Aerial view of Germantown Annex

Germantown Annex
Homes for Sale in Jacksonville, FL

All 4,475 homes for sale in Jacksonville, FL · median $299,900 · 53 homes for sale in 32220 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32220
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Built fromLive realMLS data14 years of closingsUpdated twice daily

As of November 2026, the MLS records 3 closed sales in Germantown Annex in Jacksonville, FL since 2012, the most recent in May 2023. Across Jacksonville as a whole, 12,703 homes closed in the last 12 months at a median of $304,990, 43 median days on market, with 4,150 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,450 ($4,710 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Germantown Annex is a small, condition-driven pocket. With just 19 homes on the feed and a build range spanning 1962 to 2023, price here is set less by a neighborhood standard and more by the specific house: its age, its updates, and how it presents. The median year built lands at 1998, but that median hides a wide gap between the older stock and the newer construction, and that gap is where the pricing spread lives.

For buyers, this means comparing like-for-like is hard and each listing deserves its own read rather than a blanket per-foot assumption. For sellers, condition and updates carry the argument. With just over half of homes carrying a homestead exemption, the remainder points to a meaningful share of rentals or second homes, which can influence how quickly turnover happens and how tightly comparable sales cluster.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Germantown Annex right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1701 JONES Road
$375K · 0.7 mi away
4 bd · 2 ba · 2,228 sqft
1701 JONES Road
Listed by ALLIANCE REALTY & FINANCIAL SERVICES, INC
9166 TENDER Lane
$200K · 1.1 mi away
2 bd · 2.5 ba · 1,395 sqft
9166 TENDER Lane
Listed by OLYMPUS EXECUTIVE REALTY, INC
9174 TENDER Lane
$210K · 1.1 mi away
2 bd · 2.5 ba · 1,395 sqft
9174 TENDER Lane
Listed by OLYMPUS EXECUTIVE REALTY, INC
9150 TENDER Lane
$200K · 1.1 mi away
2 bd · 2.5 ba · 1,395 sqft
9150 TENDER Lane
Listed by OLYMPUS EXECUTIVE REALTY, INC
9197 TENDER Lane
$215K · 1.1 mi away
2 bd · 2.5 ba · 1,395 sqft
9197 TENDER Lane
Listed by OLYMPUS EXECUTIVE REALTY, INC
9187 TENDER Lane
$217K · 1.1 mi away
2 bd · 2.5 ba · 1,395 sqft
9187 TENDER Lane
Listed by OLYMPUS EXECUTIVE REALTY, INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Germantown Annex is a compact Jacksonville enclave in Duval County where the housing mix runs from early-1960s homes to construction as recent as 2023, with a typical home around 1,728 square feet.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a right-sized single-family home around 1,700 square feet and willing to compare each listing individually
  • Renovation-minded buyers open to an older home they can update to their own standard
  • Investors comfortable in a small market where not every home is owner-occupied

Probably not for

  • Buyers who need a deep, uniform comp set to feel confident on price
  • Anyone wanting a large-square-footage estate rather than a modest single-family footprint
  • Buyers expecting a single consistent construction era and finish level across the neighborhood

The market around Germantown Annex

Germantown Annex is too small for its own price trend, so here is the market around it.

In ZIP 32220, 67 homes are on the market and 21% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).

In ZIP 32220 (Jacksonville), 169 homes closed in the last 12 months at a median of $255K ($168/sq ft), down 1.9% year over year, with a median 46 days on market. Right now 40 active and 12 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32220 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Germantown Annex specifically. Momentum Research analysis of MLS records.

If we were buying in Germantown Annex today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Germantown Annex.

Best Buy
Buyers comfortable evaluating a home on its own merits rather than a neighborhood template.
Biggest Risk
A thin comp set makes pricing noisy and negotiation more art than formula.
Sweet Spot
An updated home near the median size that presents clearly against the older stock.
Avoid If
You want uniform, cookie-cutter comps and predictable per-foot pricing.

A small pool with a wide build range

The defining feature here is scale and variety. Nineteen homes is a thin market, so a single sale can move the perceived comps. Layer on a build range from 1962 to 2023 and you get properties in very different eras of construction sharing the same address book. A mid-century home and a near-new build are not competing for the same buyer, and they will not price the same, so read each listing on its own terms.

The median living area of roughly 1,728 square feet suggests mostly right-sized single-family homes rather than large estates. With a homestead share just above half, this is not a purely owner-occupied street; expect some investor and non-primary ownership in the mix, which matters if you care about turnover, upkeep patterns, or long-term neighbors.

“

The location and the amenities are priced into every listing in Germantown Annex. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this small, averages mislead. We price and evaluate on the specific home in front of you — its era, its condition, and its updates — because with only 19 homes there is no reliable neighborhood baseline to lean on. That is the work we do best: separating a fair number from a hopeful one when the comp set is thin.

Germantown Annex in 15 seconds.

Best forBuyers comfortable evaluating a home on its own merits rather than a neighborhood template.
Biggest advantageA genuine range of eras, from mid-century to near-new, in one small area.
Biggest riskA thin comp set makes pricing noisy and negotiation more art than formula.
Sweet spotAn updated home near the median size that presents clearly against the older stock.
Avoid ifYou want uniform, cookie-cutter comps and predictable per-foot pricing.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Germantown Annex sales matched to your home.

What is your Germantown Annex home worth?

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Real comps, not an automated estimate.
Buyers seeking a right-sized single-family home around 1,700 square feet and willing to compare each listing individuallyExcellent fit
Renovation-minded buyers open to an older home they can update to their own standardExcellent fit
Investors comfortable in a small market where not every home is owner-occupiedExcellent fit
Buyers who need a deep, uniform comp set to feel confident on priceProbably not
Anyone wanting a large-square-footage estate rather than a modest single-family footprintProbably not
Buyers expecting a single consistent construction era and finish level across the neighborhoodProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-11-12
Historical depthClosed-sale records back to 2012 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Germantown Annex

Development, infrastructure, retail, and school activity affecting Germantown Annex, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Development

    Downtown board backs $49M incentive for 31-story Fleet Landing Riverside tower

    The Downtown Investment Authority voted 7-0 on Oct. 21 to advance a $49.27 million, 20-year, 75% Recapture Enhanced Value Grant for Fleet Landing Riverside. The 31-story senior living tower is proposed at 111 Riverside Ave., the former Haskell headquarters site in Brooklyn. The item now goes to City Council.

    What it may mean for the marketA large residential tower on the Riverside Avenue corridor would add construction activity and daily foot traffic to Brooklyn and the nearby Northbank, supporting nearby retail and dining demand. The site is about 4 miles east of Germantown Annex.

    Source: Jacksonville Today
  2. October 2026
    Civic

    Sheriff's Office moves into new Brooklyn headquarters, leaving East Bay Street building's future open

    The Jacksonville Sheriff's Office showed its new headquarters at 532 Riverside Ave., a former Florida Blue building. It occupies about 346,000 square feet on 11 of 19 floors, and leasing plus renovation cost more than $20 million per the mayor. The 1974 Police Memorial Building at 501 E. Bay St. is left for the city to reuse or demolish.

    What it may mean for the marketA large public tenant anchoring Riverside Avenue adds weekday activity in Brooklyn, while the vacated Bay Street building raises a redevelopment question for the east end of downtown. The site is about 4 miles east of Germantown Annex.

    Source: Jacksonville Today
  3. October 2026
    Market

    Northeast Florida home sales dip in September as inventory tightens

    Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

    What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 6 miles northeast of Germantown Annex.

    Source: Clay Today
  4. October 2026
    Retail & Dining

    Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

    The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

    What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 5 miles northeast of Germantown Annex.

    Source: Jacksonville Today
  5. September 2026
    Development

    Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

    Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

    What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 6 miles east of Germantown Annex.

    Source: Jacksonville Today
  6. September 2026
    Development

    Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla

    The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.

    What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 4 miles east of Germantown Annex.

    Source: Jacksonville Today

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Schools serving nearby communities

We do not have a confirmed school assignment for Germantown Annex. These are the public schools most often assigned to other communities in ZIP 32220; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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Have a question about the homes, fees, rules or commute here? A Momentum agent who works Germantown Annex will answer, and the answer is published on this page for the next buyer.

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Housing distress & ownership in Germantown Annex, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
100.0%
1 of 1 listings · short sale 1
Distress share trend — 100.0% now (2026-09-04 → 2026-11-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Germantown Annex with Momentum Realty’s local guides.

Frances E Wild0.9 mi away · 16 homes, built 1941–22FMFenlake Mill1.1 mi away · 1 for saleGGermantown1.1 mi away · 100 homes, built 1940–23QRQuail Roost1.1 mi away · 39 homes, built 1982–23Cary Landing1.2 mi away · median $213K, 12 sales/12 moWEWestlake Estates Townhomes1.3 mi away · 129 homes, built 2023–24, 3 for salePebble Ridge1.4 mi away · 84 homes, built 1988–14, 2 for saleHHHart Haven Heights1.6 mi away · median $160K, 3 sales/12 mo

Browse all neighborhood guides →

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