Sandy Creek
Homes for Sale in St. Augustine, FL
All 1,049 homes for sale in St. Augustine, FL · median $477,990 · 207 homes for sale in 32095 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of WATSON REALTY CORP · via realMLS
As of September 2026, Sandy Creek in St. Augustine, FL has 4 homes for sale, asking from $445,000 to $559,975 (median $463,950). Over the 12 months ending 2026-09-17, 12 recorded sales closed at a median of $449,500, $210 per square foot, a median 27 days on market, sellers accepting 97% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2010–2023; 16 of 16 report an HOA (median $72/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,050 ($5,540 with the full homestead exemption).
| Location | St. Augustine, St. Johns County, FL · ZIP 32095 |
|---|---|
| Homes in the community | 148 (FL DOR 2025 assessment roll) |
| Years built | 2007–2024 (median 2019) |
| Typical living area | 2,783 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Dog Park, Playground, Jogging Path, Curbs, Maintenance Grounds, Management - Full Time |
| Sale prices, last 12 months | $449,500 median across 12 closed sales · $210 per sq ft · -7.8% vs the prior 12 months |
| Days on market (closed sales) | 27 median |
| For sale right now | 4 active, 0 pending · median asking $463,950 · 4.0 months of supply |
| Owner-occupied (homestead) share | 82% |
| Zoned public schools | Wards Creek Elementary School (A, FLDOE 2025-26); Pacetti Bay Middle School (A, FLDOE 2025-26); Tocoi Creek High School (A, FLDOE 2025-26) |
Data as of September 17, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandy Creek key facts,” movewithmomentum.com/neighborhoods/sandy-creek-st-augustine, data as of September 17, 2026.
Last 30 days in Sandy Creek: 2 new listings (median asking $514,938). As of September 18, 2026, realMLS.
Homes For Sale Right Now in Sandy Creek
Live MLS inventory for Sandy Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 16 daysTop listing
Active · 0 days
Active · 48 days
Active · 188 daysActive and pending Sandy Creek listings as of 2026-09-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The price in this pocket of St. Augustine works out to a median of $470,000, or roughly $206 per square foot. With only two active listings to compare, that median is doing a lot of work — condition, lot, and finish level move the needle more than any single line item, and a buyer should expect to price a given property on its own merits rather than assume a tight band around that figure.
The market posture here is seller-leaning: 1.7 months of supply, a median of roughly 34 days on market, and 14 closings in the recent window point to steady, if unspectacular, turnover. Pricing has softened 6% year-over-year, but that sits against a longer run — values are up 117% since 2012 — so the recent pullback reads as a market catching its breath rather than a reversal of the underlying trend.
Sandy Creek right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 17, 2026. Confidence: High (4 active and pending listings, 12 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($450K) is down 7.8% from the prior 12 months ($487K) and up 101% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 17. Confidence: Medium (12 and 18 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 18, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandy Creek market snapshot (as of September 17, 2026): the median sale price is about $450K ($210 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months and up 101% since 2012, computed from record-level realMLS closed sales (12 closings in the current window).
In ZIP 32095 (St. Augustine), 1,088 homes closed in the last 12 months at a median of $498K ($221/sq ft), down 1.4% year over year, with a median 50 days on market. Right now 162 active and 77 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32095 housing market and the St. Johns County market.
County records show 17 qualified sales in Sandy Creek across 2024–2025 (10 in 2024, 7 in 2025), median $517,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Sandy Creek: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Augustine.
Sandy Creek is a community of 148 homes in St. Augustine, St. Johns County, built between 2007 and 2024 (median 2019), with a median living area of about 2,783 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sandy Creek sits in the St. Johns County submarket of St. Augustine, tracked through the realmls feed as of July 11, 2026 — a seller-leaning pocket where inventory is thin enough that each new listing meaningfully moves the comparables.
The setting & the homes.
Aerial and on-site photos of Sandy Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandy CreekPhotos from realMLS listings in Sandy Creek; content deemed reliable but not guaranteed.
Who Sandy Creek is best for.
Best for
- Buyers ready to move decisively when one of the few active listings matches their needs, given the thin two-listing inventory.
- Sellers comfortable pricing off a small, condition-driven comp set rather than a large batch of recent sales.
- Long-horizon buyers who value a track record of appreciation over chasing the fastest turnaround.
Probably not for
- Buyers who want to compare several active listings side by side before committing — there are only two on the market right now.
- Buyers expecting significant price concessions in a market posture the data classifies as seller-leaning.
- Anyone relying on an automated online valuation instead of a hand-prepared, comp-specific number for a property here.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 17 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($450K) IS the median in the snapshot above, and the move from 2025 ($487K) IS the -7.8% one-year change.
Windows contain 2 to 59 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
29% of homes for sale in ZIP 32095 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-18).
Sandy Creek Market Scorecard
Sandy Creek is currently a seller's market. About 3.0 months of supply, a median asking price of $458,000, and homes go under contract in about 47 days.
Typical home value in the 32095 ZIP is $502,106, about 19.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Sandy Creek, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Sandy Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Sandy Creek
- Dog Park · reported on 12 of 13 listings
- Playground · reported on 11 of 13 listings
- Jogging Path · reported on 4 of 13 listings
- Maintenance Grounds · reported on 2 of 13 listings
- Management - Off Site · reported on 1 of 13 listings
- Management - Full Time · reported on 1 of 13 listings
- Park · reported on 1 of 13 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Sandy Creek are close: the nearest parks is about 9 minutes away.
- Twelve Mile Swamp Conservation Area · Parks9 min
- Publix · Groceries11 min
- Bronx House Pizza Palencia · Dining11 min
- Gateway Village Center at Palencia · Shopping11 min
- Dutch Bros. Coffee · Coffee12 min
- Baptist Heart Specialists · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Sandy Creek with Momentum Realty’s local guides.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek Elementary SchoolFLDOE grade A · PreK-5
- Pacetti Bay Middle SchoolFLDOE grade A · 6-8
- Tocoi Creek High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sandy Creek address.
Shop the zone: Homes zoned for Beachside High School
Recent Developments in Sandy Creek
Development, infrastructure, retail, and school activity affecting Sandy Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The site is about 4 miles northeast of Sandy Creek.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The site is about 5 miles northeast of Sandy Creek.
Source: Jacksonville Today - July 2026Retail & Dining
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 6 miles northeast of Sandy Creek, elsewhere in St. Johns County.
Source: Nocatee - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 14 miles west of Sandy Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 3 miles northwest of Sandy Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 3 miles northwest of Sandy Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Sandy Creek buying strategy.
If we were buying in Sandy Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Creek.
Sandy Creek's Thin Inventory
Two active listings is the entire visible supply in Sandy Creek right now. At 1.7 months of supply, the community sits solidly in seller-leaning territory, and the 34-day median days-on-market backs that up — a well-priced, well-presented home does not sit long here.
Fourteen closings in the recent window is a modest sample, which means one or two atypical sales can swing the median more than they would in a higher-volume community. The longer-term trend — up 117% since 2012 — shows a community that has appreciated substantially over time, even as the most recent year shows a 6% pullback. Read that pullback as a pause, not a break, in the underlying trend.
The location and the amenities are priced into every listing in Sandy Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandy Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.6). Basis: Long-Term Appreciation +101% since 2012; Recent Direction -7.8% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 96.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only two active listings and a modest fourteen-sale closing history to draw on, generic online comps are not built for a market this thin. Momentum's agents track Sandy Creek directly inside the realmls feed, hand-prepare valuations rather than lean on an automated number, and can flag which of the recent closings are genuinely comparable to a given property versus outliers that would skew a quick online estimate.
Sandy Creek in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$834/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Sandy Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Creek home worth?
Get a no-obligation home value based on real comparable sales in Sandy Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Sandy Creek
Homes in Sandy Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 103 Daniel Creek Court · off market
- 106 Daniel Creek Court · off market
- 109 Caroline Creek Circle · off market
- 115 Katie Creek Court · off market
- 133 Linda Lake Lane · off market
- 136 Ashley Lake Court · off market
- 211 Jennie Lake Court · off market
- 22 Jackson Lake Court · off market
Frequently Asked Questions
What is the median home price in Sandy Creek?
How long do homes in Sandy Creek take to sell?
Is Sandy Creek a buyer's or seller's market right now?
How many homes are in Sandy Creek?
What share of Sandy Creek is owner-occupied?
When were the homes in Sandy Creek built?
Have Sandy Creek home prices gone up?
What schools serve Sandy Creek?
Who is the best real estate agent for Sandy Creek?
How do I find a top St. Augustine real estate agent who knows Sandy Creek?
Can Momentum Realty connect me with an agent for Sandy Creek?
Where is Sandy Creek, and what county is it in?
How far is Sandy Creek from downtown Jacksonville and the beach?
Is Sandy Creek in a flood zone?
Is Sandy Creek a good place to live?
Should you buy in Sandy Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 17, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32092/32095)) |
| Under-contract shares | realMLS records, as of 2026-09-17 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (508 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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