Silver Lake Terrace in Jacksonville

Silver Lake Terrace
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32216
44 homesBuilt 1930–2020
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Photo courtesy of TRADITIONS REALTY LLC · via realMLS

Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · Silver Lake Terrace Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
51%
Owner-occupied · Silver Lake Terrace
23 of 45 parcels homesteaded (FL DOR 2025)
49%
Non-owner-occupied · Silver Lake Terrace
incl. 11% trust or LLC-held · 7% out-of-state
44
Homes in the community
plus 1 vacant residential lots · 45 residential parcels (FL DOR 2025)
Track record · 22 years of records
1930–2020
Years homes were built
median 1951 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Silver Lake Terrace is a small, older pocket of Jacksonville — 49 homes with a median build year of 1951 and originals dating to 1930. Price here is driven far more by condition than by any headline number. With homes this age and a compact living footprint (median around 1,185 square feet), the spread between a fully updated house and a project home is wide, and that gap is where the real negotiation happens.

The homestead share sits at 46%, which tells you a meaningful portion of these homes are not owner-occupied. For a buyer, that means competing inventory can include rental-grade and investor stock; for a seller, a genuinely updated home stands out precisely because so much of the housing stock is dated. Read the condition of each listing carefully — the address matters less than what has been done to the house.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

A small enclave of mostly mid-century homes on modest footprints, where the winners are the houses that have been thoughtfully updated and the values are the ones that haven't.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • First-time buyers seeking a smaller, lower-carrying-cost home who can budget for age-related updates
  • Renovation-minded buyers looking to buy on condition and improve
  • Investors evaluating a market where a meaningful share of homes are non-homestead

Probably not for

  • Buyers who need large living square footage
  • Anyone wanting new or near-new construction with no deferred maintenance
  • Buyers who need a wide, fast-moving selection of listings to choose from

The market around Silver Lake Terrace

Silver Lake Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32216, 188 homes are on the market and 20% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).

ZIP and county figures describe the wider market, not Silver Lake Terrace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Silver Lake Terrace, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Silver Lake Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lake Terrace.

Best Buy
Buyers who want a compact, older home and can judge condition on its merits.
Biggest Risk
Age-driven systems and repairs can vary widely from house to house.
Sweet Spot
A genuinely updated mid-century home priced against dated inventory.
Avoid If
You need large square footage or turnkey new construction.

Age, size, and the condition question

The building stock spans 1930 to 2020, but the median year built of 1951 tells the real story: this is predominantly an older neighborhood. Homes from this era typically carry the systems questions that come with age — foundations, wiring, plumbing, and roofing. None of that is a dealbreaker, but it does mean inspections here earn their keep, and a renovated home commands a premium over one that still needs work.

At a median of roughly 1,185 living square feet, these are compact houses. That keeps carrying costs contained and makes the neighborhood workable for a first purchase or a smaller footprint, but buyers wanting large square footage should look elsewhere. With only 49 homes total, turnover is thin — good listings move on their own timeline, and patience is often part of the strategy.

“

The location and the amenities are priced into every listing in Silver Lake Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 49-home pocket where price hinges on condition and a large share of the stock is not owner-occupied, local read matters more than any listing photo. We help buyers separate a cosmetically staged flip from a soundly renovated home, and we help sellers position genuine updates against dated competition. In a thin market like this, timing and pricing discipline do the heavy lifting.

Silver Lake Terrace in 15 seconds.

Best forBuyers who want a compact, older home and can judge condition on its merits.
Biggest advantageSmall footprints keep carrying costs contained.
Biggest riskAge-driven systems and repairs can vary widely from house to house.
Sweet spotA genuinely updated mid-century home priced against dated inventory.
Avoid ifYou need large square footage or turnkey new construction.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lake Terrace sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Silver Lake Terrace?
The Florida DOR 2025 assessment roll shows 44 homes plus 1 vacant residential lots in Silver Lake Terrace (public records).
What share of Silver Lake Terrace is owner-occupied?
51% of Silver Lake Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Silver Lake Terrace built?
Homes in Silver Lake Terrace were built between 1930 and 2020, with a median year built of 1951.0 (FL DOR 2025 roll).
Who is the best real estate agent for Silver Lake Terrace?
The best agent for Silver Lake Terrace is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Silver Lake Terrace.
How do I find a top Jacksonville real estate agent who knows Silver Lake Terrace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Silver Lake Terrace and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Silver Lake Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Silver Lake Terrace purchase or sale - no call center and no pressure.
First-time buyers seeking a smaller, lower-carrying-cost home who can budget for age-related updatesExcellent fit
Renovation-minded buyers looking to buy on condition and improveExcellent fit
Investors evaluating a market where a meaningful share of homes are non-homesteadExcellent fit
Buyers who need large living square footageProbably not
Anyone wanting new or near-new construction with no deferred maintenanceProbably not
Buyers who need a wide, fast-moving selection of listings to choose fromProbably not

Nearby Communities

Explore more neighborhoods near Silver Lake Terrace with Momentum Realty’s local guides.

Silver Lake0.0 mi awayCharon Estates0.2 mi away · 11 homes, built 1960–78Silversmith Creek Es0.2 mi away · 51 homes, built 1923–20TATidewater Acres0.3 mi away · median $180K, 3 sales/12 moCLCranes Landing0.3 mi away · 19 homes, built 1987–90HHHoliay Hill Manor0.4 mi away · 1 for saleSilver Creek Estates0.4 mi awayAralia Place0.4 mi away · 132 homes, built 2020–21, 2 for sale

Browse all neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 5, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32216))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2004 (25 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Silver Lake Terrace? See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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