Spinnaker Condo in Jacksonville Beach

Spinnaker
Condos for Sale in Jacksonville Beach, FL

All 182 homes for sale in Jacksonville Beach, FL · median $732,450 · 84 condos for sale in Jacksonville Beach · 165 homes for sale in 32250 · Duval County homes for sale

Community in Jacksonville Beach · Duval County · ZIP 32250
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · via realMLS

Built fromLive realMLS data22 years of closingsUpdated twice daily

As of October 2026, the MLS records 12 closed sales in Spinnaker Condo in Jacksonville Beach, FL since 2004, the most recent in May 2026. Across Jacksonville Beach as a whole, 267 homes closed in the last 12 months at a median of $630,500, 51 median days on market, with 74 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,260 ($10,530 with the full homestead exemption).

Live · Spinnaker Condo Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Spinnaker Condo sits in Jacksonville Beach, and the pricing story here is a condo story: what a given unit trades for is driven far more by its specifics than by the address. Floor level, exposure, interior condition, and whether the unit has been updated will move the number more than any headline stat. Expect a wide spread between a dated unit and a renovated one in the same building.

With the data we have as of mid-2026, the honest posture is to underwrite each unit on its own merits rather than lean on a community-wide price. Buyers should scrutinize the association's financials, reserves, and any pending assessments before anything else. Sellers should assume a prepared buyer will look hard at the building, not just the unit, so condition and clean HOA documentation are your leverage.

Nearby homes for sale

No active listings inside Spinnaker Condo right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

413 1ST Street #303
$475K · 0.0 mi away
1 bd · 1 ba · 580 sqft
413 1ST Street #303
Listed by COLDWELL BANKER VANGUARD REALTY
405 1ST Street #211
$2.50M · 0.0 mi away
4 bd · 4.5 ba · 3,275 sqft
405 1ST Street #211
Listed by CENTURY 21 LIGHTHOUSE REALTY
349 1ST Street #301
$2.50M · 0.1 mi away
4 bd · 4.5 ba · 3,275 sqft
349 1ST Street #301
Listed by DANE LESLIE, BROKER
112 5TH Avenue #402
$1.15M · 0.1 mi away
3 bd · 3 ba · 2,277 sqft
112 5TH Avenue #402
Listed by COMPASS FLORIDA LLC
50 3RD Avenue #903
$1.50M · 0.1 mi away
3 bd · 3 ba · 2,310 sqft
50 3RD Avenue #903
Listed by WATSON REALTY CORP
218 4TH Avenue
$1.05M · 0.1 mi away
3 bd · 1 ba · 1,011 sqft
218 4TH Avenue
Listed by JWB REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Spinnaker Condo is a condominium community in Jacksonville Beach, Duval County. As a coastal condo product, the value equation leans on the building, the association, and unit condition as much as location.

realMLS (Northeast Florida) sales records identify 6 homes in Spinnaker Condo that have changed hands since 2018, built between 1979 and 1979 (median 1979), with a median living area of about 713 sq ft and a typical 2-bedroom, 1-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a lock-and-leave coastal condo who value beach access over yard space
  • Buyers budgeting for ongoing association dues and coastal insurance on top of the purchase
  • Investors or second-home buyers who will do full diligence on the building's finances

Probably not for

  • Buyers who want a detached single-family home with private outdoor space
  • Budgets with no room for association dues, insurance, or a possible special assessment
  • Buyers unwilling to review HOA financials and reserve studies before committing

The market around Spinnaker Condo

Spinnaker Condo is too small for its own price trend, so here is the market around it.

In ZIP 32250, 238 homes are on the market and 22% are under contract — a steady corner of Jacksonville Beach.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32250 (Jacksonville Beach), 577 homes closed in the last 12 months at a median of $660K ($423/sq ft), down 1.5% year over year, with a median 48 days on market. Right now 101 active and 33 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Spinnaker Condo specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Spinnaker Condo, Jacksonville Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Recent Developments in Spinnaker Condo

Development, infrastructure, retail, and school activity affecting Spinnaker Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum79/100 · High
  1. July 2026
    Development

    JWB secures funding for 108 affordable housing units in Jacksonville

    Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.

    What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 19 miles west of Spinnaker Condo, elsewhere in Duval County.

    Source: Jacksonville Today
  2. July 2026
    Development

    Culinary Institute of America selects Jacksonville for Southeast campus

    News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

    What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 13 miles west of Spinnaker Condo, elsewhere in Duval County.

    Source: News4Jax
  3. June 2026
    Development

    Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

    Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

    What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 27 miles west of Spinnaker Condo, elsewhere in Duval County.

    Source: Jax Daily Record
  4. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 9 miles northwest of Spinnaker Condo, elsewhere in Duval County.

    Source: JAXPORT
  5. April 2026
    Development

    Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building

    Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.

    What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 27 miles west of Spinnaker Condo, elsewhere in Duval County.

    Source: Jax Daily Record
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northwest of Spinnaker Condo.

    Source: News4Jax

Development alerts for Spinnaker CondoGet a short monthly email when something new is approved, funded, or opens near Spinnaker Condo.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Spinnaker Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spinnaker Condo.

Best Buy
Buyers who want a coastal condo and are comfortable owning within an association.
Biggest Risk
Association costs and salt-air building maintenance can move your true cost of ownership.
Sweet Spot
An updated unit in a building with healthy reserves and no pending assessments.
Avoid If
You want a detached home or need to avoid HOA dues and special-assessment exposure.

Reading a condo at the beach

Condominium ownership near the coast comes with a distinct diligence checklist. Salt-air exposure ages buildings faster, which puts real weight on how the association funds maintenance and reserves. Before you fall for a unit, read the budget, the reserve study, the meeting minutes, and any special-assessment history. That paperwork tells you more about your true cost of ownership than the list price does.

For a Jacksonville Beach location, proximity to the shoreline and walkable beach access is the core amenity, and it tends to hold demand even when the broader market cools. The trade-off is that insurance, association dues, and periodic building work are structural costs you carry regardless of how the unit itself is finished. Price qualitatively, verify the numbers yourself, and let the association's health guide the offer.

“

The location and the amenities are priced into every listing in Spinnaker Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A condo purchase lives or dies on the documents, and we treat that review as the main event, not a formality. We help buyers pressure-test the association's finances, reserves, and assessment history, and we help sellers present clean, complete HOA documentation so a prepared buyer has fewer reasons to discount. Our job is to tell you plainly when a unit or a building is not worth your money.

Spinnaker Condo in 15 seconds.

Best forBuyers who want a coastal condo and are comfortable owning within an association.
Biggest advantageA Jacksonville Beach location with beach proximity that tends to sustain demand.
Biggest riskAssociation costs and salt-air building maintenance can move your true cost of ownership.
Sweet spotAn updated unit in a building with healthy reserves and no pending assessments.
Avoid ifYou want a detached home or need to avoid HOA dues and special-assessment exposure.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Spinnaker Condos for Sale in Jacksonville Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Spinnaker Condos for Sale in Jacksonville Beach, FL.
In short
  • HOA dues reported around $365/month (about $4,380/yr) · median of 38 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $365 per month ($4,380 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spinnaker Condo sales matched to your home.

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Real comps, not an automated estimate.
Buyers seeking a lock-and-leave coastal condo who value beach access over yard spaceExcellent fit
Buyers budgeting for ongoing association dues and coastal insurance on top of the purchaseExcellent fit
Investors or second-home buyers who will do full diligence on the building's financesExcellent fit
Buyers who want a detached single-family home with private outdoor spaceProbably not
Budgets with no room for association dues, insurance, or a possible special assessmentProbably not
Buyers unwilling to review HOA financials and reserve studies before committingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2004 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Spinnaker with Momentum Realty’s local guides.

SCSpinnaker Condo Ponte Vedra Beach0.0 mi awaySNSpinnaker North Condo0.0 mi awayBBeachcomber0.0 mi away · 1 for saleThe Beachcombers0.0 mi awaySPSouth Pablo Beach0.0 mi awayAFAvenue Four South0.0 mi away · 1 for saleAvenue Four0.1 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Spinnaker. These are the public schools most often assigned to other communities in ZIP 32250; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Spinnaker

Where is Spinnaker?

Spinnaker is a community in Jacksonville Beach, Duval County, Florida, ZIP 32250.

Are there homes for sale in Spinnaker right now?

No active listings inside Spinnaker at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Spinnaker have an HOA or CDD?

No HOA is on record for Spinnaker in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.