Miramar Estates
Homes for Sale in Mary Esther, FL
All 64 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Miramar Estates 4TH Addn is a community in Mary Esther, Okaloosa County, FL. Across Mary Esther as a whole, 253 homes closed in the last 12 months at a median of $325,000, 106 median days on market, with 67 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,190 ($3,680 with the full homestead exemption).

Miramar Estates 4th Addn is a small pocket in Mary Esther, and with a median around $318,000 the price here is driven far more by the condition and updates of the individual house than by any premium the neighborhood commands. There are no community amenities pulling value up, so what you pay tracks closely to what has been done to the home itself — roof, systems, kitchens, and baths do the heavy lifting on price.
At a median of 50 days on market, this is not a place where listings vanish over a weekend. That pace gives a buyer room to inspect, compare, and negotiate rather than rush. For a seller, it means pricing to the home's actual condition from day one matters — a home that lingers past that window usually has a condition or pricing gap the market has already noticed.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside MIRAMAR ESTATES 4TH ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A modest, amenity-free residential pocket in Mary Esther where the house itself — not shared features — sets the value, and the pace of sales leaves room to think.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Miramar Estates is best for.
Best for
- Buyers targeting the low-$300s who want value driven by the house, not shared extras
- Buyers who prefer a market pace that allows careful inspection and negotiation
- Buyers comfortable evaluating updates and systems on a home-by-home basis
Probably not for
- Buyers who want community amenities like a pool, gate, or clubhouse
- Buyers who need to close fast and cannot wait out a roughly 50-day pace
- Buyers seeking a large pool of comparable recent sales to anchor an offer
The market around Miramar Estates
Miramar Estates is too small for its own price trend, so here is the market around it.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
ZIP and county figures describe the wider market, not Miramar Estates specifically. Momentum Research analysis of MLS records.
The Miramar Estates buying strategy.
If we were buying in Miramar Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Estates.
What actually moves the number
With no amenities identified from current MLS listings, there is no pool, clubhouse, or gated entry adding a line to the price. That simplifies the math: you are buying a house and a location in Okaloosa County, and the spread between a dated home and an updated one can be wide. Read each listing on its own merits rather than assuming a neighborhood floor or ceiling.
A 50-day median on a small sample means individual sales carry weight, so lean on the specifics — recent work, lot, and layout — over broad averages. The closings window here is thin, which is another reason to treat any single comp cautiously and let the condition of the property lead the conversation.
The location and the amenities are priced into every listing in Miramar Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven pocket like this, the value is in reading each home honestly against a thin set of comps. We will tell you when a listing is priced to its updates and when it is priced to hope, and we will pace an offer to a market that gives you time rather than pushing you to overpay.
Miramar Estates in 15 seconds.
Tools for a Miramar Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miramar Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miramar Estates home worth?
Get a no-obligation home value based on real comparable sales in Miramar Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Should you buy in Miramar Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Miramar Estates 4th Addn
Development, infrastructure, retail, and school activity affecting Miramar Estates 4th Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 7 miles southwest of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 7 miles southwest of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 9 miles southeast of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 6 miles southwest of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 6 miles south of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 3 miles northeast of Miramar Estates 4th Addn.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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