Seasons at Waterset in Apollo Beach

Seasons at Waterset Homes for Sale in Apollo Beach, FL

Single-family enclave in Waterset · Apollo Beach · ZIP 33572

A newer single-family enclave inside the master-planned Waterset community in Apollo Beach.

Newer constructionMaster-planned amenitiesCDD plus HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer single-family enclave inside a master-planned community with a CDD; the CDD assessment, the HOA, the amenity access, and the build quality decide value, so read them for a specific home.
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Unlock Off-Market Seasons at Waterset

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
0mo
Supply
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Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
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1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Seasons at Waterset is a single-family enclave inside the master-planned Waterset community in Apollo Beach, so the read is a master-plan read: public sources describe Richmond American Homes building single-story and two-story plans from its Seasons collection here, inside Waterset, a large amenity-rich community with clubhouses, pools, sports courts, walking trails, and parks, governed by the Waterset North Community Development District. As newer construction in a CDD community, the CDD assessment on the tax bill, the HOA, the amenity access, and the build quality drive value. Your leverage is reading the total carrying cost, the CDD payoff and term, and the home before you buy; confirm details with the builder and the district."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Seasons at Waterset is a newer single-family enclave in Apollo Beach, in southern Hillsborough County's 33572 ZIP, inside the master-planned Waterset community. Public sources describe Richmond American Homes building single-story and two-story plans from its Seasons collection here, oriented toward buyers who want a newer home without a large footprint.

The appeal is master-planned amenity living: public sources describe Waterset offering clubhouses, resort-style and lap pools, sports courts, walking and biking trails, parks, and playgrounds, with a community vibe built around the amenity network. Apollo Beach puts the Gulf, waterfront dining, and boating nearby, with access toward Tampa, St. Petersburg, and Sarasota.

The defining read is the carrying cost. Waterset is governed by a Community Development District, so an annual CDD assessment funds the infrastructure and appears on the tax bill on top of the HOA. As newer construction, the CDD term and payoff, the HOA dues, the amenity access, and the build quality and warranty drive value. Confirm the CDD assessment and term, the HOA, and the amenities for a specific home.

For buyers who want a newer single-family home with master-planned amenities in Apollo Beach, Seasons at Waterset is one of the options. The work is reading the total carrying cost, the CDD, and the home honestly before you buy.

Best for

  • Buyers who want a newer single-family home with low maintenance
  • Anyone who values resort-style pools, trails, and sports courts
  • Buyers who want a master-planned setting near Apollo Beach and the Gulf
  • Buyers who will read the CDD assessment, the HOA, and the warranty

Probably not for

  • Buyers who want an established neighborhood with mature trees
  • Anyone unwilling to carry a CDD assessment plus HOA dues
  • Buyers who want a large private lot or acreage
  • Anyone who will not read the carrying cost and build quality

How Seasons at Waterset is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Seasons at Waterset listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Seasons at Waterset buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Seasons at Waterset sits in Apollo Beach, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Waterset amenity center~2-5 min · clubhouse and pools
Apollo Beach waterfront~5-10 min · dining and boating
US-41 / I-75~5-10 min · regional connectors
Downtown Tampa~30-40 min · jobs and arts
St. Petersburg~30-40 min · via I-275
Tampa International Airport (TPA)~35-45 min · via I-75 and I-275

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Seasons at Waterset Homes for Sale in Apollo Beach, FL with Momentum Realty’s local guides.

CCCypress Creek Homes for Sale in Ruskin, FLRuskin, FL · 0.4 miCCCypress CreekRuskin, FL · 0.5 miWPWaterset Phase 4B South Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.5 miRWRegency at WatersetApollo Beach, FL · 0.5 miICIndigo CreekApollo Beach, FL · 0.7 miWNWellington Northat Bay Park Homes for Sale in Ruskin, FLRuskin, FL · 0.8 miWAWaterset,Apollo Beach Homes for SaleApollo Beach, FL · 1.0 miMHMiraBay Homes for Sale in Apollo Beach, FLApollo Beach, FL · 1.1 miACAntigua Cove Homes for Sale in Apollo Beach, FLApollo Beach, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Seasons at Waterset (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Seasons at Waterset is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Seasons at Waterset address.

The takeaway

What is actually shaping value at Seasons at Waterset: the master-planned amenity network, the CDD assessment on top of the HOA, new-construction supply, and Apollo Beach growth. Each item is sourced and linked.

Recent Developments in Seasons at Waterset

Our read on what is being built around Seasons at Waterset, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe master-planned amenities and newer construction support demand, while the defining watch items are the CDD assessment and term, the HOA dues, and the build quality and warranty.

Master-planned amenities anchor demand

Ongoing
BullishNotable impact
SignificanceRadius: Community

Waterset's amenity network of pools, trails, and sports courts is a durable draw that supports demand for newer homes.

CDD assessment adds to carrying cost

Ongoing
BearishMajor impact
SignificanceRadius: Community

The Waterset North CDD assessment appears on the tax bill on top of the HOA; read the term and payoff before you offer.

New-construction supply shapes pricing

2024-2025
NeutralNotable impact
SignificanceRadius: Community

Ongoing new-home inventory and builder incentives in the Tampa area can shape resale pricing for newer homes; read the comps.

Apollo Beach growth supports the area

2024-2025
BullishNotable impact
SignificanceRadius: Area

Continued growth and amenities in Apollo Beach support the area; read flood and insurance for any waterfront-adjacent parcel.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Seasons at Waterset, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Builder

    Richmond American builds Seasons plans in Waterset

    Public sources describe Richmond American Homes offering single- and two-story plans from its Seasons collection inside the master-planned Waterset community in Apollo Beach. Why it matters: Read the plan, the build quality, and the warranty alongside the CDD and HOA carrying cost. Source

  2. January 2025
    District

    Waterset North CDD funds community infrastructure

    The Waterset North Community Development District is a special-purpose local government that funds and maintains infrastructure and facilities within the community, with assessments on the tax bill. Why it matters: Read the CDD assessment, term, and payoff; it is a real part of the carrying cost. Source

Development alerts for Seasons at WatersetGet a short monthly email when something new is approved, funded, or opens near Seasons at Waterset.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Seasons at Waterset, this is the order of operations we would run, and the one we run for our clients.

1

Read the CDD assessment. Pull the annual Waterset North CDD amount, the term, and the payoff balance for the specific parcel.

2

Add up the carrying cost. Combine the CDD, the HOA dues, taxes, and insurance to see the true monthly cost.

3

Check the build quality and warranty. Confirm the plan, the builder warranty, and any structural or systems coverage that transfers.

4

Confirm amenity access. Verify which Waterset amenities the home can use and any associated fees.

5

Compare Apollo Beach options, and cross-shop MiraBay for a waterfront master-planned alternative.

Best Buy
A well-kept newer home with a manageable CDD balance and full amenity access
Biggest Risk
A home where the CDD term and payoff are not understood in the carrying cost
Best Lot
A home with a good lot orientation and warranty coverage that transfers
Smart Timing
Confirm the CDD, the HOA, the warranty, and the total carrying cost before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Seasons at Waterset is a newer single-family enclave in Apollo Beach, in southern Hillsborough County's 33572 ZIP, inside the master-planned Waterset community. Public sources describe Richmond American Homes building single-story and two-story plans from its Seasons collection here, inside a large amenity-rich community with clubhouses, resort-style and lap pools, sports courts, walking and biking trails, parks, and playgrounds, governed by the Waterset North Community Development District. As newer construction in a CDD community, the CDD assessment and term, the HOA dues, the amenity access, and the build quality and warranty drive value far more than any single finish.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Plan

Smaller single-story Seasons plans, the affordable entry into Waterset, priced for the CDD and carrying cost.

Lowest entry
The Core Home

Mid-size single- and two-story plans with full amenity access, the heart of the resale market here.

Most inventory
The Premium Lot

Larger plans on preferred lots with upgrades, the homes that hold value best when the carrying cost is read.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Plan
Smaller single-story Seasons plans, the affordable entry into Waterset, priced for the CDD and carrying cost.
The Core Home
Mid-size single- and two-story plans with full amenity access, the heart of the resale market here.
The Premium Lot
Larger plans on preferred lots with upgrades, the homes that hold value best when the carrying cost is read.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Apollo BeachStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Seasons at Waterset

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The pools, the trails, and the newer home sell Waterset. The deal is won or lost on the CDD assessment and the total carrying cost.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk4.0/10
Location Efficiency7.6/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Seasons at Waterset is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Seasons at Waterset, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Seasons at Waterset in 15 seconds.

Best forBuyers who want a newer low-maintenance single-family home with master-planned amenities.
Biggest advantageResort-style amenities and newer construction inside Waterset near Apollo Beach.
Biggest riskThe CDD assessment plus HOA raising the carrying cost above expectations.
Sweet spotA well-kept plan with a manageable CDD balance and full amenity access.
Avoid ifYou want an established neighborhood, a large lot, or no CDD.

HOA, CDD & Fees

15-Second Take
  • HOA plus CDD assessment
  • Newer single-family construction
  • Read the CDD term and payoff
  • Resort-style amenity access
  • Apollo Beach and Gulf nearby

An HOA applies and the community is governed by the Waterset North Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA dues; confirm the current HOA dues, the CDD amount, term, and payoff for the specific home.

Public sources describe the amenity network of clubhouses, pools, sports courts, trails, and parks; confirm exactly which amenities the home can access and any associated fees.

Public sources describe clubhouses, resort-style and lap pools, sports courts, walking and biking trails, and parks within Waterset.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Seasons at Waterset, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping MiraBay, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Seasons at Waterset home worth?

Get a no-obligation home value based on real comparable sales in Seasons at Waterset matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Seasons at Waterset on the map →
Or get your Seasons at Waterset home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Seasons at Waterset Market Scorecard

Thin data

Seasons at Waterset is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
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Median sold
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Per sqft
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Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Seasons at Waterset?
Seasons at Waterset is a single-family enclave in Apollo Beach, in southern Hillsborough County's 33572 ZIP, inside the master-planned Waterset community.
What kind of homes are here?
Public sources describe Richmond American Homes building single-story and two-story plans from its Seasons collection. Sizes and configurations vary by plan; confirm for a specific home.
Is there a CDD?
Yes. The community is governed by the Waterset North Community Development District, so an annual CDD assessment appears on the tax bill in addition to the HOA. Read the amount, term, and payoff.
What amenities does Waterset have?
Public sources describe clubhouses, resort-style and lap pools, sports courts, walking and biking trails, parks, and playgrounds. Confirm which amenities the home can access.
What is the HOA?
An HOA applies in addition to the CDD. Confirm the current HOA dues and what they cover for the specific home.
Is it newer construction?
Yes. Public sources describe Seasons at Waterset as newer construction by Richmond American Homes. Confirm the build year, the warranty, and any coverage that transfers.
How far is the Gulf and Tampa?
Apollo Beach waterfront and the Gulf are minutes away, and downtown Tampa is roughly thirty to forty minutes by car via I-75 and I-275.
Does the area flood?
Apollo Beach has waterfront and low-lying areas. Read the flood zone and insurance for the specific parcel, especially nearer the water.
What should I check before buying here?
Read the CDD assessment and payoff, the HOA dues, the total carrying cost, the build quality and warranty, and the amenity access.
Is Seasons at Waterset a good value?
A newer amenity-rich home can be a solid value. The CDD and HOA carrying cost drives the real value; read it carefully against comparable homes.
Is it good for boating?
Apollo Beach has waterfront access and marinas nearby, though Seasons at Waterset itself is an inland enclave. Confirm any community or nearby water access.
Should I use the builder's or listing agent to buy here?
No. That agent works for the seller or builder. On a CDD home where the carrying cost swings value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Seasons at Waterset?
The best agent for Seasons at Waterset is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seasons at Waterset.
How do I find a top Apollo Beach real estate agent who knows Seasons at Waterset?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seasons at Waterset and the wider Apollo Beach area.
Can Momentum Realty connect me with an agent for Seasons at Waterset?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seasons at Waterset purchase or sale - no call center and no pressure.
Buyers who want a newer single-family home with low maintenanceExcellent fit
Anyone who values resort-style pools, trails, and sports courtsExcellent fit
Buyers who want a master-planned setting near Apollo Beach and the GulfExcellent fit
Buyers who will read the CDD assessment, the HOA, and the warrantyExcellent fit
Buyers who will read the CDD term, payoff, and total carrying costExcellent fit
Buyers who want an established neighborhood with mature treesProbably not
Anyone unwilling to carry a CDD assessment plus HOA duesProbably not
Buyers who want a large private lot or acreageProbably not
Anyone who will not read the carrying cost and build qualityProbably not
Buyers who want an established setting with no CDDProbably not

Get the inside read on Seasons at Waterset

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Seasons at Waterset home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Seasons at Waterset specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Seasons at Waterset — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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