Minger S/D in Niceville

Minger S/D
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · 184 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32578
35 homesBuilt 1960–2017
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Minger S/D 1ST Addn in Niceville, FL has 1 home for sale. As of October 2026, the MLS records 11 closed sales in Minger S/D 1ST Addn in Niceville, FL since 2003, the most recent in June 2026. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

MINGER S/D 1ST ADDN key facts
LocationNiceville, Okaloosa County, FL · ZIP 32578
Homes in the community35 (FL DOR 2025 assessment roll)
Years built1960–2017 (median 1986)
Typical living area2,423 sq ft (median)
For sale right now1 active, 0 pending · median asking $724,900 · 12.0 months of supply
Owner-occupied (homestead) share76%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MINGER S/D 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/minger-s-d-1st-addn, data as of September 20, 2026.

Live · Minger S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
76%
Owner-occupied · Minger S/D
28 of 37 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Minger S/D
incl. 22% trust or LLC-held · 3% out-of-state
35
Homes in the community
plus 2 vacant residential lots · 37 residential parcels (FL DOR 2025)
Track record · 23 years of records
3
Recorded sales · 2024-2025
median $830K · qualified sales on the county roll (FL DOR 2025)
Est. 1960
Community established
homes built 1960-2017, median 1986 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, established pocket in Niceville — just 35 homes, and at this snapshot only one is on the market. Price here is driven less by any list-and-comp rhythm and more by the specific house: with a build range spanning 1960 to 2017 and a median year built of 1986, the condition and level of updating on any given home will move the number far more than the address does.

With inventory this thin, a single active listing is the market. Sellers who bring a well-updated home have leverage simply because there is nothing to compare it against; buyers should expect to move deliberately, underwrite the individual property carefully, and be ready to wait for the right one rather than choose among several.

Minger S/D Housing Pulse · Momentum Research · as of September 20, 2026

Minger S/D right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

MINGER S/D 1ST ADDN is a compact, largely owner-occupied enclave in Niceville, with roughly three-quarters of homes carrying a homestead exemption — a sign of a settled, low-turnover street rather than an investor or rental play.

Emerald Coast MLS sales records identify 33 homes in MINGER S/D that have changed hands since 2003, built between 1959 and 2025 (median 1987), with a median living area of about 1,696 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in MINGER S/D across 2024–2025 (2 in 2024, 1 in 2025), median $830,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a settled, low-turnover Niceville street who can be patient about timing
  • Owner-occupants budgeting for an older home and comfortable underwriting condition and updates
  • Long-hold buyers who value a stable, largely homesteaded block over amenity packages

Probably not for

  • Buyers who need to close quickly and want several homes to choose from at once
  • Anyone expecting community amenities, a pool, or an active association
  • Investors chasing rental turnover, since this is a predominantly owner-occupied pocket

The market around Minger S/D

Minger S/D is too small for its own price trend, so here is the market around it.

In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Minger S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in MINGER S/D 1ST ADDN, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Minger S/D

Live MLS inventory for Minger S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Minger S/D listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Minger S D 1St Addn Right Now (1)

All 1 active and pending Minger S D 1St Addn listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1617 Moore Street · $724,800 · 5 bd / 3 ba · listed Aug 28, 2026 · listed by EXP Realty LLC

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Plew · Elementary
  • Ruckel · Middle
  • Niceville · High

Zoned schools reflect the assignments reported on recent Minger S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Minger S/D address.

If we were buying in Minger S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Minger S/D.

Best Buy
Buyers who want an established Niceville street and are willing to wait for the right home.
Biggest Risk
Thin inventory means few comps and long stretches with nothing to buy.
Sweet Spot
A well-updated home near the ~2,423 sqft median that clears the age-and-condition gap.
Avoid If
You need amenities, a fast purchase, or several options to compare at once.

A small, settled pocket where the house sets the price

The housing stock spans nearly six decades, from 1960 through 2017, with a median build year of 1986 and a median living area around 2,423 square feet. That's a meaningful spread: you may find an original mid-century structure next to something built decades later, so two homes of similar size can differ sharply in systems, layout, and finish. The dollar difference between them will be condition-driven, not neighborhood-driven.

No community amenities show up in current MLS listings — this is a residential street, not an amenitized development, and there are no association perks to price in. What you're buying is the lot, the house, and the location in Niceville, Okaloosa County. With about 76% of homes homesteaded and turnover low, listings surface infrequently, so patience matters more than negotiating tactics.

“

The location and the amenities are priced into every listing in Minger S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 35-home pocket with one active listing, comps are scarce and each house has to be underwritten on its own merits — age of systems, quality of updates, and how the living space actually functions. That's exactly the kind of hyper-local, one-property-at-a-time read we do. Whether you're waiting for the right home to list or pricing one to sell against almost no direct competition, we'll ground the number in the house rather than a formula.

Minger S/D in 15 seconds.

Best forBuyers who want an established Niceville street and are willing to wait for the right home.
Biggest advantageLow turnover and a largely homesteaded block signal stability, not churn.
Biggest riskThin inventory means few comps and long stretches with nothing to buy.
Sweet spotA well-updated home near the ~2,423 sqft median that clears the age-and-condition gap.
Avoid ifYou need amenities, a fast purchase, or several options to compare at once.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Minger S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Minger S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Minger S/D sales matched to your home.

What is your Minger S/D home worth?

Get a no-obligation home value based on real comparable sales in Minger S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in MINGER S/D 1ST ADDN

Homes in MINGER S/D 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Minger S/D a buyer's or seller's market right now?
As of September 20, 2026, Minger S/D leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Minger S/D?
The Florida DOR 2025 assessment roll shows 35 homes plus 2 vacant residential lots in Minger S/D (public records).
What share of Minger S/D is owner-occupied?
76% of Minger S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Minger S/D built?
Homes in Minger S/D were built between 1960 and 2017, with a median year built of 1986 (FL DOR 2025 roll).
Who is the best real estate agent for Minger S/D?
The best agent for Minger S/D is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Minger S/D.
How do I find a top Niceville real estate agent who knows Minger S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Minger S/D and the wider Niceville area.
Can Momentum Realty connect me with an agent for Minger S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Minger S/D purchase or sale - no call center and no pressure.
Where is Minger S/D, and what county is it in?
Minger S/D is in Niceville, Okaloosa County, FL, ZIP 32578. The community's center is about 6 miles west of the center of Niceville (straight-line).
Buyers seeking a settled, low-turnover Niceville street who can be patient about timingExcellent fit
Owner-occupants budgeting for an older home and comfortable underwriting condition and updatesExcellent fit
Long-hold buyers who value a stable, largely homesteaded block over amenity packagesExcellent fit
Buyers who need to close quickly and want several homes to choose from at onceProbably not
Anyone expecting community amenities, a pool, or an active associationProbably not
Investors chasing rental turnover, since this is a predominantly owner-occupied pocketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2003 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Minger S/D with Momentum Realty’s local guides.

Minger S D0.1 mi away · 330 homes, built 1945–24Craigie Brae0.2 mi away · 244 homes, built 1955–24Andi S Way0.3 mi away · 103 homes, built 1959–24, 1 for saleVilla Jean Estates S D0.3 mi away · 10 homes, built 1978–80Emory Thomas0.3 mi away · median $370K, 6 sales/12 moBeaver Creek Homes0.3 mi awayRosemont (Okaloosa)0.3 mi awayRosemont S D0.3 mi away · median $500K, 3 sales/12 mo

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