Seasons at Annabelle Estates in Winter Haven

Seasons at
Annabelle Estates Homes for Sale in Winter Haven, FL

New single-residential community · Polk County · ZIP 33881

A new Richmond American single-residential neighborhood in the Annabelle Estates master community near Auburndale and Winter Haven, the honest read for new-build buyers in Polk County.

New constructionRichmond AmericanPolk County

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a new-construction community that began selling in 2025, so the honest read is the builder, the floor plan and lot, the HOA, and the incentive math, not a long resale history. Confirm the price, the standard versus optional features, and the fees per home and per the latest community documents.

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Unlock Off-Market Seasons at Annabelle Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

n/a

Median $/Sqft

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1-Yr Price Change

0now

Distress

Jon's Current Read

"Seasons at Annabelle Estates is the Richmond American Homes section of the larger Annabelle Estates master community in the Winter Haven and Auburndale area of Polk County, so the read is a new-build read: a community that started selling in 2025 where the value drivers are the builder, the specific floor plan and homesite, the standard versus optional finish level, and the HOA, not a long sales history. The Seasons Collection is Richmond American's more attainable product line, so the pitch is a brand-new home at an entry to core Polk price point, but the work is reading what is standard versus an upgrade, what the incentives actually cover, and how the homesite sits within the community. Because Annabelle Estates is a multi-builder master plan, confirm which builder and which section any specific listing belongs to, and confirm the HOA and any community fees per the current documents. Your leverage is reading the builder contract, the incentives, and the homesite honestly before you fall for a model home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Seasons at Annabelle Estates is the Richmond American Homes neighborhood within the Annabelle Estates master community at 5044 Abigail Drive in the Winter Haven and Auburndale area of Polk County (Richmond American Homes community listing, 2026; PR Newswire, 2025). It is a new single-residential community that began selling in 2025, offering floor plans from the builder's Seasons Collection.

Richmond American announced the debut of the community in 2025, describing single and two-story floor plans from the Seasons Collection designed to make homeownership more attainable, with several homes available for quick move-in and pricing that listings have cited starting in the low 300s (PR Newswire, 2025; West Orlando News, 2025). Floor plans cited in listing guides include the Ammolite, Moonstone, Ruby, Slate, and Tourmaline; confirm the exact plan, square footage, bedroom count, and price for any specific home.

Because this is a new build inside a multi-builder master plan, the money is made or lost on the builder contract and the homesite, not the address alone. The drivers are the base price versus the optioned price, what is standard versus an upgrade, the builder incentives and rate buydowns, the HOA and any community fees, and how the specific homesite sits, all of which have to be read from the current contract and community documents.

The pitch is a brand-new Polk County home with onsite amenities and a central location: builder and community guides cite a pool, parks, playgrounds, and sports courts, with Auburndale, Winter Haven, and the Interstate 4 corridor toward Lakeland, Tampa, and Orlando all reachable. The work is the diligence: read the contract and the incentives, confirm the HOA and fees, and walk the homesite before you sign.

Quick Match

Who Seasons at Annabelle Estates is best for.

Best for

Buyers who want a brand-new single-family home in Polk County
Buyers who value an attainable new build over an older resale
Buyers who want onsite amenities like a pool and parks
Buyers who will read the builder contract, incentives, and HOA closely

Probably not for

Buyers who want an established neighborhood with mature trees
Anyone unwilling to verify standard versus optional features per home
Buyers who want a custom or ultra-luxury home
Buyers who want a no-HOA property with no community rules

Market Pulse

How Seasons at Annabelle Estates is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Seasons at Annabelle Estates listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Nearby Polk new builds or Winter Haven. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Seasons at Annabelle Estates buys, holds, and resells. See the five factors.

Interactive Map

Seasons at Annabelle Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Optional, member-owned club, separate from the POA
~$30M renovation underway, 2026 to 2028
18-hole course, clubhouse, pool, 10 clay courts
Strong value vs Ponte Vedra clubs
Budget the membership separately from the home

Seasons at Annabelle Estates is the Richmond American section of the Annabelle Estates master community in the Winter Haven and Auburndale area of Polk County, so the lifestyle is new single-family living with shared amenities. Builder and community guides describe a pool, parks, playgrounds, and sports courts, with lakes, parks, and the Interstate 4 corridor toward Lakeland, Tampa, and Orlando in reach. Amenities are often phased in a new community and rules vary, so confirm what is complete, what is planned, and what each home includes with the builder and the HOA before you buy.

Nearby & Commute

How far is everything?

The takeaway

Seasons at Annabelle Estates trades an established address for a new build in a central Polk County location, with Winter Haven, Auburndale, and the Interstate 4 corridor toward Tampa and Orlando in reach.

Drive times from the community. They are approximate and vary with traffic and your exact routine.

Downtown Winter Haven~10 to 20 min · shops and dining

Auburndale~10 to 15 min · to the north

Interstate 4 corridor~15 to 25 min · to Tampa and Orlando

Legoland Florida~20 to 30 min · in Winter Haven

Lakeland~25 to 35 min · to the west

Downtown Orlando~50 to 70 min · to the east

Tampa~60 to 80 min · to the west

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Seasons atAnnabelle Estates Homes for Sale in Winter Haven, FL with Momentum Realty’s local guides.

MHMarianaWoods Homes for Sale in Auburndale, FLAuburndale, FL · 0.5 mi BSBiltmore Shores Homes for Sale in Winter Haven, FLWinter Haven, FL · 0.6 mi OWOtter Woods Estates Homes for Sale in Auburndale, FLAuburndale, FL · 0.7 mi AHAuburnPreserve Homes for Sale in Auburndale, FLAuburndale, FL · 0.8 mi BPBrookland Park Homes for Sale in Auburndale, FLAuburndale, FL · 0.9 mi AEAmber Estates Homes for Sale in Auburndale, FLAuburndale, FL · 1.0 mi LMLake MarianaReserve Homes for Sale in Auburndale, FLAuburndale, FL · 1.1 mi MPMarianna Park Homes for Sale in Auburndale, FLAuburndale, FL · 1.1 mi APAuburndaleLakeside Park Homes for SaleAuburndale, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Seasons at Annabelle Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Polk County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Seasons at Annabelle Estates is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Seasons at Annabelle Estates address.

The takeaway

What is actually shaping value at Seasons at Annabelle Estates: the 2025 debut of the Richmond American community, ongoing new-construction supply along the Polk County Interstate 4 corridor, and Florida HOA and insurance dynamics. Each item is sourced and linked.

Recent Developments in Seasons at Annabelle Estates

Development Intelligence

Our read on what is being built around Seasons at Annabelle Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA new attainable single-residential community in a growing Polk County corridor supports demand, with the watch items being builder incentive swings, the pace of master-plan and amenity build-out, and Florida HOA and insurance costs.

Richmond American debuts Seasons at Annabelle Estates

2025

BullishMajor impact

SignificanceRadius: Community

A new Richmond American Seasons Collection community brings attainable new single-family inventory to the Winter Haven and Auburndale area.

Multi-builder master community

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Annabelle Estates includes more than one builder, so confirm the builder and section for any home and watch how the master plan builds out.

Polk County Interstate 4 corridor growth

Ongoing

BullishNotable impact

SignificanceRadius: Area

Continued growth along the Interstate 4 corridor between Tampa and Orlando supports demand for attainable new homes in Polk County.

New-construction supply competition

Ongoing

NeutralNotable impact

SignificanceRadius: Area

Many active new communities in Polk County mean builder incentives and standing inventory set the competitive picture for resale.

Florida HOA and insurance costs

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Florida homeowner insurance and HOA cost dynamics shape carrying cost, so confirm dues, any master fees, and an insurance quote per home.

Phased amenity build-out

Ongoing

NeutralMinor impact

SignificanceRadius: Community

Amenities in a new community are often delivered in phases, so confirm what is complete and what is planned before you rely on it.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Seasons at Annabelle Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

August 2025
Development
Richmond American announces debut of Annabelle Estates in Winter Haven
Richmond American Homes announced the debut of Annabelle Estates in the Winter Haven area of Polk County, offering single and two-story Seasons Collection floor plans designed for attainability, with several homes available for quick move-in and onsite amenities including a pool, parks, playgrounds, and sports courts. Why it matters: A new attainable Richmond American community adds fresh single-family inventory to the area, though the value read is the contract, the homesite, and the incentives per home. Source
March 2025
Development
Richmond American set to build new neighborhood in Winter Haven
Richmond American Homes of Florida announced it had closed on homesites in the Winter Haven area of Polk County for a new community to be known as Annabelle Estates, signaling the start of a new single-family development. Why it matters: The land acquisition marked the start of the community, useful context for buyers gauging how early they are in the build-out. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Seasons at Annabelle Estates buying strategy.

If we were buying in Seasons at Annabelle Estates, this is the order of operations we would run, and the one we run for our clients.

Read the builder contract line by line. In a new build, the base price versus the optioned price and what is standard versus an upgrade drive the real number more than the headline price.

Pin down the incentives and rate buydown. Richmond American often markets incentives and financing through its affiliated lender, so confirm exactly what is offered and whether it requires using the builder's lender.

Confirm the HOA and any community fees. Annabelle Estates is a master community, so verify the HOA dues, what they cover, and any community development or master fees per the current documents.

Walk and choose the homesite. In a new community the lot is the asset, so check the orientation, any pond or retention adjacency, and how the home sits relative to neighbors and through traffic.

Confirm the builder, section, and price for the exact home, since Annabelle Estates includes more than one builder and product line, and listings can blur which neighborhood a home is in.

The Quick Decision

Best Buy

A well-sited homesite with a sensible option list and a real incentive

Biggest Risk

Overpaying for options or misreading the HOA and master fees

Best Lot

A homesite with good orientation and no awkward retention adjacency

Smart Timing

Confirm the contract, incentives, and fees before you sign

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Seasons at Annabelle Estates Homes For Sale

What your money buys in Seasons at Annabelle Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Seasons at Annabelle Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Plan

A smaller single-story Seasons plan with mostly standard features, the affordable way into the community, where the homesite and base finish drive value.

Lowest entry

The Core Home

A mid-size single or two-story plan with a sensible option list and a good homesite, the heart of the community resale market.

Most inventory

The Top

A larger two-story plan with the most upgrades and a premium homesite, the homes that aim to hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Plan

A smaller single-story Seasons plan with mostly standard features, the affordable way into the community, where the homesite and base finish drive value.

The Core Home

A mid-size single or two-story plan with a sensible option list and a good homesite, the heart of the community resale market.

The Top

A larger two-story plan with the most upgrades and a premium homesite, the homes that aim to hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Seasons at Annabelle Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Seasons at Annabelle Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Seasons at Annabelle Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

Home ageNew construction, built 2025 and later

HOA and master-fee riskConfirm dues and any master fees

Option and contract riskRead standard versus optional per home

Location and corridor accessCentral Polk near Interstate 4 corridor

Homesite qualityVaries by lot, walk before choosing

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Seasons at Annabelle Estates

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Seasons at Annabelle Estates is a new Richmond American neighborhood inside a master plan, not a finished resale market. The deal is won or lost on the contract, the incentives, the HOA, and the homesite.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.2B · Buy Score

Resale Strength7.0/10

Renovation Risk3.0/10

Location Efficiency7.4/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Seasons at Annabelle Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

In a new build, the homesite and plan set value, not just the address
Walk the lot for orientation and any retention adjacency
Confirm standard versus optional features before you price finishes
Read the builder contract and incentives before the model home
Confirm the HOA and any master fees per the current documents

In a new-construction community, the part of your money the market protects is the floor plan, the homesite, and the option level, plus how the broader master plan builds out around you. A well-sited home with a sensible option list holds value better than an over-optioned home on an awkward lot or one that competes directly with the builder's discounted standing inventory. The interior can be updated; the homesite, the orientation, and the master-plan context cannot. Read the contract, the incentives, the HOA, and the homesite first, then price the finishes against them.

The 15-Second Verdict

Seasons at Annabelle Estates in 15 seconds.

Best forBuyers who want a brand-new single-family home at an attainable Polk County price.

Biggest advantageA new build with onsite amenities in a central Polk County location.

Biggest riskOverpaying for options or misreading the HOA, master fees, and incentives.

Sweet spotA well-sited home with a sensible option list and a real builder incentive.

Avoid ifYou want an established neighborhood or a no-HOA property.

HOA Dues, Master Fees & What They Cover

15-Second Take

Confirm the HOA dues and what they actually cover
Ask whether a separate master or community fee applies
Check the community rules and any architectural restrictions
Carry your own homeowner and, if applicable, flood coverage
Verify all fees per home and per the current documents

This is a master-planned community, so an HOA applies and typically covers the community amenities, common-area maintenance, and shared landscaping. The dues line alone does not tell the story; any master association or community development fees matter too. Confirm the current HOA dues, what they cover, and any additional community fees from the latest documents for the exact home.

HOA dues in a community like this generally cover the shared amenities such as the pool, parks, playgrounds, and sports courts, plus common-area upkeep and entry landscaping. Owners still maintain their own home and lot and carry their own homeowner insurance. Verify exactly what the fee covers, whether there is a separate master or community fee, and what each owner is responsible for.

Run Your Numbers

Tools for a Seasons at Annabelle Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in Seasons at Annabelle Estates.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Seasons at Annabelle Estates

Price to the plan, the homesite, and the option level, not a builder list price.

Selling here means pricing to your specific floor plan, homesite, and finish level against real comps, not the builder's original list price. The plan, the lot, the options you paid for, and the condition are what set your number in a young community.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Seasons at Annabelle Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Nearby Polk new builds, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Seasons at Annabelle Estates home worth?

Get a no-obligation home value based on real comparable sales in Seasons at Annabelle Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Seasons at Annabelle Estates on the map →
Or get your Seasons at Annabelle Estates home value & selling guide →

Real comps, not a Zestimate.

Seasons at Annabelle Estates Market Scorecard

Thin data

Seasons at Annabelle Estates is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

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Median sold

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Per sqft

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Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Seasons at Annabelle Estates?

It is the Richmond American Homes section of the Annabelle Estates master community at 5044 Abigail Drive in the Winter Haven and Auburndale area of Polk County, Florida. Listings have cited ZIP codes including 33881, 33859, and 33884, so confirm the exact ZIP for any specific home.

Who is the builder?

Seasons at Annabelle Estates is built by Richmond American Homes, using its Seasons Collection product line (Richmond American Homes community listing, 2026; PR Newswire, 2025). Note that Annabelle Estates is a multi-builder master plan, so other sections may be built by other builders.

When did the community start selling?

Richmond American announced the debut of the community in 2025, with several homes available for quick move-in (PR Newswire, 2025). That makes it a new-construction neighborhood rather than an established resale market.

What floor plans are offered?

Listing guides cite single and two-story Seasons Collection plans including the Ammolite, Moonstone, Ruby, Slate, and Tourmaline (Richmond American Homes and listing guides, 2026). Confirm the exact plan, square footage, bedroom count, and price for any specific home.

What amenities does the community have?

Builder and community guides describe onsite amenities including a pool, parks, playgrounds, and sports courts (Richmond American Homes community listing, 2026). Confirm which amenities are complete and which are planned, since amenities in a new community are often phased.

Is this the same as the Dream Finders or D.R. Horton sections of Annabelle Estates?

No. Annabelle Estates is a master community with more than one builder. Seasons at Annabelle Estates is the Richmond American section specifically. Confirm the builder, the section, and the price for any specific home.

What does the HOA cover?

It typically covers the community amenities, common-area maintenance, and shared landscaping. There may also be a separate master or community fee. Confirm the exact HOA dues, inclusions, and any additional fees from the current community documents.

Are there builder incentives?

Richmond American frequently markets incentives and financing, often through its affiliated mortgage company. Confirm exactly what is offered, whether it requires using the builder's lender, and how it affects your total cost before you sign.

What should I check on the homesite?

Check the orientation, any pond or retention adjacency, the lot dimensions, and how the home sits relative to neighbors and through traffic. In a new community the homesite is a key part of the value, so walk it before you choose.

What insurance do I need?

You carry standard homeowner insurance on a single-family home, and in Florida you should confirm whether the home is in a FEMA flood zone and whether flood coverage is recommended. Verify the flood zone and quote insurance for the exact address.

What schools serve the community?

It is part of Polk County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.

What is nearby?

Auburndale, Winter Haven, and the Interstate 4 corridor toward Lakeland, Tampa, and Orlando are reachable, with lakes, parks, and attractions such as Legoland in the area. Confirm real drive times for your routine.

Is Seasons at Annabelle Estates a good investment?

A brand-new home at an attainable Polk County price point supports demand, but this is a new build in a young, multi-builder community, so the builder contract, the option level, the homesite, and the HOA drive the outcome. This is not a guarantee of future value; read the documents and the math.

How does it compare to other new Polk County communities?

Polk County has many active new-construction communities along the Interstate 4 corridor at similar price points. Which is the better buy depends on the builder, the floor plan and homesite, the incentives, and the HOA, so compare the contract math directly.

Who is the best real estate agent for Seasons at Annabelle Estates?

The best agent for Seasons at Annabelle Estates is one who actively works Winter Haven and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seasons at Annabelle Estates.

How do I find a top Winter Haven real estate agent who knows Seasons at Annabelle Estates?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seasons at Annabelle Estates and the wider Winter Haven area.

Can Momentum Realty connect me with an agent for Seasons at Annabelle Estates?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seasons at Annabelle Estates purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Seasons at Annabelle Estates?

An honest fit check. We will tell you when it is not your community.

Buyers who want a brand-new single-family home in Polk CountyExcellent fit

Buyers who value an attainable new build over an older resaleExcellent fit

Buyers who want onsite amenities like a pool and parksExcellent fit

Buyers who will read the builder contract, incentives, and HOAExcellent fit

Buyers who want a central location near the Interstate 4 corridorExcellent fit

Buyers who want an established neighborhood with mature treesProbably not

Anyone unwilling to verify standard versus optional features per homeProbably not

Buyers who want a custom or ultra-luxury homeProbably not

Buyers who want a no-HOA property with no community rulesProbably not

Buyers unwilling to confirm the builder, section, and fees per homeProbably not

Get the inside read on Seasons at Annabelle Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Seasons at Annabelle Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Seasons at Annabelle Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Seasons at Annabelle Estates — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Seasons atAnnabelle Estates Homes for Sale in Winter Haven, FL

The 60-Second Overview

Who Seasons at Annabelle Estates is best for.

Best for

Probably not for

How Seasons at Annabelle Estates is performing right now

Seasons at Annabelle Estates on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Polk County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Seasons at Annabelle Estates

Richmond American debuts Seasons at Annabelle Estates

Multi-builder master community

Polk County Interstate 4 corridor growth

New-construction supply competition

Florida HOA and insurance costs

Phased amenity build-out

Richmond American announces debut of Annabelle Estates in Winter Haven

Richmond American set to build new neighborhood in Winter Haven

The Seasons at Annabelle Estates buying strategy.

The full read, only if you want it.

What your money buys in Seasons at Annabelle Estates.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Seasons at Annabelle Estates holds value.

5 Mistakes Buyers Make in Seasons at Annabelle Estates

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Seasons at Annabelle Estates is different.

Which Lots & Views Hold Value Best

Seasons at Annabelle Estates in 15 seconds.

HOA Dues, Master Fees & What They Cover

Tools for a Seasons at Annabelle Estates buy.

Price to the plan, the homesite, and the option level, not a builder list price.

In Seasons at Annabelle Estates, condition and view decide your number

What is your Seasons at Annabelle Estates home worth?

Price History: What Homes Here Have Actually Sold For

Seasons at Annabelle Estates Market Scorecard

Frequently Asked Questions

Should you buy in Seasons at Annabelle Estates?

Get the inside read on Seasons at Annabelle Estates

You are all set.

Need to sell fast in Polk County?

You just read the data. Now see what your home is worth.

Seasons at
Annabelle Estates Homes for Sale in Winter Haven, FL