S L & I C Town Of St Cloud
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34769
Median sale $295K
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Built fromLive Stellar MLS data1 years of closingsUpdated twice daily

As of September 2026, S L & I C Town Of St Cloud in St Cloud, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $295,000, $272 per square foot, a median 30 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1917–2025 with 1 new construction. At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $4,490 ($3,890 with the full homestead exemption).

Live · S L & I C Town Of St Cloud Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$295K
Median sold · 12 mo
$272/sf
Sold $/sqft · 12 mo
peak $272 in 2026
100.0%
Sale vs ask
Osceola median: 95.9%
Tempo
30days
Median DOM · closed
30 days at the 2026 low
5
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 1 years of records
1,494sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pricing here is driven by age and condition more than location, and the spread in build years, from 1908 to 2022 with a median around 1970, explains why the market moves slowly. A median of 43 days on market tells you this is not a bidding-war environment; buyers have time to evaluate a home's condition before committing.

With a median price of $360,000 and median price per square foot of $310.34 on a median living area of about 1,569 square feet, this is a market where the number on the sign means less than what's actually been updated inside. Sellers who've maintained or renovated get rewarded; sellers who haven't tend to sit.

Nearby homes for sale

No active listings inside S L & I C Town Of St Cloud right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

$270K · 0.1 mi away
2 bd · 1 ba · 912 sqft
706 JERSEY AVENUE
Listed by EXP REALTY, LLC
$230K · 0.1 mi away
2 bd · 2 ba · 1,431 sqft
609 JERSEY AVENUE
Listed by EXP REALTY, LLC
$290K · 0.1 mi away
3 bd · 2 ba · 1,622 sqft
2112 9TH STREET
Listed by THE WILKINS WAY LLC
$345K · 0.2 mi away
3 bd · 2.5 ba · 1,706 sqft
1018 MISSOURI AVENUE
Listed by FLORIDA REALTY RESULTS LLC
$340K · 0.2 mi away
3 bd · 3 ba · 1,583 sqft
1024 VERMONT AVENUE
Listed by EXP REALTY LLC
$345K · 0.2 mi away
4 bd · 3 ba · 1,491 sqft
814 MINNESOTA AVENUE
Listed by COMPASS FLORIDA LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

S L & I C Town Of St Cloud market snapshot (as of September 12, 2026): the median sale price is about $295K ($272 per sq ft over the trailing 12 months of closed sales), and a median 30 days on market for closed sales.

In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.

Stellar MLS sales records identify 7 homes in S L & I C Town Of St Cloud that have changed hands since 2025, built between 1971 and 2025 (median 1984), with a median living area of about 1,184 sq ft and a typical 3-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 13 qualified sales in S L & I C Town Of St Cloud across 2024–2025 (8 in 2024, 5 in 2025), median $340,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

S L & I C Town Of St Cloud is an established pocket of Osceola County built out over more than a century, which means buyers are choosing between a wide range of construction eras and renovation states rather than a single uniform housing stock.

Best for

  • Buyers focused on the home and location itself rather than a shared amenity package
  • Buyers comfortable budgeting for renovation or updates on an older structure
  • Owner-occupant buyers drawn to an established Osceola County setting with a longer purchase timeline

Probably not for

  • Buyers who want a newly built home with no renovation history to evaluate
  • Buyers who need on-site community amenities as part of the purchase decision
  • Buyers expecting a fast-moving, competitive-offer market

If we were buying in S L & I C Town Of St Cloud today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in S L & I C Town Of St Cloud.

Best Buy
Buyers who want an established Osceola County location and are comfortable evaluating homes across a wide range of build years.
Biggest Risk
Wide variation in construction era means condition and system age can differ dramatically from one listing to the next.
Sweet Spot
Homes near the median price and square footage that have had visible updates tend to represent the clearest value.
Avoid If
You want a community built around shared amenities, since none are identified in current listings here.

A Market Defined by Vintage and Condition

With 228 homes tracked and a year-built range spanning 1908 to 2022, this is one of the more architecturally varied small communities in the area. A median year built near 1970 puts the typical home solidly mid-century, which means inspection findings, and how a seller has handled maintenance over the decades, matter more here than in a newer subdivision where everything was built to the same code at the same time.

The homestead share of 58.4% suggests a meaningful base of owner-occupied homes rather than a market dominated by investment turnover, which tends to support steadier upkeep over time. No community amenities are identified from current MLS listings, so this is a location and housing-stock play, not an amenity-driven one; buyers should evaluate each property on its own merits rather than assuming shared community features.

“

The location and the amenities are priced into every listing in S L & I C Town Of St Cloud. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this age-diverse, the difference between a good purchase and a costly one comes down to reading condition correctly, not just checking the median price. We walk buyers through what a given build year and price per square foot actually imply about system age and renovation history, and we help sellers position a property honestly against comparable vintage and condition rather than against the newest listing on the street.

S L & I C Town Of St Cloud in 15 seconds.

Best forBuyers who want an established Osceola County location and are comfortable evaluating homes across a wide range of build years.
Biggest advantageA slower-paced market, with a median 43 days on market, gives buyers real time to inspect before deciding.
Biggest riskWide variation in construction era means condition and system age can differ dramatically from one listing to the next.
Sweet spotHomes near the median price and square footage that have had visible updates tend to represent the clearest value.
Avoid ifYou want a community built around shared amenities, since none are identified in current listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the S L & I C Town Of St Cloud homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in S L & I C Town Of St Cloud.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed S L & I C Town Of St Cloud sales matched to your home.

What is your S L & I C Town Of St Cloud home worth?

Get a no-obligation home value based on real comparable sales in S L & I C Town Of St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in S L & I C Town Of St Cloud on the map →

Real comps, not an automated estimate.

Recently off market in S L & I C Town Of St Cloud

Homes in S L & I C Town Of St Cloud that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).

S L I C Town Of St Cloud Market Scorecard

Balanced

S L I C Town Of St Cloud is currently a balanced market. About 4.8 months of supply, a median asking price of $264,900, and homes go under contract in about 10 days.

4.8
Months supply
$264,900
Median list
$295,000
Median sold
$210
Per sqft
10
Days on mkt
2/0/5
Active/Pend/Sold

Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in S L & I C Town Of St Cloud?
The median sale price in S L & I C Town Of St Cloud was $295K over the 12 months ending September 12, 2026 (5 closed sales, Stellar MLS).
How long do homes in S L & I C Town Of St Cloud take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 30 days on market (5 sales, Stellar MLS).
Who is the best real estate agent for S L & I C Town Of St Cloud?
The best agent for S L & I C Town Of St Cloud is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for S L & I C Town Of St Cloud.
How do I find a top St Cloud real estate agent who knows S L & I C Town Of St Cloud?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows S L & I C Town Of St Cloud and the wider St Cloud area.
Can Momentum Realty connect me with an agent for S L & I C Town Of St Cloud?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your S L & I C Town Of St Cloud purchase or sale - no call center and no pressure.
Where is S L & I C Town Of St Cloud, and what county is it in?
S L & I C Town Of St Cloud is in St Cloud, Osceola County, FL, ZIP 34769. The community's center is about 6 miles north of the center of St Cloud (straight-line).
Is S L & I C Town Of St Cloud a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about S L & I C Town Of St Cloud: the median sale price over the last 12 months was $295K (5 sales), 29% below the St Cloud median of $415K; homes took a median 30 days to go under contract; the assessment roll counts 249 homes, 57% of them homesteaded (owner-occupied); supply is 4.8 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buyers focused on the home and location itself rather than a shared amenity packageExcellent fit
Buyers comfortable budgeting for renovation or updates on an older structureExcellent fit
Owner-occupant buyers drawn to an established Osceola County setting with a longer purchase timelineExcellent fit
Buyers who want a newly built home with no renovation history to evaluateProbably not
Buyers who need on-site community amenities as part of the purchase decisionProbably not
Buyers expecting a fast-moving, competitive-offer marketProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in S L & I C Town Of St Cloud? 5 recorded closings; median 30 days on market (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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