Sandy Creek
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of October 2026, Sandy Creek in St. Augustine, FL has 2 homes for sale. Over the 12 months ending 2026-10-27, 4 recorded sales closed at a median of $452,500, $212 per square foot, a median 27 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2010–2023; 15 of 15 report an HOA (median $72/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,090 ($5,580 with the full homestead exemption).
| Location | St. Augustine, St. Johns County, FL · ZIP 32095 |
|---|---|
| Homes in the community | 148 (FL DOR 2025 assessment roll) |
| Years built | 2007–2024 (median 2019) |
| Typical living area | 2,783 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Dog Park, Playground, Jogging Path, Curbs, Maintenance Grounds, Management - Full Time |
| Sale prices, last 12 months | $452,500 median across 4 closed sales · $212 per sq ft |
| Days on market (closed sales) | 27 median |
| For sale right now | 2 active, 2 pending · median asking $454,988 · 2.2 months of supply |
| Owner-occupied (homestead) share | 82% |
| Zoned public schools | Wards Creek Elementary School (A, FLDOE 2025-26); Pacetti Bay Middle School (A, FLDOE 2025-26); Tocoi Creek High School (A, FLDOE 2025-26) |
Data as of October 27, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandy Creek key facts,” movewithmomentum.com/neighborhoods/sandy-creek-st-augustine, data as of October 27, 2026.
The price in this pocket of St. Augustine works out to a median of $470,000, or roughly $206 per square foot. With only two active listings to compare, that median is doing a lot of work — condition, lot, and finish level move the needle more than any single line item, and a buyer should expect to price a given property on its own merits rather than assume a tight band around that figure.
The market posture here is seller-leaning: 1.7 months of supply, a median of roughly 34 days on market, and 14 closings in the recent window point to steady, if unspectacular, turnover. Pricing has softened 6% year-over-year, but that sits against a longer run — values are up 117% since 2012 — so the recent pullback reads as a market catching its breath rather than a reversal of the underlying trend.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sandy Creek right now
🔴 Seller-leaning market. 2.2 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 26, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 26, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandy Creek market snapshot (as of October 26, 2026): the median sale price is about $452K ($212 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 2.2 months of supply, a seller-leaning market.
Sandy Creek is a community of 148 homes in St. Augustine, St. Johns County, built between 2007 and 2024 (median 2019), with a median living area of about 2,783 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sandy Creek sits in the St. Johns County submarket of St. Augustine, tracked through the realmls feed as of July 11, 2026 — a seller-leaning pocket where inventory is thin enough that each new listing meaningfully moves the comparables.
The setting & the homes.
Aerial and on-site photos of Sandy Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandy CreekPhotos from realMLS listings in Sandy Creek; content deemed reliable but not guaranteed.
Who Sandy Creek is best for.
Best for
- Buyers ready to move decisively when one of the few active listings matches their needs, given the thin two-listing inventory.
- Sellers comfortable pricing off a small, condition-driven comp set rather than a large batch of recent sales.
- Long-horizon buyers who value a track record of appreciation over chasing the fastest turnaround.
Probably not for
- Buyers who want to compare several active listings side by side before committing — there are only two on the market right now.
- Buyers expecting significant price concessions in a market posture the data classifies as seller-leaning.
- Anyone relying on an automated online valuation instead of a hand-prepared, comp-specific number for a property here.
Housing distress & ownership in Sandy Creek, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Sandy Creek
Live MLS inventory for Sandy Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 38 daysTop listing
Active · 226 days
Pending · 54 days
Pending · 86 daysActive and pending Sandy Creek listings as of 2026-10-28, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Sandy Creek St Augustine Right Now (4)
All 4 active and pending Sandy Creek St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.
- 43 Katie Creek Court · $464,975 · 3 bd / 2 ba · listed Sep 18, 2026 · listed by Moxii Pro Realty
- 194 Linda Lake Lane · $549,997 · 4 bd / 3 ba · pending · listed Sep 2, 2026 · listed by Moxii Pro Realty
- 124 Savanna Preserve Court · $458,000 · 4 bd / 2 ba · pending · listed Aug 1, 2026 · listed by Watson Realty Corp
- 109 Cummer Way · $445,000 · 3 bd / 2 ba · listed by The Legends Of Real Estate
Sandy Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Sandy Creek
- Dog Park · reported on 12 of 13 listings
- Playground · reported on 11 of 13 listings
- Jogging Path · reported on 4 of 13 listings
- Maintenance Grounds · reported on 2 of 13 listings
- Management - Off Site · reported on 1 of 13 listings
- Management - Full Time · reported on 1 of 13 listings
- Park · reported on 1 of 13 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Sandy Creek are close: the nearest parks is about 9 minutes away.
- Twelve Mile Swamp Conservation Area · Parks9 min
- Publix · Groceries11 min
- Bronx House Pizza Palencia · Dining11 min
- Gateway Village Center at Palencia · Shopping11 min
- Dutch Bros. Coffee · Coffee12 min
- Baptist Heart Specialists · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek Elementary SchoolFLDOE grade A · PreK-5
- Pacetti Bay Middle SchoolFLDOE grade A · 6-8
- Tocoi Creek High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sandy Creek address.
Recent Developments in Sandy Creek
Development, infrastructure, retail, and school activity affecting Sandy Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 10 miles northeast of Sandy Creek.
Source: Jacksonville Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 5 miles north of Sandy Creek.
Source: Jacksonville Today - July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The site is about 4 miles northeast of Sandy Creek.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The site is about 5 miles northeast of Sandy Creek.
Source: Jacksonville Today - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 3 miles northwest of Sandy Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 3 miles northwest of Sandy Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Sandy Creek buying strategy.
If we were buying in Sandy Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Creek.
Sandy Creek's Thin Inventory
Two active listings is the entire visible supply in Sandy Creek right now. At 1.7 months of supply, the community sits solidly in seller-leaning territory, and the 34-day median days-on-market backs that up — a well-priced, well-presented home does not sit long here.
Fourteen closings in the recent window is a modest sample, which means one or two atypical sales can swing the median more than they would in a higher-volume community. The longer-term trend — up 117% since 2012 — shows a community that has appreciated substantially over time, even as the most recent year shows a 6% pullback. Read that pullback as a pause, not a break, in the underlying trend.
The location and the amenities are priced into every listing in Sandy Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandy Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.9). Basis: Liquidity & Demand 2.2 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only two active listings and a modest fourteen-sale closing history to draw on, generic online comps are not built for a market this thin. Momentum's agents track Sandy Creek directly inside the realmls feed, hand-prepare valuations rather than lean on an automated number, and can flag which of the recent closings are genuinely comparable to a given property versus outliers that would skew a quick online estimate.
Sandy Creek in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$834/year
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Sandy Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Creek home worth?
Get a no-obligation home value based on real comparable sales in Sandy Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Sandy Creek
Homes in Sandy Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 103 Daniel Creek Court · off market
- 106 Daniel Creek Court · off market
- 109 Caroline Creek Circle · off market
- 115 Katie Creek Court · off market
- 133 Linda Lake Lane · off market
- 136 Ashley Lake Court · off market
- 211 Jennie Lake Court · off market
- 22 Jackson Lake Court · off market
Ask an agent about Sandy Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sandy Creek will answer, and the answer is published on this page for the next buyer.
Recently sold in Sandy Creek St Augustine
- 211 Jennie Lake Court · sold $445,000
- 136 Ashley Lake Court · sold $515,000
- 103 Daniel Creek Court · sold $460,000
- 236 Spring Creek Way · sold $436,500
- 387 Jennie Lake Court · sold $465,000
- 50 Flora Lake Circle · sold $450,000
- 106 Daniel Creek Court · sold $449,000
- 109 Caroline Creek Circle · sold $436,300
- 133 Linda Lake Lane · sold $420,000
- 115 Katie Creek Court · sold $480,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Sandy Creek Homes for Sale in St year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Sandy Creek Market Scorecard
Sandy Creek is currently a strong seller's market. About 2.2 months of supply, a median asking price of $454,988, and homes go under contract in about 134 days.
Typical home value in the 32095 ZIP is $503,538, about 18.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Sandy Creek?
How long do homes in Sandy Creek take to sell?
Is Sandy Creek a buyer's or seller's market right now?
How many homes are in Sandy Creek?
What share of Sandy Creek is owner-occupied?
When were the homes in Sandy Creek built?
What schools serve Sandy Creek?
Who is the best real estate agent for Sandy Creek?
How do I find a top St. Augustine real estate agent who knows Sandy Creek?
Can Momentum Realty connect me with an agent for Sandy Creek?
Should you buy in Sandy Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Sandy Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 28, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 26, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32095)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Sandy Creek fits the bigger picture — live prices, inventory, and Momentum Scores: