Oak Grove Ph 03
Homes for Sale in Lutz, FL
True comps, carrying-cost math, and listings before the portals.
Oak Grove Ph 03 is a tight, built-out pocket in Lutz where the homes went up over a short window in the early 2000s, so you are looking at a consistent vintage rather than a mix of eras. Price here is driven less by wide product variation and more by condition and updates, since the floor plans and lot sizes cluster closely. The median sits at $393,300, or about $224 per square foot, on a typical home just under 1,925 square feet.
The current posture is patient. A median of 55 days on market says buyers have time to look, inspect, and negotiate rather than rush. For sellers, that means presentation and realistic pricing matter — a well-updated home stands apart in a neighborhood where the bones are all roughly the same age. With only a handful of recent closings, individual sales carry weight, so read comparables carefully.
The 60-Second Overview
Oak Grove Ph 03 market snapshot (as of July 13, 2026): the median sale price is about $393K ($224 per sq ft over the trailing 12 months of closed sales), and a median 55 days on market for closed sales.
Oak Grove Ph 03 is a community of 146 homes in Lutz, Pasco County, built between 2001 and 2003 (median 2002.0), with a median living area of about 1,925 square feet. 77% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A small, uniformly-aged community of roughly 146 homes in Lutz, Pasco County, where most of the housing stock was completed between 2001 and 2003. With a high homestead share of about 77%, this reads as an owner-occupied enclave rather than an investor churn.
Who Oak Grove Ph 03 is best for.
Best for
- Buyers targeting a mid-$390s price point who want early-2000s construction with room to add value through updates.
- Owner-occupants who value a stable, built-out setting over new-construction options.
- Patient shoppers willing to inspect closely and negotiate on a 55-day-market timeline.
Probably not for
- Buyers who need a home closing in days and cannot wait out a slower market.
- Those seeking a broad menu of home sizes, styles, or lot configurations.
- Short-term flippers counting on quick turnover in a low-volume, owner-heavy pocket.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($393K) IS the median in the snapshot above.
Windows contain 0 to 10 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Oak Grove Ph 03 buying strategy.
If we were buying in Oak Grove Ph 03 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Grove Ph 03.
A uniform-vintage pocket where condition is the variable
When nearly every home was built within a two-to-three-year span, the market stops rewarding age and starts rewarding upkeep. Two homes of the same footprint can trade far apart depending on roof, systems, and interior updates — which is exactly why the median is your anchor and everything else should be judged against the specific home in front of you. At a median just under 1,925 square feet and about $224 per square foot, the pricing math is legible.
The 55-day median on market is the number sellers should sit with. This is not a same-week-offer environment, so overpricing gets punished with time on market, and time on market invites price cuts. Buyers, conversely, should not expect fire sales either — the strong homestead share means most owners are living here, not flipping, and are under less pressure to dump.
The location and the amenities are priced into every listing in Oak Grove Ph 03. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this uniform and this thinly traded, the edge is reading condition against the median correctly. We walk the specific home, weigh its updates against the neighborhood baseline, and price or offer accordingly — instead of leaning on a broad average that hides what actually moves value here. With few recent closings, we know which comparables to trust and which to set aside.
Oak Grove Ph 03 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Grove Ph 03 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Grove Ph 03 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Grove Ph 03, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Grove Ph 03 home worth?
Get a no-obligation home value based on real comparable sales in Oak Grove Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Oak Grove Ph 03?
How long do homes in Oak Grove Ph 03 take to sell?
How many homes are in Oak Grove Ph 03?
What share of Oak Grove Ph 03 is owner-occupied?
When were the homes in Oak Grove Ph 03 built?
Do cash buyers compete in Oak Grove Ph 03?
Who is the best real estate agent for Oak Grove Ph 03?
How do I find a top Lutz real estate agent who knows Oak Grove Ph 03?
Can Momentum Realty connect me with an agent for Oak Grove Ph 03?
Should you buy in Oak Grove Ph 03?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33559)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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