Reserve At The Crossings Homes for Sale: 1 Listing, From $409K

Reserve At The Crossings
Homes for Sale in Lake Mary, FL

All 216 homes for sale in Lake Mary, FL · median $464,888 · 205 homes for sale in 32746 · Seminole County homes for sale

Community in Lake Mary · Seminole County · ZIP 32746
195 homesBuilt 1979–2017
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Photo via Stellar MLS

Built fromLive Stellar MLS data5 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Reserve At The Crossings Ph 2 The in Lake Mary, FL has 1 home for sale. Homes listed or recently sold were built 1987–1989; 3 of 3 report an HOA (median $30/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 48 ft).

Live · Reserve At The Crossings Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Seminole: 25% (570 of 2,246)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
56%
Owner-occupied · Reserve At The Crossings
110 of 195 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Reserve At The Crossings
incl. 17% trust or LLC-held · 14% out-of-state
195
Homes in the community
195 residential parcels (FL DOR 2025)
Track record · 5 years of records
14
Recorded sales · 2024-2025
median $410K · qualified sales on the county roll (FL DOR 2025)
Est. 1979
Community established
homes built 1979-2017, median 1986 (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 195 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Price here is driven by condition and square footage more than anything else. With a median around $398,500 and a median living area near 1,546 square feet, this is a community where a renovated interior separates the fast sales from the ones that sit. The homes span build years from 1979 to 2017, so two listings at similar asking prices can be very different properties underneath.

The market posture is patient. A median of roughly 57 days on market means buyers have room to inspect, negotiate, and walk away from anything overpriced for its condition. Sellers should price to the current snapshot, not to a number they hoped for last year, and expect the sharpest offers on homes that have already handled the deferred maintenance.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Reserve At The Crossings Housing Pulse · Momentum Research · as of September 20, 2026

Reserve At The Crossings right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Reserve At The Crossings Ph 2 The is an established Lake Mary community of 195 homes in Seminole County, with a build history stretching from 1979 into 2017 and a median year built in the mid-1980s. That range means the housing stock is varied, and condition is the story on any given listing.

Stellar MLS sales records identify 43 homes in Reserve At The Crossings that have changed hands since 2004, built between 1986 and 1990 (median 1987), with a median living area of about 1,500 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 14 qualified sales in Reserve At The Crossings across 2024–2025 (5 in 2024, 9 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting the mid-$390s who value an established Lake Mary location
  • Owner-occupants comfortable budgeting for updates on an older home
  • Patient shoppers willing to wait out a roughly two-month market to find the right condition

Probably not for

  • Buyers who need to close quickly in a slower-moving market
  • Anyone wanting a turnkey home without paying a premium for the work
  • Shoppers who expect a single neighborhood price to apply across a decades-spanning build range

The market around Reserve At The Crossings

Reserve At The Crossings is too small for its own price trend, so here is the market around it.

In ZIP 32746, 252 homes are on the market and 26% are under contract — a steady corner of Lake Mary.

Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).

In ZIP 32746 (Lake Mary), 647 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.6% year over year, with a median 34 days on market. Right now 77 active and 36 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32746 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Reserve At The Crossings specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Reserve At The Crossings

Live MLS inventory for Reserve At The Crossings. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Reserve At The Crossings listings as of 2026-10-09, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Seminole County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lake Mary Elementary · Elementary
  • Greenwood Lakes Middle · Middle
  • Lake Mary High · High

Zoned schools reflect the assignments reported on recent Reserve At The Crossings listings and can change; always confirm with Seminole County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Reserve At The Crossings address.

If we were buying in Reserve At The Crossings today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Reserve At The Crossings.

Best Buy
Buyers who want an established Lake Mary address and will judge a home on its condition.
Biggest Risk
A wide build range and thin recent sales make each valuation home-specific.
Sweet Spot
An updated home near the median size that has already handled its major systems.
Avoid If
You need a fast deal or want move-in-ready without paying for it.

Condition over address

At a median of about $242.76 per square foot on roughly 1,546 square feet, pricing rewards updated systems and finishes. Because the community was built over several decades, you will see original-condition homes competing against renovated ones, and the spread in outcomes tracks that difference closely. Read each listing on its own merits rather than assuming the neighborhood sets one number.

Owner-occupancy runs a bit over half, with a homestead share near 56%. That is a reasonable indicator of stability in the standing inventory, though the modest closings window means recent comparable sales are thin. Lean on inspections and a careful comp review rather than a single headline figure.

“

The location and the amenities are priced into every listing in Reserve At The Crossings. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With a limited number of recent closings and a wide range of build years, the value here lives in the details of each home, not in a blanket price. We read condition against the median, flag the deferred-maintenance items that move a negotiation, and help you separate a fair ask from an optimistic one.

Reserve At The Crossings in 15 seconds.

Best forBuyers who want an established Lake Mary address and will judge a home on its condition.
Biggest advantageA patient market gives buyers time to inspect and negotiate.
Biggest riskA wide build range and thin recent sales make each valuation home-specific.
Sweet spotAn updated home near the median size that has already handled its major systems.
Avoid ifYou need a fast deal or want move-in-ready without paying for it.

What it really costs to own in Reserve At The Crossings

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $30/month across 3 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1989 across 3 listings. An original roof here would be about 37 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Reserve At The Crossings

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Reserve At The Crossings

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Reserve At The Crossings will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Reserve At The Crossings homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Reserve At The Crossings.
In short
  • HOA dues reported around $30/month (about $360/yr) · median of 3 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $30 per month ($360 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Reserve At The Crossings sales matched to your home.

What is your Reserve At The Crossings home worth?

Get a no-obligation home value based on real comparable sales in Reserve At The Crossings, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lake Mary →

Real comps, not an automated estimate.
Reserve At The Crossings key facts
LocationLake Mary, Seminole County, FL · ZIP 32746
Homes in the community195 (FL DOR 2025 assessment roll)
Years built1979–2017 (median 1986)
Typical living area1,546 sq ft (median)
For sale right now1 active, 0 pending · median asking $415,000 · 2.4 months of supply
Owner-occupied (homestead) share56%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Reserve At The Crossings key facts,” movewithmomentum.com/neighborhoods/reserve-at-the-crossings-ph-2-the, data as of September 20, 2026.

Housing distress & ownership in Reserve At The Crossings Ph 2 The, Lake Mary

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-10-05)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Reserve At The Crossings Ph 2 The Right Now (1)

All 1 active and pending Reserve At The Crossings Ph 2 The listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

24% of homes for sale in ZIP 32746 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Frequently Asked Questions

Is Reserve At The Crossings a buyer's or seller's market right now?
As of September 20, 2026, Reserve At The Crossings leans toward sellers: 2.4 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Reserve At The Crossings?
The Florida DOR 2025 assessment roll shows 195 homes in Reserve At The Crossings (public records).
What share of Reserve At The Crossings is owner-occupied?
56% of Reserve At The Crossings parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Reserve At The Crossings built?
Homes in Reserve At The Crossings were built between 1979 and 2017, with a median year built of 1986 (FL DOR 2025 roll).
Who is the best real estate agent for Reserve At The Crossings?
The best agent for Reserve At The Crossings is one who actively works Lake Mary and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Reserve At The Crossings.
How do I find a top Lake Mary real estate agent who knows Reserve At The Crossings?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Reserve At The Crossings and the wider Lake Mary area.
Can Momentum Realty connect me with an agent for Reserve At The Crossings?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Reserve At The Crossings purchase or sale - no call center and no pressure.
Where is Reserve At The Crossings, and what county is it in?
Reserve At The Crossings is in Lake Mary, Seminole County, FL, ZIP 32746.
Buyers targeting the mid-$390s who value an established Lake Mary locationExcellent fit
Owner-occupants comfortable budgeting for updates on an older homeExcellent fit
Patient shoppers willing to wait out a roughly two-month market to find the right conditionExcellent fit
Buyers who need to close quickly in a slower-moving marketProbably not
Anyone wanting a turnkey home without paying a premium for the workProbably not
Shoppers who expect a single neighborhood price to apply across a decades-spanning build rangeProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 9, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32746))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2021 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Reserve At The Crossings with Momentum Realty’s local guides.

GLGreenwood Lakes0.2 mi away · median $404K, 4 sales/12 moRiviera0.2 mi away · 1 for saleLakeview Village0.3 mi away · median $365K, 7 sales/12 moHighlands Of Lake Mary0.4 mi away · median $428K, 6 sales/12 moGreenwood Lakes0.4 mi away · median $380K, 17 sales/12 moHVHidden Village Condo0.5 mi away

Browse all neighborhood guides →

Thinking of selling in Reserve At The Crossings Ph 2 The? 1 recorded closings (window ending 2026-09-20). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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