Palm Island
Homes for Sale in Flagler Beach, FL
All 129 homes for sale in Flagler Beach, FL · median $539,990 · 149 homes for sale in 32136 · Flagler County homes for sale
True comps, carrying-cost math, and listings before the portals.
Palm Island sits in Flagler Beach, a small stretch of the Flagler County coast where the value story is driven far more by the specific parcel than by any neighborhood average. Location relative to the water, lot orientation, and the condition of the individual home will move price here more than anything a broad number can tell you. Treat any single figure as a starting point for a conversation, not a verdict on a given address.
With that in mind, both sides need to underwrite the actual house. Buyers should budget for inspection and coastal-condition realities before anchoring to a headline price; sellers should expect scrutiny on upkeep and expect the spread between a turnkey property and a deferred-maintenance one to be wide. The posture I'd take right now is patient and property-specific rather than driven by any market-wide assumption.
Nearby homes for sale
No active listings inside Palm Island right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Palm Island is a compact coastal pocket of Flagler Beach in Flagler County, where the appeal is proximity to the water and the character of each individual property rather than uniform, cookie-cutter housing stock.
realMLS (Northeast Florida) sales records identify 18 homes in Palm Island that have changed hands since 2007, built between 1959 and 2006 (median 1985), with a median living area of about 1,747 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palm Island is best for.
Best for
- Coastal-lifestyle buyers who prize walkability to the water over square-footage-per-dollar
- Buyers with the budget and patience to underwrite condition and coastal carrying costs
- Long-horizon owners comfortable with a small, low-turnover market
Probably not for
- Buyers who need a large inventory of interchangeable, easily-compared homes
- Budgets with no room for insurance and coastal maintenance realities
- Buyers who want to close fast without a thorough property-specific inspection
The market around Palm Island
Palm Island is too small for its own price trend, so here is the market around it.
In ZIP 32136, 157 homes are on the market and 20% are under contract — a steady corner of Flagler Beach.
Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).
Homes here are single family residence.
In ZIP 32136 (Flagler Beach), 13 homes closed in the last 12 months at a median of $495K ($227/sq ft), down 30.9% year over year, with a median 124 days on market. Right now 5 active and 1 pending listings put supply at about 6.8 months — a soft market. See the live ZIP 32136 housing market and the Flagler County market.
ZIP and county figures describe the wider market, not Palm Island specifically. Momentum Research analysis of MLS records.
Palm Island by the numbers
From county property records and closed MLS sales for the Palm Island subdivision: 16 homes on record; built 1959–2006; typical size about 1,668 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2020 | 4 | $487,000 |
| 2021 | 3 | $550,000 |
| 2023 | 2 | $745,000 |
| 2024 | 1 | $843,400 |
| 2025 | 1 | $525,000 |
| 2026 | 1 | $402,500 |
Newest recorded sale: $402,500 on 2026-07-01.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Palm Island buying strategy.
If we were buying in Palm Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Island.
What actually drives value here
In a place this size, no two sales are truly comparable on paper alone. The gap between a well-kept, updated home and one carrying deferred maintenance can be substantial, and coastal exposure means condition matters more than it would inland. That makes an eyes-on assessment essential before you form a price opinion.
Flagler Beach carries the practical considerations of any coastal location: insurance, elevation, and the durability of finishes and systems all belong in your math. None of that is a reason to walk away, but it is a reason to slow down and price the specific home in front of you rather than a neighborhood abstraction.
The location and the amenities are priced into every listing in Palm Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this granular rewards local, property-by-property judgment over broad statistics. We know the Flagler Beach coast well enough to tell you when a specific Palm Island home is priced right for its condition and setting, and honest enough to tell you when it isn't your community at all. Our job is to keep you anchored to the real house, not a headline number.
Palm Island in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Island home worth?
Get a no-obligation home value based on real comparable sales in Palm Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Flagler Beach →
Should you buy in Palm Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2010 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Schools serving nearby communities
We do not have a confirmed school assignment for Palm Island. These are the public schools most often assigned to other communities in ZIP 32136; zones change and vary by address, so confirm with the district before you buy.
- Old Kings Elementary School · Elementary · FLDOE grade A (assigned to 3 nearby communities)
- Buddy Taylor Middle School · Middle 6-8 · FLDOE grade A (assigned to 3 nearby communities)
- Flagler Palm Coast High School · High 9-12 (assigned to 3 nearby communities)
- Imagine School at Town Center · charter K-8 · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Email me new listings in Palm IslandHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Palm IslandHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palm IslandHomes for Sale will answer, and the answer is published on this page for the next buyer.
Common questions about Palm Island
Where is Palm Island?
Palm Island is a community in Flagler Beach, Flagler County, Florida, ZIP 32136.
How many homes are in Palm Island?
County property records list 16 homes in Palm Island, built between 1959 and 2006; the typical home is about 1,668 heated square feet.
What do homes in Palm Island sell for?
Palm Island has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (1 sale, median $402,500). For context, ZIP 32136 has 157 homes on the market with 20% under contract.
Are there homes for sale in Palm Island right now?
No active listings inside Palm Island at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Palm Island have an HOA or CDD?
No HOA is on record for Palm Island in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Palm Island fits the bigger picture — live prices, inventory, and Momentum Scores:
More Flagler Beach & Palm Coast & Flagler County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palm Coast & Flagler County or the full Neighborhood Finder.
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Flagler Beach guides & data
- Cost of living
- Best neighborhoods
- Property taxes (Flagler County)
- Homestead exemption (Flagler County)
- Home insurance cost
- Home builders (Flagler County)
- Real estate agents
Florida buyer guides
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Palm Circle (15 homes on record)
- Palm Circle (1 homes on record)
Nearby Communities
Explore more neighborhoods near Palm Island with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.