St Cloud 2Nd Town Of (Galion Gardens)
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 1 closed sale in St Cloud 2Nd Town Of (Galion Gardens) in St Cloud, FL, the most recent in November 2025. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
St Cloud 2nd Town Of (Galion Gardens) is a smaller, established pocket within St Cloud, part of Osceola County, without a distinct set of listed community amenities in the current MLS data. That absence is itself informative: pricing and appeal here will be driven almost entirely by the individual home, lot, and its condition rather than by a shared amenity package.
For a buyer, that means due diligence centers on the property itself, not a clubhouse or gate. For a seller, it means the listing has to do the work of explaining what makes a particular home stand out, since there is no community brochure doing it for you.
Nearby homes for sale
No active listings inside St Cloud 2Nd Town Of (Galion Gardens) right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
St Cloud 2nd Town Of (Galion Gardens) sits within St Cloud in Osceola County. Current MLS data shows no distinct community amenities associated with the neighborhood, so the case for any given home here rests on the property itself.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who St Cloud 2Nd Town Of (Galion Gardens) is best for.
Best for
- Buyers evaluating a specific home in the community on its own merits
- Buyers who prefer not to pay for amenity-driven HOA costs
- Buyers focused on St Cloud location over community features
Probably not for
- Buyers who want a clubhouse, pool, or organized recreation amenities as part of the purchase
- Buyers relying primarily on community branding to guide value
- Buyers unwilling to do property-level diligence without a comparable amenity framework
The market around St Cloud 2Nd Town Of (Galion Gardens)
St Cloud 2Nd Town Of (Galion Gardens) is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (St Cloud), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not St Cloud 2Nd Town Of (Galion Gardens) specifically. Momentum Research analysis of MLS records.
The St Cloud 2Nd Town Of (Galion Gardens) buying strategy.
If we were buying in St Cloud 2Nd Town Of (Galion Gardens) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Cloud 2Nd Town Of (Galion Gardens).
A neighborhood defined by the house, not the HOA
Some Osceola County communities lean heavily on a shared amenity set to anchor value and marketing. Galion Gardens is not one of them, at least based on what current listings report. There is no clubhouse, pool, or recreation feature showing up in the MLS record for this community.
That changes how you evaluate a purchase here. Instead of asking what the community offers, the more useful questions are about the home's age, condition, lot, and proximity to the things you actually use day to day in St Cloud. This is a neighborhood you buy for the house, not for a lifestyle package attached to it.
The location and the amenities are priced into every listing in St Cloud 2Nd Town Of (Galion Gardens). The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no amenity story to lean on, the diligence has to be sharper on the fundamentals — the specific home's condition, comparable sales, and what the property itself is worth on its own merits. That is where we focus our work with buyers and sellers in Galion Gardens.
St Cloud 2Nd Town Of (Galion Gardens) in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Cloud 2Nd Town Of (Galion Gardens) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Cloud 2Nd Town Of (Galion Gardens) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Cloud 2Nd Town Of (Galion Gardens), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Cloud 2Nd Town Of (Galion Gardens) home worth?
Get a no-obligation home value based on real comparable sales in St Cloud 2Nd Town Of (Galion Gardens), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Cloud 2Nd Town Of (Galion Gardens) on the map →
Should you buy in St Cloud 2Nd Town Of (Galion Gardens)?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about St Cloud 2Nd Town Of (Galion Gardens)
Where is St Cloud 2Nd Town Of (Galion Gardens)?
St Cloud 2Nd Town Of (Galion Gardens) is a community in St Cloud, Osceola County, Florida, ZIP 34769.
Are there homes for sale in St Cloud 2Nd Town Of (Galion Gardens) right now?
No active listings inside St Cloud 2Nd Town Of (Galion Gardens) at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does St Cloud 2Nd Town Of (Galion Gardens) have an HOA or CDD?
No HOA is on record for St Cloud 2Nd Town Of (Galion Gardens) in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near St Cloud 2Nd Town Of (Galion Gardens) with Momentum Realty’s local guides.
St Cloud 2Nd Town Of Galion Gardens Market Scorecard
St Cloud 2Nd Town Of Galion Gardens is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.