Cherokee Bend S/D in Crestview

Cherokee Bend S/D
Homes for Sale in Crestview, FL

All 423 homes for sale in Crestview, FL · median $329,000 · 166 homes for sale in 32536 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32536
172 homesBuilt 1994–2002
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data26 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Cherokee Bend S/D in Crestview, FL has 1 home for sale. Homes listed or recently sold were built 1995–2002.

CHEROKEE BEND S/D key facts
LocationCrestview, Okaloosa County, FL · ZIP 32536, 32539
Homes in the community172 (FL DOR 2025 assessment roll)
Years built1994–2002 (median 1997.0)
Typical living area2,146 sq ft (median)
Amenities listed by sellersFishing
For sale right now1 active, 0 pending · median asking $339,500 · 6.0 months of supply
Owner-occupied (homestead) share78%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CHEROKEE BEND S/D key facts,” movewithmomentum.com/neighborhoods/cherokee-bend-s-d, data as of September 20, 2026.

Last 30 days in Cherokee Bend S/D: 1 closed sale (median $275,000). As of September 29, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Cherokee Bend S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
78%
Owner-occupied · Cherokee Bend S/D
135 of 172 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Cherokee Bend S/D
incl. 2% trust or LLC-held · 10% out-of-state
172
Homes in the community
172 residential parcels (FL DOR 2025)
Track record · 26 years of records
7
Recorded sales · 2024-2025
median $300K · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-2002, median 1997 (FL DOR 2025)
1.2%/yr
Turnover rate
about 2 of 172 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cherokee Bend is a built-out subdivision of 172 homes constructed in a tight window between 1994 and 2002, which means the housing stock is broadly consistent in age and scale. With a median living area around 2,146 square feet, price here is driven less by wide variation in floor plan and more by condition, updates, and lot. Two homes with the same footprint can trade well apart depending on what has been touched since the late 1990s.

The current posture is quiet. There are no active listings and only a thin closings window to read from, so this is a low-turnover community where sellers set the tone when they do come to market. For a buyer, that means patience and readiness to move when something does list. For a seller, low active supply is an advantage, but pricing still has to be justified by condition rather than by comparison to a busy market.

Cherokee Bend S/D Housing Pulse · Momentum Research · as of September 20, 2026

Cherokee Bend S/D right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 30, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cherokee Bend is a stable, owner-occupied pocket of Crestview in Okaloosa County, with roughly 79% of homes carrying a homestead exemption and a build era clustered in the late 1990s. It reads as a settled subdivision rather than a place with constant inventory churn.

Emerald Coast MLS sales records identify 93 homes in CHEROKEE BEND S/D that have changed hands since 2001, built between 1995 and 2002 (median 1998), with a median living area of about 1,892 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in CHEROKEE BEND S/D across 2024–2025 (5 in 2024, 2 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a primary residence in an established, low-churn neighborhood
  • Buyers targeting a roughly 2,000-plus square foot home who value consistency of build era
  • Buyers ready to act quickly when a rare listing appears

Probably not for

  • Buyers who need immediate inventory and multiple homes to compare
  • Buyers wanting community pools, gyms, or other shared amenities
  • Investors chasing high short-term rental turnover in a heavily owner-occupied subdivision

The market around Cherokee Bend S/D

Cherokee Bend S/D is too small for its own price trend, so here is the market around it.

In ZIP 32536, 257 homes are on the market and 32% are under contract — a fast-moving corner of Crestview.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Cherokee Bend S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CHEROKEE BEND S/D, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Cherokee Bend S/D

Live MLS inventory for Cherokee Bend S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cherokee Bend S/D listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Cherokee Bend S D Right Now (1)

All 1 active and pending Cherokee Bend S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2868 Atoka Trail · $339,500 · 4 bd / 2 ba · listed Aug 15, 2026 · listed by Counts Real Estate Group Inc

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Antioch · Elementary
  • Shoal River · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Cherokee Bend S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cherokee Bend S/D address.

Recent Developments in Cherokee Bend S D

Development, infrastructure, retail, and school activity affecting Cherokee Bend S D, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum49/100 · Active
  1. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles south of Cherokee Bend S D.

    Source: Get The Coast
  2. May 2026
    Development

    Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview

    Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.

    What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The site is about 2 miles northeast of Cherokee Bend S D.

    Source: Get The Coast
  3. May 2026
    Infrastructure

    Okaloosa County opens $212M Southwest Crestview Bypass

    Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.

    What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The site is about 3 miles south of Cherokee Bend S D.

    Source: Get The Coast

Development alerts for Cherokee Bend S DGet a short monthly email when something new is approved, funded, or opens near Cherokee Bend S D.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cherokee Bend S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cherokee Bend S/D.

Best Buy
Buyers who want a settled, owner-occupied subdivision and are willing to wait for the right listing.
Biggest Risk
With no active listings and thin recent turnover, options are limited and timing is unpredictable.
Sweet Spot
A late-1990s home near the ~2,146 sq ft median that has been updated since original construction.
Avoid If
You need an amenity-rich community or a wide selection of homes on the market right now.

A built-out, owner-held enclave

The homestead share near 79% tells you most of these 172 homes are held as primary residences rather than rentals or short-term holds. Combined with a construction window that closed by 2002, this is a mature neighborhood where the layouts, lot sizes, and streetscape are already established. Buyers should expect updates to be the main lever on value, since the bones across the community are similar.

No community amenities were identified from current MLS listings, so this is not an amenity-driven purchase. What you are buying is the home itself and its location in Crestview. That keeps the decision practical: evaluate the individual property's condition, systems, and updates rather than paying for shared facilities.

“

The location and the amenities are priced into every listing in Cherokee Bend S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community with no active listings, timing and preparation matter more than browsing. We track when Cherokee Bend homes come to market, read each one on condition against the median profile, and help sellers position a home honestly so it doesn't sit. You get a straight read on whether a specific property is worth its ask.

Cherokee Bend S/D in 15 seconds.

Best forBuyers who want a settled, owner-occupied subdivision and are willing to wait for the right listing.
Biggest advantageLow active supply gives prepared sellers a quiet stage with little competition.
Biggest riskWith no active listings and thin recent turnover, options are limited and timing is unpredictable.
Sweet spotA late-1990s home near the ~2,146 sq ft median that has been updated since original construction.
Avoid ifYou need an amenity-rich community or a wide selection of homes on the market right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cherokee Bend S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cherokee Bend S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cherokee Bend S/D sales matched to your home.

What is your Cherokee Bend S/D home worth?

Get a no-obligation home value based on real comparable sales in Cherokee Bend S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.

Recently off market in CHEROKEE BEND S/D

Homes in CHEROKEE BEND S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

25% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Frequently Asked Questions

Is Cherokee Bend S/D a buyer's or seller's market right now?
As of September 20, 2026, Cherokee Bend S/D is roughly balanced: 6.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Cherokee Bend S/D?
The Florida DOR 2025 assessment roll shows 172 homes in Cherokee Bend S/D (public records).
What share of Cherokee Bend S/D is owner-occupied?
78% of Cherokee Bend S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cherokee Bend S/D built?
Homes in Cherokee Bend S/D were built between 1994 and 2002, with a median year built of 1997.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cherokee Bend S/D?
The best agent for Cherokee Bend S/D is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cherokee Bend S/D.
How do I find a top Crestview real estate agent who knows Cherokee Bend S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cherokee Bend S/D and the wider Crestview area.
Can Momentum Realty connect me with an agent for Cherokee Bend S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cherokee Bend S/D purchase or sale - no call center and no pressure.
Where is Cherokee Bend S/D, and what county is it in?
Cherokee Bend S/D is in Crestview, Okaloosa County, FL, ZIP codes 32536, 32539. The community's center is about 3 miles northeast of the center of Crestview (straight-line).
Buyers seeking a primary residence in an established, low-churn neighborhoodExcellent fit
Buyers targeting a roughly 2,000-plus square foot home who value consistency of build eraExcellent fit
Buyers ready to act quickly when a rare listing appearsExcellent fit
Buyers who need immediate inventory and multiple homes to compareProbably not
Buyers wanting community pools, gyms, or other shared amenitiesProbably not
Investors chasing high short-term rental turnover in a heavily owner-occupied subdivisionProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32536/32539))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2000 (132 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Cherokee Bend S/D with Momentum Realty’s local guides.

Shoal Creek S D0.2 mi away · 122 homes, built 1964–18, 1 for saleShoal Wood Estates0.2 mi awayShoal Creek0.3 mi away · 22 homes, built 1989–24Shoal Wood Estates0.3 mi away · 179 homes, built 1964–20Shoal Creek Manor0.4 mi away · 122 homes, built 1964–18Shoal Landing East0.4 mi away · 84 homes, built 1977–21, 1 for saleBeaver Creek0.4 mi away · 141 homes, built 1984–20, 2 for saleCamille Cove South0.4 mi away · 16 homes, built 2016–20

Browse all neighborhood guides →

Thinking of selling in CHEROKEE BEND S/D? 2 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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