Ivalea Gardens in Navarre

Ivalea Gardens
Homes for Sale in Navarre, FL

All 112 homes for sale in Navarre, FL · median $476,100 · 103 homes for sale in 32566 · Santa Rosa County homes for sale

Community in Navarre · Santa Rosa County · ZIP 32566
63 homesBuilt 1994–2009
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Photo courtesy of Coldwell Banker Realty · via Pensacola MLS

Built fromLive Pensacola MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Ivalea Gardens in Navarre, FL has 1 home for sale. As of October 2026, the MLS records 48 closed sales in Ivalea Gardens in Navarre, FL since 2005, the most recent in June 2026. Across Navarre as a whole, 102 homes closed in the last 12 months at a median of $448,500, 40 median days on market, with 110 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,740 ($5,240 with the full homestead exemption).

Live · Ivalea Gardens Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Santa Rosa: 34% (512 of 1,511)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
64%
Owner-occupied · Ivalea Gardens
40 of 63 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Ivalea Gardens
incl. 2% trust or LLC-held · 13% out-of-state
63
Homes in the community
63 residential parcels (FL DOR 2025)
Track record · 21 years of records
8
Recorded sales · 2024-2025
median $317K · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-2009, median 1996 (FL DOR 2025)
1.6%/yr
Turnover rate
about 1 of 63 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ivalea Gardens is a small, established pocket in Navarre — 55 homes built between 1995 and 2009, with a median build year of 1996 and a median living area around 1,908 square feet. There is no community amenity package identified in current MLS listings, so what sets price here is the home itself: condition, updates, lot, and how the interior has been maintained over three decades. Two nearly identical floor plans can trade far apart based on renovation work alone.

The current posture is decisively buyer-leaning. With 24 months of supply and only 2 active listings against a thin recent closing pace, this is a slow, low-turnover market where sellers should expect patience and realistic pricing, not competition. For buyers, that means room to negotiate on terms and condition — but also a limited menu, so the right home may take time to surface.

Ivalea Gardens Housing Pulse · Momentum Research · as of September 20, 2026

Ivalea Gardens right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 16, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A compact, owner-heavy enclave — roughly two-thirds of homes carry a homestead exemption — where turnover is low and the housing stock is consistent in age and size rather than varied.

Pensacola MLS sales records identify 46 homes in Ivalea Gardens that have changed hands since 2003, built between 1994 and 2000 (median 1997), with a median living area of about 1,600 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Pensacola MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in Ivalea Gardens across 2024–2025 (7 in 2024, 1 in 2025), median $317,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-hold buyers who value a stable, low-turnover street and plan to stay put
  • Renovation-comfortable buyers ready to price and fund updates on a home near its median 1,908 square feet
  • Negotiation-minded buyers who want leverage in a buyer-leaning market

Probably not for

  • Buyers who need to close fast on a specific floor plan given only 2 active listings
  • Sellers expecting a quick, above-ask sale in a 24-month-supply market
  • Buyers who want on-site amenities like a pool or clubhouse — none are identified here

The market around Ivalea Gardens

Ivalea Gardens is too small for its own price trend, so here is the market around it.

In ZIP 32566, 214 homes are on the market and 33% are under contract — a fast-moving corner of Navarre.

Across Santa Rosa County, 999 homes are active and 512 pending (34% under contract).

In ZIP 32566 (Navarre), 261 homes closed in the last 12 months at a median of $397K ($223/sq ft), down 3.5% year over year, with a median 39 days on market. Right now 64 active and 43 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32566 housing market and the Santa Rosa County market.

ZIP and county figures describe the wider market, not Ivalea Gardens specifically. Momentum Research analysis of MLS records.

Recent Developments in Ivalea Gardens

Development, infrastructure, retail, and school activity affecting Ivalea Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum73/100 · High
  1. October 2026
    Parks & Amenities

    Pensacola opens public vote on Fricker Center playground design

    Public voting on the new playground design for the Fricker Resource Center in Pensacola runs October 2 through October 23, 2026. The playground is part of a $9.5 million Fricker Resource Center renovation funded by 2023 grant money and some Local Option Sales Tax funds. The renovated center is scheduled to reopen in summer 2027.

    What it may mean for the marketA renovated community center and new playground would add recreation amenities for nearby Pensacola residents when it reopens in 2027. The site is about 2 miles northwest of Ivalea Gardens.

    Source: Rick's Blog
  2. September 2026
    Infrastructure

    Santa Rosa commissioners consider $826,544 signal at SR 87 and Ray Helms Road

    The September 22 Santa Rosa County commission agenda included an $826,544 contract with Griffin Traffic Signals for a traffic light at State Road 87 and Ray Helms Road, the truck route to Milton Interchange Park, plus resurfacing and sidewalk work. A separate $106,480 contract would replace signs at the park, now called the I-10 Coastal Commerce Center. The article is a preview of the meeting.

    What it may mean for the marketA signal and resurfacing on SR 87 would affect truck and commuter traffic flow near the I-10 industrial park in Milton. The project is about 23 miles northeast of Ivalea Gardens, elsewhere in Santa Rosa County.

    Source: Navarre Press
  3. September 2026
    Infrastructure

    Pensacola mayor says new airport terminal construction starts next week

    At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.

    What it may mean for the marketTerminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 5 miles north of Ivalea Gardens.

    Source: Rick's Blog
  4. July 2026
    Development

    Goldring Gulf Distributing plans expansion at Milton facility

    Goldring Gulf Distributing filed plans to add 76,400 square feet to its existing 192,000 square foot beverage distribution facility in the Santa Rosa County Industrial Park in East Milton. The expansion would grow the company's footprint in Northwest Florida.

    What it may mean for the marketEnlarges an established industrial and distribution operation within the Santa Rosa County Industrial Park and expands the county's industrial base. The project is about 20 miles northeast of Ivalea Gardens, elsewhere in Santa Rosa County.

    Source: Navarre Press
  5. May 2026
    Retail & Dining

    Circle K convenience store planned for Navarre Parkway

    Plans for a Circle K convenience store with a gas canopy were submitted to Santa Rosa County in May 2026 for a site at 8510 Navarre Parkway. The proposal is under review by county development services.

    What it may mean for the marketAdds a fuel and convenience retail option along the Navarre Parkway commercial corridor and expands roadside services in the local market. The project is about 17 miles east of Ivalea Gardens, elsewhere in Santa Rosa County.

    Source: Navarre Press

Development alerts for Ivalea GardensGet a short monthly email when something new is approved, funded, or opens near Ivalea Gardens.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ivalea Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ivalea Gardens.

Best Buy
Buyers who want an established, owner-occupied Navarre pocket and can be patient with limited inventory.
Biggest Risk
Very thin turnover — with 24 months of supply, both selection and resale speed are limited.
Sweet Spot
A well-updated mid-1990s-to-2000s home bought below an optimistic ask.
Avoid If
You need a quick sale or expect competing offers to bid a listing up.

A condition-driven resale market

The homes cluster tightly in vintage and footprint: most were built in the mid-1990s through the 2000s, and the median living area sits near 1,908 square feet. That consistency makes Ivalea Gardens easy to comp in theory, but with so few sales the actual spread comes down to what has been updated. Roofs, HVAC, kitchens, and baths at this age are the real value levers, so read inspection findings carefully and price the deferred work in.

A homestead share around 67% signals a stable, owner-occupied core with limited churn. That supports long-hold ownership but also explains the thin listing count — few homes come to market in a given window, and the 24-month supply reflects how slowly the ones that do can move.

“

The location and the amenities are priced into every listing in Ivalea Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory, condition-sensitive market like this, the whole game is comping honestly and reading a home's true condition against its asking price. We track the few Ivalea Gardens closings that happen, tell you when a listing is priced for a faster market than this one, and help sellers set expectations that match a buyer-leaning posture instead of hoping for a bidding war that will not come.

Ivalea Gardens in 15 seconds.

Best forBuyers who want an established, owner-occupied Navarre pocket and can be patient with limited inventory.
Biggest advantageA buyer-leaning market with real room to negotiate on price and terms.
Biggest riskVery thin turnover — with 24 months of supply, both selection and resale speed are limited.
Sweet spotA well-updated mid-1990s-to-2000s home bought below an optimistic ask.
Avoid ifYou need a quick sale or expect competing offers to bid a listing up.

What it really costs to own in Ivalea Gardens

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $29/month across 29 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Santa Rosa County is $2,444/yr (876 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.

Email me new listings in Ivalea Gardens

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Ivalea Gardens

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ivalea Gardens will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ivalea Gardens homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ivalea Gardens.
In short
  • HOA dues reported around $29/month (about $348/yr) · median of 29 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 29 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ivalea Gardens sales matched to your home.

What is your Ivalea Gardens home worth?

Get a no-obligation home value based on real comparable sales in Ivalea Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Ivalea Gardens

Homes in Ivalea Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Ivalea Gardens key facts
LocationNavarre, Santa Rosa County, FL · ZIP 32566
Homes in the community63 (FL DOR 2025 assessment roll)
Years built1994–2009 (median 1996)
Typical living area1,915 sq ft (median)
For sale right now1 active, 0 pending · median asking $339,000 · 12.0 months of supply
Owner-occupied (homestead) share64%

Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ivalea Gardens key facts,” movewithmomentum.com/neighborhoods/ivalea-gardens, data as of September 20, 2026.

Housing distress & ownership in Ivalea Gardens, Navarre

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Ivalea Gardens Market Scorecard

Buyer-Leaning Market (limited data)

Ivalea Gardens is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$347,500
Median sold
$223
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,526, about 15.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Ivalea Gardens a buyer's or seller's market right now?
As of September 20, 2026, Ivalea Gardens leans toward buyers: 12.0 months of supply at the current sales pace (Pensacola MLS live counts).
How many homes are in Ivalea Gardens?
The Florida DOR 2025 assessment roll shows 63 homes in Ivalea Gardens (public records).
What share of Ivalea Gardens is owner-occupied?
64% of Ivalea Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ivalea Gardens built?
Homes in Ivalea Gardens were built between 1994 and 2009, with a median year built of 1996 (FL DOR 2025 roll).
Who is the best real estate agent for Ivalea Gardens?
The best agent for Ivalea Gardens is one who actively works Navarre and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ivalea Gardens.
How do I find a top Navarre real estate agent who knows Ivalea Gardens?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ivalea Gardens and the wider Navarre area.
Can Momentum Realty connect me with an agent for Ivalea Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ivalea Gardens purchase or sale - no call center and no pressure.
Where is Ivalea Gardens, and what county is it in?
Ivalea Gardens is in Navarre, Santa Rosa County, FL, ZIP 32566. The community's center is about 2 miles south of the center of Navarre (straight-line).
Long-hold buyers who value a stable, low-turnover street and plan to stay putExcellent fit
Renovation-comfortable buyers ready to price and fund updates on a home near its median 1,908 square feetExcellent fit
Negotiation-minded buyers who want leverage in a buyer-leaning marketExcellent fit
Buyers who need to close fast on a specific floor plan given only 2 active listingsProbably not
Sellers expecting a quick, above-ask sale in a 24-month-supply marketProbably not
Buyers who want on-site amenities like a pool or clubhouse — none are identified hereProbably not

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: October 14, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32566))
Under-contract sharesPensacola MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (48 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Schools serving nearby communities

We do not have a confirmed school assignment for Ivalea Gardens. These are the public schools most often assigned to other communities in ZIP 32566; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Ivalea Gardens with Momentum Realty’s local guides.

Savannah Plantation0.9 mi away · 1 for saleCotton Bay Estates0.9 mi away · 28 homes, built 1997–98, 1 for saleSound Retreat1.4 mi away · 2 homes, built 1993–97, 2 for saleNavarre Shores1.8 mi away · 19 homes, built 1979–20, 2 for salePromise Creek1.9 mi away · median $345K, 4 sales/12 moSailmaker Cove1.9 mi away · 14 homes, built 2001–24, 2 for saleLighthouse Pointe Gulf Breeze2.3 mi away · median $444K, 7 sales/12 moHidden Creek At Holley By The Se2.4 mi away · median $705K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Ivalea Gardens? 1 recorded closings (window ending 2026-09-20). See the Santa Rosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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