Pebble Ridge
Homes for Sale in Jacksonville, FL
All 4,097 homes for sale in Jacksonville, FL · median $299,900 · 47 homes for sale in 32220 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 65 closed sales in Pebble Ridge in Jacksonville, FL since 2001, the most recent in April 2025. Recorded prices since 2024 ran from $290,000 to $560,000 (median $428,000), on homes of 1,818 to 2,622 sq ft. Across Jacksonville as a whole, 7,917 homes closed in the last 12 months at a median of $311,990, 43 median days on market, with 2,487 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,650 ($6,910 with the full homestead exemption).
Pebble Ridge is a built-out pocket of 84 homes in Jacksonville, put up between 1988 and 2014 with the bulk landing around 1993. That vintage is what actually drives price here: these are established homes on established lots, and what separates one closing from the next is condition and updates, not square footage on a spec sheet. With a median living area just over 2,600 square feet, the floor plans run generous, so buyers are paying for space and the state of the systems and finishes behind it.
The current posture is that of a stable, owner-held enclave rather than a churn market. A homestead share of 94% tells you these are primarily long-term residences, which historically keeps inventory tight and turnover modest. For a seller, that scarcity is leverage if the home shows well. For a buyer, it means patience and a willingness to move when the right updated listing appears, because the pipeline is thin by nature.
Nearby homes for sale
No active listings inside Pebble Ridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pebble Ridge is a small, essentially built-out neighborhood of larger 1990s-era homes in Duval County where nearly everything is owner-occupied. Expect an established feel and a market that turns slowly.
realMLS (Northeast Florida) sales records identify 36 homes in Pebble Ridge that have changed hands since 2001, built between 1989 and 2008 (median 1995), with a median living area of about 2,508 sq ft and a typical 3-bedroom, 2.5-bath layout; 97% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Pebble Ridge across 2024–2025 (4 in 2024, 2 in 2025), median $428,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pebble Ridge is best for.
Best for
- Buyers who want a larger, established home and can budget for phased updates on 1990s-era systems
- Long-hold buyers who value a stable, owner-occupied setting over frequent turnover
- Buyers who prioritize interior square footage and a settled lot over new construction
Probably not for
- Buyers who need a wide menu of active listings to choose from at any given time
- Buyers wanting a fully updated, no-work home with all major systems already new
- Investors seeking a rental-heavy, high-turnover market
The market around Pebble Ridge
Pebble Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32220, 65 homes are on the market and 23% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,004 homes are active and 1,434 pending (26% under contract).
In ZIP 32220 (Jacksonville), 188 homes closed in the last 12 months at a median of $274K ($169/sq ft), down 5.2% year over year, with a median 49 days on market. Right now 38 active and 16 pending listings put supply at about 6.1 months — a balanced market. See the live ZIP 32220 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Pebble Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Pebble Ridge, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Pebble Ridge buying strategy.
If we were buying in Pebble Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pebble Ridge.
What the vintage and ownership tell you
The construction window here spans 1988 to 2014, but the median build year of 1993 puts most of the housing stock past the three-decade mark. That is the single most important thing to underwrite. Roofs, HVAC, water heaters, and original kitchens and baths are all at or beyond typical replacement age, so two homes of similar size can price very differently depending on how much of that work has already been done. Budget your inspection dollars accordingly and read every listing through the lens of what has been updated versus deferred.
The 94% homestead share is the other defining trait. This is a place people stay, not a rental-heavy or investor-churned tract, and that tends to show up in maintenance and continuity. It also means the for-sale count stays low, and well-prepared listings can command attention quickly. The trade-off is selection: with 84 homes total, you are not choosing from dozens of active options at any moment.
The location and the amenities are priced into every listing in Pebble Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a tight, owner-held neighborhood like Pebble Ridge, timing and preparation win. We track what actually comes available in these 84 homes, help buyers separate an updated property from one carrying deferred systems on a 1990s frame, and position sellers so a well-kept home stands out while inventory is thin. No hype, just a clear read on where a specific house sits.
Pebble Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pebble Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pebble Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pebble Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pebble Ridge home worth?
Get a no-obligation home value based on real comparable sales in Pebble Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recent Developments in Pebble Ridge
Development, infrastructure, retail, and school activity affecting Pebble Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 10 miles east of Pebble Ridge, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles east of Pebble Ridge, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The project is about 9 miles east of Pebble Ridge, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 8 miles southeast of Pebble Ridge, elsewhere in Duval County.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 9 miles south of Pebble Ridge.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 9 miles south of Pebble Ridge.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
How many homes are in Pebble Ridge?
What share of Pebble Ridge is owner-occupied?
When were the homes in Pebble Ridge built?
Who is the best real estate agent for Pebble Ridge?
How do I find a top Jacksonville real estate agent who knows Pebble Ridge?
Can Momentum Realty connect me with an agent for Pebble Ridge?
Where is Pebble Ridge, and what county is it in?
How far is Pebble Ridge from downtown Jacksonville and the beach?
Should you buy in Pebble Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32220)) |
| Under-contract shares | realMLS records, as of 2026-10-10 |
| Historical depth | Closed-sale records back to 2001 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Pebble Ridge Drive (15 homes on record)
- Plank Lane (14 homes on record)
- Plank Lane (8 homes on record)
- Pebble Ridge Drive (1 homes on record)
Nearby Communities
Explore more neighborhoods near Pebble Ridge with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Pebble Ridge. These are the public schools most often assigned to other communities in ZIP 32220; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · 9-12 · FLDOE grade I (assigned to 9 nearby communities)
- Chaffee Trail Middle School · 6-8 · FLDOE grade C (assigned to 5 nearby communities)
- Whitehouse Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 4 nearby communities)
- Chaffee Trail Elementary School · PreK-5 · FLDOE grade B (assigned to 4 nearby communities)
- Joseph Stilwell Middle School · 6-8 (zoned; confirm by address) · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).