Summerlake Reserve
Homes for Sale in Winter Garden, FL
All 693 homes for sale in WINTER GARDEN, FL · median $585,000 · 639 homes for sale in 34787 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Summerlake Reserve in Winter Garden, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $840,000, $294 per square foot, a median 53 days on market, sellers accepting 97% of original asking (+7% versus the prior year). Homes listed or recently sold were built 2024 - 2025 with 1 new construction; 4 of 4 report an HOA (median $86/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 115 ft). At the median price and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $14,010 ($13,330 with the full homestead exemption).
Part of the Horizon West master-planned community in Winter Garden, FL — see all Horizon West homes for sale (110 listings across 57 villages and sections in the MLS).
| Location | WINTER GARDEN, Orange County, FL · ZIP 34787 |
|---|---|
| Homes in the community | 86 (FL DOR 2025 assessment roll) |
| Years built | 2018–2024 (median 2019.0) |
| Typical living area | 2,274 sq ft (median) |
| Sale prices, last 12 months | $840,000 median across 3 closed sales · $294 per sq ft · +7.2% vs the prior 12 months |
| Days on market (closed sales) | 53 median |
| For sale right now | 1 active, 0 pending · median asking $989,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 50% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerlake Reserve key facts,” movewithmomentum.com/neighborhoods/summerlake-reserve-winter-garden, data as of September 20, 2026.
Summerlake Reserve right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($840K) is up 7.2% from the prior 12 months ($783K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 19 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Summerlake Reserve market snapshot (as of September 20, 2026): the median sale price is about $840K ($294 per sq ft over the trailing 12 months of closed sales), a median 53 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34787 (WINTER GARDEN), 2,147 homes closed in the last 12 months at a median of $598K ($252/sq ft), down 0.8% year over year, with a median 36 days on market. Right now 352 active and 181 pending listings put supply at about 3.7 months - a balanced market. See the live ZIP 34787 housing market and the Orange County market.
County records show 8 qualified sales in Summerlake Reserve across 2024 - 2025 (7 in 2024, 1 in 2025), median $794,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Summerlake Reserve is a community of 86 homes in Winter Garden, Orange County, built between 2018 and 2024 (median 2019.0), with a median living area of about 2,274 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Summerlake Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Summerlake Reserve; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($840K) IS the median in the snapshot above, and the move from 2025 ($783K) IS the +7.2% one-year change.
Windows contain 3 to 19 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 34787 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Summerlake Reserve Market Scorecard
Summerlake Reserve is currently a balanced market. About 4.0 months of supply, a median asking price of $989,000, and homes go under contract in about 366 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Summerlake Reserve, WINTER GARDEN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Summerlake Reserve
Live MLS inventory for Summerlake Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Summerlake Reserve listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Every Home for Sale in Summerlake Reserve Winter Garden Right Now (1)
All 1 active and pending Summerlake Reserve Winter Garden listings with a detail page, newest first, refreshed twice a day from the MLS.
- 9493 Emerald Berry Drive · $989,000 · 4 bd / 3.5 ba · listed Jul 6, 2026 · listed by Wra Business & Real Estate
Summerlake Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Summerlake Reserve
- Community Mailbox · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Panther Lake Elementary · Elementary
- Hamlin Middle · Middle
- Horizon High School · High
Zoned schools reflect the assignments reported on recent Summerlake Reserve listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Summerlake Reserve address.
Shop the zone: Homes zoned for Horizon High School
The Summerlake Reserve buying strategy.
If we were buying in Summerlake Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerlake Reserve.
A closer look at the Summerlake Reserve market
At a median of $294 per square foot, Summerlake Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median up 7% year over year. Homes that do trade take a median 53 days on market, useful leverage on any listing that has lingered.
The housing stock is 86 homes built between 2018 and 2024, and 50% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Summerlake Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Summerlake Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.6). Basis: Recent Direction +7.2% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 50% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $86/month (about $1,032/yr) · median of 88 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $86 per month ($1,032 a year) - the median AssociationFee across 88 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerlake Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerlake Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerlake Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerlake Reserve home worth?
Get a no-obligation home value based on real comparable sales in Summerlake Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Garden →
Recently off market in Summerlake Reserve
Homes in Summerlake Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 10067 Austrina Oak Loop · off market
Frequently Asked Questions
What is the median home price in Summerlake Reserve?
How long do homes in Summerlake Reserve take to sell?
Is Summerlake Reserve a buyer's or seller's market right now?
How many homes are in Summerlake Reserve?
What share of Summerlake Reserve is owner-occupied?
When were the homes in Summerlake Reserve built?
Who is the best real estate agent for Summerlake Reserve?
How do I find a top Winter Garden real estate agent who knows Summerlake Reserve?
Can Momentum Realty connect me with an agent for Summerlake Reserve?
Where is Summerlake Reserve, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34787)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Summerlake Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Summerlake Reserve with Momentum Realty’s local guides.