Aerial view of River Oaks

River Oaks
Homes for Sale in Flagler Beach, FL

All 129 homes for sale in Flagler Beach, FL · median $539,990 · 149 homes for sale in 32136 · Flagler County homes for sale

Community in Flagler Beach · Flagler County · ZIP 32136
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True comps, carrying-cost math, and listings before the portals.

Built fromLive DBAMLS data21 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in River Oaks is driven by condition and the individual home far more than by any single formula. The housing stock spans from 1940 through 2024, with a median build year around 1995, so you are comparing a mid-century cottage against a recent build in the same breath. Living space runs generous at a median of roughly 2,628 square feet, which puts a floor under the larger, updated homes and helps explain why the spread between the low and high end of this market is wide.

With 148 homes and no closings in the current window to anchor a trend, this is a market you read one listing at a time rather than by chart. For sellers, that means condition and presentation carry the day; there is no comp wave to hide behind. For buyers, it means patience and a sharp eye — the right home here is found, not caught on a schedule.

Nearby homes for sale

No active listings inside River Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

860 LAMBERT AVENUE
$1.18M · 0.1 mi away
6 bd · 3.5 ba · 3,880 sqft
860 LAMBERT AVENUE
Listed by EXP REALTY LLC
342 N 12TH STREET
$1.45M · 0.3 mi away
2 bd · 2 ba · 1,892 sqft
342 N 12TH STREET
Listed by CHRISTIE'S INTERNATIONAL REAL
30 PEGASUS ROAD
$591K · 0.3 mi away
5 bd · 3.5 ba · 3,161 sqft
30 PEGASUS ROAD
Listed by CCNC REALTY GROUP LLC
34 PEGASUS ROAD
$554K · 0.3 mi away
4 bd · 3.5 ba · 2,822 sqft
34 PEGASUS ROAD
Listed by CCNC REALTY GROUP LLC
89 SIGNET CIRCLE
$475K · 0.3 mi away
4 bd · 3 ba · 2,239 sqft
89 SIGNET CIRCLE
Listed by REALTY EXCHANGE, LLC
42 PEGASUS ROAD
$504K · 0.3 mi away
3 bd · 3 ba · 2,468 sqft
42 PEGASUS ROAD
Listed by CCNC REALTY GROUP LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

River Oaks sits in Flagler Beach, in Flagler County, and reads as an established coastal-town neighborhood rather than a uniform subdivision — homes range across more than eight decades, and the typical floor plan is on the roomier side at about 2,628 square feet.

DBAAR sales records identify 18 homes in River Oaks that have changed hands since 2013, built between 1987 and 2022 (median 1994), with a median living area of about 2,336 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: DBAAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want more living space and are comfortable comparing homes of very different ages
  • Owner-occupants planning to hold, in a neighborhood where most homes are homesteaded
  • Renovation-minded buyers willing to price a home on its condition, not a neighborhood average

Probably not for

  • Buyers who need a fast purchase backed by a steady stream of recent comparable sales
  • Anyone wanting a large, uniform inventory of similar-vintage homes to pick from
  • Investors seeking a rental-heavy, high-turnover market

The market around River Oaks

River Oaks is too small for its own price trend, so here is the market around it.

In ZIP 32136, 170 homes are on the market and 19% are under contract — a steady corner of Flagler Beach.

Across Flagler County, 1,448 homes are active and 450 pending (24% under contract).

In ZIP 32136 (Flagler Beach), 13 homes closed in the last 12 months at a median of $495K ($227/sq ft), down 30.9% year over year, with a median 124 days on market. Right now 5 active and 1 pending listings put supply at about 6.8 months — a soft market. See the live ZIP 32136 housing market and the Flagler County market.

ZIP and county figures describe the wider market, not River Oaks specifically. Momentum Research analysis of MLS records.

River Oaks by the numbers

From county property records and closed MLS sales for the River Oaks subdivision: 6 homes on record; built 1987–1999; typical size about 2,326 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20131$392,500
20151$231,000
20191$380,000
20201$325,000
20221$625,000
20261$655,000

Newest recorded sale: $655,000 on 2026-02-23.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

If we were buying in River Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Oaks.

Best Buy
Buyers who want a roomy floor plan in an established Flagler Beach setting and are willing to shop by condition.
Biggest Risk
With no recent closings to anchor value, pricing leans on judgment rather than fresh comps.
Sweet Spot
An updated home near the median build year with the neighborhood's typical square footage.
Avoid If
You need a quick, comp-driven purchase or a large, predictable inventory to choose from.

A wide-vintage pocket where condition sets the price

The defining fact of River Oaks is range. A build span from 1940 to 2024 means no two blocks feel identical, and the median year of about 1995 tells you the mix leans neither brand-new nor uniformly old. Practically, that puts renovation risk and renovation opportunity side by side: an original older home and a recent build can share a street, and the price gap between them reflects work done, not a neighborhood ceiling.

Owner-occupancy is high here — homesteaded homes make up roughly three-quarters of the 148 properties. That tends to translate into homes that are held and maintained rather than churned, and a thinner flow of listings than a rental-heavy area would produce. Expect to wait for the right floor plan and to move decisively when it appears.

“

The location and the amenities are priced into every listing in River Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this varied — every vintage from 1940 to 2024 under one name — cannot be valued off a headline number, and with no recent closings to lean on, judgment matters more than averages. We price and evaluate homes here on their own merits: condition, layout, and what the larger square footage is actually delivering. That is the work we do best in a neighborhood you read one house at a time.

River Oaks in 15 seconds.

Best forBuyers who want a roomy floor plan in an established Flagler Beach setting and are willing to shop by condition.
Biggest advantageA genuinely wide vintage mix means options from older character homes to recent builds on the same map.
Biggest riskWith no recent closings to anchor value, pricing leans on judgment rather than fresh comps.
Sweet spotAn updated home near the median build year with the neighborhood's typical square footage.
Avoid ifYou need a quick, comp-driven purchase or a large, predictable inventory to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the River Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in River Oaks.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Oaks sales matched to your home.

What is your River Oaks home worth?

Get a no-obligation home value based on real comparable sales in River Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers who want more living space and are comfortable comparing homes of very different agesExcellent fit
Owner-occupants planning to hold, in a neighborhood where most homes are homesteadedExcellent fit
Renovation-minded buyers willing to price a home on its condition, not a neighborhood averageExcellent fit
Buyers who need a fast purchase backed by a steady stream of recent comparable salesProbably not
Anyone wanting a large, uniform inventory of similar-vintage homes to pick fromProbably not
Investors seeking a rental-heavy, high-turnover marketProbably not

Data sources & freshness

Under-contract sharesDBAMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2005 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for River Oaks. These are the public schools most often assigned to other communities in ZIP 32136; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in River OaksHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about River OaksHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works River OaksHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Common questions about River Oaks

Where is River Oaks?

River Oaks is a community in Flagler Beach, Flagler County, Florida, ZIP 32136.

How many homes are in River Oaks?

County property records list 6 homes in River Oaks, built between 1987 and 1999; the typical home is about 2,326 heated square feet.

What do homes in River Oaks sell for?

River Oaks has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (1 sale, median $655,000). For context, ZIP 32136 has 170 homes on the market with 19% under contract.

Are there homes for sale in River Oaks right now?

No active listings inside River Oaks at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does River Oaks have an HOA or CDD?

No HOA is on record for River Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Flagler Beach & Palm Coast & Flagler County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palm Coast & Flagler County or the full Neighborhood Finder.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near River Oaks with Momentum Realty’s local guides.

Lambert Avenue0.3 mi awayBeach Park Village0.4 mi awayPalm Island0.4 mi awayOCOcean City0.5 mi away · 3 for salePalma Vista0.5 mi awayECEmerald Cove0.5 mi awayModel Land Comp0.6 mi awayRio Del Mar0.6 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,201/mo
Flagler County typical true cost to own
$136/mo
Flagler County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.