Osceola Shores
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Osceola Shores in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 1 closed sale in Osceola Shores in St Cloud, FL, the most recent in July 2026. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
There is nothing active in Osceola Shores right now, and that is the headline. With zero listings on the current MLS feed, there is no live pricing signal to read and no inventory to compare against. Anyone telling you what a home here "is worth" today is guessing rather than pointing to a comparable that actually exists on market.
For a seller, an empty board can mean two very different things: genuinely low turnover, or a community small enough that visibility depends entirely on timing. For a buyer, it means patience and a standing search rather than a browse. Either way, the right move here is to set up an alert and wait for a real data point instead of reasoning from a neighboring area's numbers.
Osceola Shores right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Osceola Shores is a St Cloud community currently showing no active listings on the Stellar MLS feed, so there is no present-day pricing or amenity picture to report beyond that fact.
Stellar MLS sales records identify 8 homes in Osceola Shores that have changed hands since 2005, built between 1958 and 1988 (median 1965), with a median living area of about 2,243 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Osceola Shores across 2024 - 2024, median $350,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Osceola Shores is best for.
Best for
- A buyer comfortable waiting on a listing alert rather than browsing active inventory today
- A seller wanting a sense of how quiet the current board is before listing
- Someone researching St Cloud broadly who plans to compare Osceola Shores once listings appear
Probably not for
- A buyer who needs to see current pricing or home condition before making a decision
- A seller looking for recent comparable sales data to set a list price
- Anyone wanting amenity details confirmed before touring
The market around Osceola Shores
Osceola Shores is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (ST CLOUD), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Osceola Shores specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Osceola Shores
Live MLS inventory for Osceola Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Osceola Shores listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Every Home for Sale in Osceola Shores St Cloud Right Now (1)
All 1 active and pending Osceola Shores St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4327 Rummell Road · $495,000 · 2 bd / 1 ba · listed Sep 10, 2026 · listed by Re/Max Assured
The Osceola Shores buying strategy.
If we were buying in Osceola Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Osceola Shores.
No listings, no line to draw
With zero active listings, we cannot describe a typical home, a price posture, or a pace of sale in Osceola Shores as of this snapshot. No community amenities have been identified from current MLS data either, which likely reflects the absence of active listings to pull that detail from rather than an absence of features on the ground.
This is a market where the honest answer is to wait for supply rather than build a narrative around silence. If a listing surfaces, the picture changes immediately and this profile should be revisited with real numbers attached.
The location and the amenities are priced into every listing in Osceola Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no active inventory, the value of an agent shifts from analyzing comps to catching the listing the moment it appears. We track St Cloud's Osceola County feed daily and can flag activity in Osceola Shores as soon as it lists, along with the surrounding market context you will need to move on it quickly.
Osceola Shores in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Osceola Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Osceola Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Osceola Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Osceola Shores home worth?
Get a no-obligation home value based on real comparable sales in Osceola Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Osceola Shores on the map →
Recently off market in Osceola Shores
Homes in Osceola Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4321 Rummell Road · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
OSCEOLA SHORES Market Scorecard
OSCEOLA SHORES is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $495,000, and homes go under contract in about 1 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Osceola Shores a buyer's or seller's market right now?
Who is the best real estate agent for Osceola Shores?
How do I find a top St Cloud real estate agent who knows Osceola Shores?
Can Momentum Realty connect me with an agent for Osceola Shores?
Where is Osceola Shores, and what county is it in?
Should you buy in Osceola Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Osceola Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
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