Miramar Estates 4th in Mary Esther

Miramar Estates 4th
Homes for Sale in Mary Esther, FL

Community in Mary Esther · Okaloosa County · ZIP 32569
Median sale $318K
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True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $318,000, a median 50 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1975–1977. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,100 ($3,590 with the full homestead exemption).

Live · Miramar Estates 4th Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$318K
Median sold · 12 mo
93.8%
Sale vs ask
Okaloosa median: 96.7%
Tempo
50days
Median DOM · closed
7 days at the 2017 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Miramar Estates 4th Addn is a small pocket in Mary Esther, and with a median around $318,000 the price here is driven far more by the condition and updates of the individual house than by any premium the neighborhood commands. There are no community amenities pulling value up, so what you pay tracks closely to what has been done to the home itself — roof, systems, kitchens, and baths do the heavy lifting on price.

At a median of 50 days on market, this is not a place where listings vanish over a weekend. That pace gives a buyer room to inspect, compare, and negotiate rather than rush. For a seller, it means pricing to the home's actual condition from day one matters — a home that lingers past that window usually has a condition or pricing gap the market has already noticed.

The 60-Second Overview

Miramar Estates 4th market snapshot (as of September 12, 2026): the median sale price is about $318K, and a median 50 days on market for closed sales.

A modest, amenity-free residential pocket in Mary Esther where the house itself — not shared features — sets the value, and the pace of sales leaves room to think.

Best for

  • Buyers targeting the low-$300s who want value driven by the house, not shared extras
  • Buyers who prefer a market pace that allows careful inspection and negotiation
  • Buyers comfortable evaluating updates and systems on a home-by-home basis

Probably not for

  • Buyers who want community amenities like a pool, gate, or clubhouse
  • Buyers who need to close fast and cannot wait out a roughly 50-day pace
  • Buyers seeking a large pool of comparable recent sales to anchor an offer

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

MIRAMAR ESTATES 4TH ADDN Market Scorecard

No active listings

MIRAMAR ESTATES 4TH ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$318,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/3
Active/Pend/Sold

Typical home value in the 32569 ZIP is $322,212, about 12.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in MIRAMAR ESTATES 4TH ADDN, Mary Esther

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Recent Developments in Miramar Estates 4th Addn

Development, infrastructure, retail, and school activity affecting Miramar Estates 4th Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum49/100 · Active
  1. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 3 miles northeast of Miramar Estates 4th Addn.

    Source: Get The Coast
  2. May 2026
    Development

    Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview

    Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.

    What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 20 miles north of Miramar Estates 4th Addn, elsewhere in Okaloosa County.

    Source: Get The Coast
  3. May 2026
    Infrastructure

    Okaloosa County opens $212M Southwest Crestview Bypass

    Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.

    What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 16 miles north of Miramar Estates 4th Addn, elsewhere in Okaloosa County.

    Source: Get The Coast

Development alerts for Miramar Estates 4th AddnGet a short monthly email when something new is approved, funded, or opens near Miramar Estates 4th Addn.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Miramar Estates 4th today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miramar Estates 4th.

Best Buy
Buyers who want a Mary Esther address and will judge a home on its own condition.
Biggest Risk
A thin sales window makes any single comp less reliable.
Sweet Spot
An updated home priced near the $318,000 median with no condition surprises.
Avoid If
You need amenities like a pool or clubhouse built into the community.

What actually moves the number

With no amenities identified from current MLS listings, there is no pool, clubhouse, or gated entry adding a line to the price. That simplifies the math: you are buying a house and a location in Okaloosa County, and the spread between a dated home and an updated one can be wide. Read each listing on its own merits rather than assuming a neighborhood floor or ceiling.

A 50-day median on a small sample means individual sales carry weight, so lean on the specifics — recent work, lot, and layout — over broad averages. The closings window here is thin, which is another reason to treat any single comp cautiously and let the condition of the property lead the conversation.

The location and the amenities are priced into every listing in Miramar Estates 4th. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, condition-driven pocket like this, the value is in reading each home honestly against a thin set of comps. We will tell you when a listing is priced to its updates and when it is priced to hope, and we will pace an offer to a market that gives you time rather than pushing you to overpay.

Miramar Estates 4th in 15 seconds.

Best forBuyers who want a Mary Esther address and will judge a home on its own condition.
Biggest advantageA measured pace gives you room to inspect and negotiate.
Biggest riskA thin sales window makes any single comp less reliable.
Sweet spotAn updated home priced near the $318,000 median with no condition surprises.
Avoid ifYou need amenities like a pool or clubhouse built into the community.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miramar Estates 4th sales matched to your home.

What is your Miramar Estates 4th home worth?

Get a no-obligation home value based on real comparable sales in Miramar Estates 4th, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Miramar Estates 4th on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Miramar Estates 4th?
The median sale price in Miramar Estates 4th was $318K over the 12 months ending September 12, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Miramar Estates 4th take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 50 days on market (3 sales, Emerald Coast MLS).
Who is the best real estate agent for Miramar Estates 4th?
The best agent for Miramar Estates 4th is one who actively works Mary Esther and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Miramar Estates 4th.
How do I find a top Mary Esther real estate agent who knows Miramar Estates 4th?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Miramar Estates 4th and the wider Mary Esther area.
Can Momentum Realty connect me with an agent for Miramar Estates 4th?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Miramar Estates 4th purchase or sale - no call center and no pressure.
Buyers targeting the low-$300s who want value driven by the house, not shared extrasExcellent fit
Buyers who prefer a market pace that allows careful inspection and negotiationExcellent fit
Buyers comfortable evaluating updates and systems on a home-by-home basisExcellent fit
Buyers who want community amenities like a pool, gate, or clubhouseProbably not
Buyers who need to close fast and cannot wait out a roughly 50-day paceProbably not
Buyers seeking a large pool of comparable recent sales to anchor an offerProbably not

Nearby Communities

Explore more neighborhoods near Miramar Estates 4th with Momentum Realty’s local guides.

MMMontage Manor0.2 mi awayMEMiramar Estates 2Nd Addn0.2 mi awayMEMiramar Est 2Nd0.2 mi awayFWFt Walton S0Uth Intr0.3 mi awayCWCanterbury Woods (Okaloosa)0.3 mi awaySSoundview0.3 mi awayIBIslandview Beach0.4 mi awayPTParkwood Terrace (Okaloosa)0.4 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1993 (28 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in MIRAMAR ESTATES 4TH ADDN? 3 recorded closings; median 50 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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