Ivalea Gardens in Navarre

Ivalea Gardens

Established 1988 · Intracoastal West · ZIP 32224

An established, HOA-governed single-family neighborhood in Navarre, Santa Rosa County, where the value is the specific home, the lot, and a coastal-community location near Navarre Beach.

Established, HOA-governedNavarre, Santa Rosa CountyNear Navarre Beach
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Ivalea Gardens

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$295K
Median Price
24mo
Supply
40days
Avg DOM
Soft
Seller Leverage
$190/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ivalea Gardens reads as an established, HOA-governed single-family neighborhood in Navarre, Santa Rosa County, ZIP 32566, with a homeowners association on record (neighborhoods.com; floridacommunitynetwork.net, 2026). Public documentation beyond listing portals is limited, so the buy is squarely the specific home and lot: confirm the HOA dues and what they cover, the home's era and systems, the lot and any flood determination, and comp it against the closest comparable Navarre sale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ivalea Gardens market snapshot (as of June 11, 2026): the median sale price is about $295K ($190 per sq ft), with homes averaging 40 days on market and 24.0 months of supply, a buyer-leaning market (limited data). Based on 1 recent closings in live Pensacola MLS data.

Ivalea Gardens is an established, HOA-governed single-family neighborhood in Navarre, Santa Rosa County, ZIP 32566 (neighborhoods.com; floridacommunitynetwork.net, 2026).

Public documentation beyond listing portals is limited, so compare strictly by era, size, condition, and lot rather than a neighborhood average; confirm the specifics for the individual home.

The strength is the Navarre location in a growing coastal community known for highly rated schools, convenient to U.S. Highway 98 and Navarre Beach; confirm the exact drive for a specific address.

It is served by the Santa Rosa County School District; assignments are set by address, so confirm the current zoned schools with the district.

Best for

  • Buyers who want an established, HOA-governed single-family home in coastal Navarre
  • Buyers who value highly rated schools and proximity to Navarre Beach
  • Buyers comfortable pricing an established home on era, condition, and lot

Probably not for

  • Buyers who want brand-new construction or a direct-waterfront lot
  • Buyers who want an urban or beach-condo location
  • Anyone unwilling to confirm the HOA dues, the lot, and any flood determination

How Ivalea Gardens is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
24Months of supplytight
40Median days on marketdays
1 : 2Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ivalea Gardens listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ivalea Gardens buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ivalea Gardens

Live MLS inventory for Ivalea Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ivalea Gardens listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

U.S. Highway 98 (Navarre)~3 to 8 min · the corridor
Navarre Beach~10 to 18 min · the coast
Navarre shopping~5 to 12 min · services
Gulf Breeze~15 to 25 min · west
Hurlburt Field / Eglin area~20 to 35 min · military
Pensacola~35 to 50 min · employers

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ivalea Gardens with Momentum Realty’s local guides.

Biscayne PointeBiscayne PointeNavarre, FL · adjacentFox Den VillagesFox Den VillagesNavarre, FL · adjacentMossy CoveMossy CoveNavarre, FL · adjacentVillage at NavarreVillage at NavarreNavarre, FL · 0.3 miHidden Creekat Holley by the SeaHidden Creekat Holley by the SeaNavarre, FL · 0.7 miPalmetto RidgePalmetto RidgeNavarre, FL · 0.7 miVillaDanielleVillaDanielleNavarre, FL · 0.7 miBuckeyes LandingBuckeyes LandingNavarre, FL · 0.9 miGrand Bay EstatesGrand Bay EstatesNavarre, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ivalea Gardens (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ivalea Gardens is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ivalea Gardens address.

The takeaway

What is actually shaping value in Ivalea Gardens, sourced and dated. We do not publish rumor.

Recent Developments in Ivalea Gardens

Our read on what is being built around Ivalea Gardens, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn established, HOA-governed Navarre neighborhood that trades on the specific home, its condition, and its lot, with highly rated schools and Navarre Beach proximity as durable draws.

Coastal Navarre location and schools

BullishNotable impact
SignificanceRadius: Navarre

Navarre is a growing coastal community with highly rated Santa Rosa County schools and beach access, supporting durable demand (third-party context, 2026).

HOA-governed, limited documentation

NeutralNotable impact
SignificanceRadius: Ivalea Gardens

An HOA is on record, but broader public documentation is limited; confirm the dues, the boundaries, and the specific home directly before relying on any specifics (floridacommunitynetwork.net, 2026).

Condition and flood diligence

NeutralNotable impact
SignificanceRadius: Ivalea Gardens

Carrying cost turns on the HOA dues, the Santa Rosa County millage, and the FEMA flood zone; in a coastal community, confirm the flood picture before you write.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ivalea Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Community

    Documented by third-party sources

    Third-party sources describe Ivalea Gardens as an established, HOA-governed Navarre single-family neighborhood in ZIP 32566. Detailed documentation is limited. Why it matters: Confirm the HOA dues, the boundaries, the specific home, the lot, and the schools directly before relying on them. Source

  2. 2024
    Taxes

    Santa Rosa County millage and the parcel tax bill

    The Santa Rosa County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on an Ivalea Gardens parcel set the carrying cost alongside the HOA dues and any flood insurance. Why it matters: Pull the specific parcel record and taxes from the Santa Rosa County Property Appraiser and the FEMA flood determination before you write. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ivalea Gardens, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and what they cover. Verify the current dues, the deed restrictions, and any rules before you write.

2

Inspect the home and systems for its era. Confirm the roof, wiring, plumbing, and HVAC and any updates, and budget for them.

3

Verify the lot and survey. Confirm the lot lines, easements, and any setbacks for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Santa Rosa County parcel taxes before you write.

5

Comp on era and condition. Price the home against the closest comparable Navarre sale of similar era, size, and condition.

Best Buy
An updated home on a clean, dry lot in this coastal community, priced to comparable Navarre sales.
Biggest Risk
Deferred maintenance, an unverified flood issue, HOA terms you did not confirm, or overpaying relative to comparable sales.
Best Lot
The home's era and condition, the lot, and the HOA terms set the value here; verify all of them.
Smart Timing
A coastal Navarre location rewards a prepared buyer who has confirmed the HOA and the flood picture.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ivalea Gardens is an established, HOA-governed single-family neighborhood in Navarre, Santa Rosa County, ZIP 32566, with a homeowners association on record, in a coastal community known for highly rated schools and proximity to Navarre Beach (neighborhoods.com; floridacommunitynetwork.net, 2026). Public documentation is otherwise limited, so value is read home-by-home on era, condition, and lot, and the central diligence items are the HOA dues, the home's systems, the lot and survey, the FEMA flood zone, and the Santa Rosa County parcel taxes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original-condition homes
$295K to $295K

Smaller and original-condition homes are the value entry here. Confirm the HOA, the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated homes
$295K to $295K

Updated homes are the core of the neighborhood. Price each on its era, condition, and lot against the closest comparable sale.

Most inventory
High: larger or fully renovated homes
$295K to $295K

Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$295K to $295K
Entry: smaller or original-condition homes
Smaller and original-condition homes are the value entry here. Confirm the HOA, the systems, the lot, and the flood zone before you write (third-party context, 2026, not MLS).
$295K to $295K
Mid: updated homes
Updated homes are the core of the neighborhood. Price each on its era, condition, and lot against the closest comparable sale.
$295K to $295K
High: larger or fully renovated homes
Larger and fully renovated homes sit at the top here. Price each on its own era, condition, and lot, not a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$212
Original$172
Median days on market
Renovated55
Original35

From current Ivalea Gardens listings (renovated 2, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ivalea Gardens

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Ivalea Gardens is established, HOA-governed Navarre living. The deal is read home-by-home in the era, the condition, the lot, the HOA, and the flood picture, not a neighborhood average.

Jon Brooks · Founder, Momentum Realty
6.6B · Buy Score
Resale Strength6.5/10
Renovation Risk6.2/10
Location Efficiency7.3/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ivalea Gardens is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • The home's era and condition, the lot, and the HOA terms are the value; verify all of them.
  • Confirm the HOA dues, the flood zone, and the Santa Rosa County taxes.
  • Comp against the closest comparable Navarre sale.

In an established, HOA-governed Navarre neighborhood like Ivalea Gardens, value is driven by the specific home's era and condition and the lot, plus the HOA, not a single average, and with limited public documentation the first step is confirming the HOA and details directly. That means confirming the dues and any rental rule, inspecting the home for its era, confirming the lot lines, verifying the FEMA flood zone and the Santa Rosa County parcel taxes, then pricing the home against the closest comparable Navarre sale, with the coastal community and highly rated schools as the durable advantage.

Ivalea Gardens in 15 seconds.

Best forBuyers who want an established, HOA-governed single-family home in coastal Navarre.
Strong onHighly rated schools and proximity to Navarre Beach and U.S. Highway 98.
WatchLimited public documentation, the HOA dues to confirm, varying condition, and the FEMA flood zone.
Not forBuyers who want brand-new construction, a direct-waterfront lot, or an urban location.
The edgeConfirming the HOA and pricing on condition lets a prepared buyer act in a coastal community where public information is thin.

HOA, CDD & Fees

15-Second Take
  • Confirm the HOA dues and the deed restrictions.
  • Inspect era-specific systems and verify the FEMA flood zone.
  • No CDD is expected; confirm per parcel.

Ivalea Gardens is an established neighborhood with a homeowners association on record; confirm the current dues, the deed restrictions, and what they cover before you offer. No CDD is expected; confirm per parcel.

No resort amenity package is assumed; the value is the established home and the coastal Navarre location. Confirm what the dues maintain in the community documents.

The value is the coastal Navarre location near highly rated schools and Navarre Beach; confirm what the dues cover in the community documents.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ivalea Gardens, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Soundside Hollow, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ivalea Gardens home worth?

Get a no-obligation home value based on real comparable sales in Ivalea Gardens matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Ivalea Gardens home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Ivalea Gardens year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Ivalea Gardens Market Scorecard

Strong buyer's market

Ivalea Gardens is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $349,500, and homes go under contract in about 40 days.

24.0
Months supply
$349,500
Median list
$295,000
Median sold
$186
Per sqft
40
Days on mkt
2/1/1
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ivalea Gardens?
It is an established, HOA-governed single-family neighborhood in Navarre, Santa Rosa County, ZIP 32566.
What kind of homes are in Ivalea Gardens?
Listing sources describe established single-family homes in an HOA-governed neighborhood; documentation is limited, so compare by era, size, condition, and lot (neighborhoods.com, 2026).
What do homes cost in Ivalea Gardens?
Pricing varies by era, size, condition, and lot (illustrative, not MLS). Confirm current pricing for a specific home.
Is there an HOA?
Yes. Ivalea Gardens has a homeowners association on record; confirm the current dues and what they cover before you offer (floridacommunitynetwork.net, 2026).
Is there a CDD?
No CDD is expected here, but confirm per parcel.
Is Ivalea Gardens near the beach?
It is in coastal Navarre with Navarre Beach a short drive away; confirm the exact drive for the specific address (neighborhoods.com, 2026).
What is nearby?
See the destinations noted above; confirm the exact drive for a specific address.
What should I inspect on a home here?
Confirm the roof, wiring, plumbing, and HVAC for the home's era; budget for them and price the home on its condition.
Is Ivalea Gardens in a flood zone?
Confirm the FEMA flood zone and insurance for the specific lot before you write.
What schools serve Ivalea Gardens?
It is served by the Santa Rosa County School District in the Navarre area; confirm the current zoned schools by address with the district.
Is Ivalea Gardens good for investors?
Confirm any HOA and rental rules, the condition, the lot, and the flood zone, and price each home on its own merits.
Should I use the listing agent to buy in Ivalea Gardens?
No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, is the highest-leverage decision you make.
Buyers who want an established, HOA-governed single-family home in coastal NavarreExcellent fit
Buyers who value highly rated schools and proximity to Navarre BeachExcellent fit
Buyers comfortable pricing an established home on era, condition, and lotExcellent fit
Buyers who want brand-new construction or a direct-waterfront lotProbably not
Buyers who want an urban or beach-condo locationProbably not
Anyone unwilling to confirm the HOA dues, the lot, and any flood determinationProbably not

Get the inside read on Ivalea Gardens

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ivalea Gardens home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ivalea Gardens specialist will reach out personally, usually the same day.

Ivalea Gardens median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Ivalea Gardens, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Navarre & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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