address without paying for shared amenities
Probably not for
- Buyers who need a broad selection and quick, liquid transactions
- Anyone counting on shared community amenities as part of the value
- Sellers unwilling to price to a market that has moved down year over year
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($445K) IS the median in the snapshot above, and the move from 2025 ($840K) IS the -47.0% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Mack Bayou Estates Market Scorecard
Mack Bayou Estates is currently a balanced market. About 4.0 months of supply, a median asking price of $409,000, and homes go under contract in about 96 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in MACK BAYOU ESTATES, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Mack Bayou Estates
Live MLS inventory for Mack Bayou Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mack Bayou Estates listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Mack Bayou Estates Right Now (1)
All 1 active and pending Mack Bayou Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 131 Rivercrest Circle · $409,000 · 3 bd / 2.5 ba · listed Jun 30, 2026 · listed by Berkshire Hathaway HomeServices
Mack Bayou Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Mack Bayou Estates listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mack Bayou Estates address.
Shop the zone: Homes zoned for South Walton High School
The Mack Bayou Estates buying strategy.
If we were buying in Mack Bayou Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mack Bayou Estates.
A thin, condition-driven market
With so few active and closed transactions, Mack Bayou Estates doesn't behave like a large, liquid subdivision. There's no deep comp shelf to lean on, and the wide gap between what's listed and what's selling is best understood one property at a time. Expect variation in age, layout, and finish to explain most of the price spread rather than a neat tier structure.
No community amenities surface from current MLS listings, so the value case rests on the homes themselves and on the Santa Rosa Beach location. That's not a knock — it's a signal to weigh each house on lot, condition, and what you'd want to update, since you're buying the property, not a shared amenity package.
The location and the amenities are priced into every listing in Mack Bayou Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Mack Bayou Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.4). Basis: Recent Direction -47.0% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 53% owner-occupied; Pricing Power 94.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Thin markets punish guesswork. With only a handful of active and closed listings, the number that matters is the one that fits your specific home, and that takes local reading rather than a formula. We'll walk each property on its own merits, tell you where the median is soft as a guide, and set a strategy that matches a market moving slowly with a long day count.
Mack Bayou Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mack Bayou Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mack Bayou Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mack Bayou Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mack Bayou Estates home worth?
Get a no-obligation home value based on real comparable sales in Mack Bayou Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in MACK BAYOU ESTATES
Homes in MACK BAYOU ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 109 Rivercrest Circle · off market
- 269 Rivercrest Circle · off market
Frequently Asked Questions
What is the median home price in Mack Bayou Estates?
How long do homes in Mack Bayou Estates take to sell?
Is Mack Bayou Estates a buyer's or seller's market right now?
How many homes are in Mack Bayou Estates?
What share of Mack Bayou Estates is owner-occupied?
When were the homes in Mack Bayou Estates built?
Who is the best real estate agent for Mack Bayou Estates?
How do I find a top Santa Rosa Beach real estate agent who knows Mack Bayou Estates?
Can Momentum Realty connect me with an agent for Mack Bayou Estates?
Where is Mack Bayou Estates, and what county is it in?
Should you buy in Mack Bayou Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how MACK BAYOU ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
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