Miramar Estates
Homes for Sale in Mary Esther, FL
All 67 homes for sale in Mary Esther, FL · median $324,900 · 74 homes for sale in 32569 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $318,000, a median 50 days on market, sellers accepting 94% of original asking. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,100 ($3,590 with the full homestead exemption).
| Location | Mary Esther, Okaloosa County, FL · ZIP 32569 |
|---|---|
| Homes in the community | 48 (FL DOR 2025 assessment roll) |
| Years built | 1974–1977 (median 1975.0) |
| Typical living area | 1,740 sq ft (median) |
| Amenities listed by sellers | Security System |
| Sale prices, last 12 months | $318,000 median across 3 closed sales |
| Days on market (closed sales) | 50 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 69% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MIRAMAR ESTATES 4TH ADDN key facts,” movewithmomentum.com/neighborhoods/miramar-estates-4th-addn, data as of September 20, 2026.
Miramar Estates 4th Addn is a small pocket in Mary Esther, and with a median around $318,000 the price here is driven far more by the condition and updates of the individual house than by any premium the neighborhood commands. There are no community amenities pulling value up, so what you pay tracks closely to what has been done to the home itself — roof, systems, kitchens, and baths do the heavy lifting on price.
At a median of 50 days on market, this is not a place where listings vanish over a weekend. That pace gives a buyer room to inspect, compare, and negotiate rather than rush. For a seller, it means pricing to the home's actual condition from day one matters — a home that lingers past that window usually has a condition or pricing gap the market has already noticed.
Nearby homes for sale
No active listings inside MIRAMAR ESTATES 4TH ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Miramar Estates market snapshot (as of September 20, 2026): the median sale price is about $318K, and a median 50 days on market for closed sales.
In ZIP 32569 (Mary Esther), 304 homes closed in the last 12 months at a median of $325K ($218/sq ft), up 0.1% year over year, with a median 51 days on market. Right now 77 active and 41 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32569 housing market and the Okaloosa County market.
Miramar Estates is a community of 48 homes in Mary Esther, Okaloosa County, built between 1974 and 1977 (median 1975.0), with a median living area of about 1,740 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A modest, amenity-free residential pocket in Mary Esther where the house itself — not shared features — sets the value, and the pace of sales leaves room to think.
Who Miramar Estates is best for.
Best for
- Buyers targeting the low-$300s who want value driven by the house, not shared extras
- Buyers who prefer a market pace that allows careful inspection and negotiation
- Buyers comfortable evaluating updates and systems on a home-by-home basis
Probably not for
- Buyers who want community amenities like a pool, gate, or clubhouse
- Buyers who need to close fast and cannot wait out a roughly 50-day pace
- Buyers seeking a large pool of comparable recent sales to anchor an offer
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($318K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
31% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Miramar Estates Market Scorecard
Miramar Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in MIRAMAR ESTATES 4TH ADDN, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Recent Developments in Miramar Estates 4th Addn
Development, infrastructure, retail, and school activity affecting Miramar Estates 4th Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 3 miles northeast of Miramar Estates 4th Addn.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 20 miles north of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 16 miles north of Miramar Estates 4th Addn, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Miramar Estates buying strategy.
If we were buying in Miramar Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Estates.
What actually moves the number
With no amenities identified from current MLS listings, there is no pool, clubhouse, or gated entry adding a line to the price. That simplifies the math: you are buying a house and a location in Okaloosa County, and the spread between a dated home and an updated one can be wide. Read each listing on its own merits rather than assuming a neighborhood floor or ceiling.
A 50-day median on a small sample means individual sales carry weight, so lean on the specifics — recent work, lot, and layout — over broad averages. The closings window here is thin, which is another reason to treat any single comp cautiously and let the condition of the property lead the conversation.
The location and the amenities are priced into every listing in Miramar Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven pocket like this, the value is in reading each home honestly against a thin set of comps. We will tell you when a listing is priced to its updates and when it is priced to hope, and we will pace an offer to a market that gives you time rather than pushing you to overpay.
Miramar Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Miramar Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miramar Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miramar Estates home worth?
Get a no-obligation home value based on real comparable sales in Miramar Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Frequently Asked Questions
What is the median home price in Miramar Estates?
How long do homes in Miramar Estates take to sell?
How many homes are in Miramar Estates?
What share of Miramar Estates is owner-occupied?
When were the homes in Miramar Estates built?
Who is the best real estate agent for Miramar Estates?
How do I find a top Mary Esther real estate agent who knows Miramar Estates?
Can Momentum Realty connect me with an agent for Miramar Estates?
Where is Miramar Estates, and what county is it in?
Should you buy in Miramar Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how MIRAMAR ESTATES 4TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Miramar Estates with Momentum Realty’s local guides.