Sunset Gardens
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 44 homes for sale in 32220 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS ST JOHNS · via realMLS
As of October 2026, the MLS records 19 closed sales in Sunset Gardens in Jacksonville, FL since 2005, the most recent in December 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Price in Sunset Gardens is driven by condition and vintage, not by a uniform product. With a housing stock spanning from 1926 to 2021 and a median build year of 1976, what you pay tracks how much of the home has been updated rather than any tidy per-foot rule. The median sits at $225,000 and about $188 a foot on a median footprint near 1,368 square feet, but expect a wide spread underneath that number as older, original homes sit next to renovated and newer builds.
The current posture favors buyers who can be patient. Homes are taking a median of just over 100 days to go under contract, and prices are down 13.5% year over year, so sellers who price to last year's expectations are sitting. If you're selling here, sharp pricing and presentation matter more than usual; if you're buying, the slow clock gives you room to negotiate and inspect without pressure.
Nearby homes for sale
No active listings inside Sunset Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sunset Gardens is a small, mixed-vintage pocket of Jacksonville where the housing stock ranges from pre-war to nearly new, so no two blocks price the same. A homestead share near 23% means a meaningful portion of the homes here are held as something other than owner-occupied primary residences.
realMLS (Northeast Florida) sales records identify 19 homes in Sunset Gardens that have changed hands since 2005, built between 1942 and 2025 (median 2025), with a median living area of about 1,200 sq ft and a typical 3-bedroom, 2.5-bath layout; 89% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sunset Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Sunset Gardens; content deemed reliable but not guaranteed.
Who Sunset Gardens is best for.
Best for
- Value-focused buyers willing to renovate an older home to build equity
- Buyers around the mid-$200s who want negotiating leverage in a slow market
- Investors comfortable underwriting a thin-comp, mixed-vintage pocket
Probably not for
- Buyers who need a strictly turnkey, newer-construction home
- Anyone on a tight timeline who can't absorb a 100-day-plus market pace
- Buyers who want deep comparable data before committing
The market around Sunset Gardens
Sunset Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32220, 62 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32220 (Jacksonville), 190 homes closed in the last 12 months at a median of $274K ($173/sq ft), down 6.0% year over year, with a median 49 days on market. Right now 36 active and 18 pending listings put supply at about 5.8 months — a balanced market. See the live ZIP 32220 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Sunset Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sunset Gardens, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Sunset Gardens buying strategy.
If we were buying in Sunset Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Gardens.
A condition-driven market with a long clock
The defining feature here is age range. A century separates the oldest home from the newest, and the median year built of 1976 tells you most of the inventory is decades old. That makes inspections and renovation math the center of any deal — a home near the median price could be turnkey or need real work, and the $225,000 figure alone won't tell you which.
With just 37 homes and only four closings in the window, this is a thin market. Comparable sales are scarce, so pricing leans harder on condition and recent updates than on volume-driven comps. The median of just over 100 days on market reflects that thinness as much as demand; buyers should treat every listing on its own merits rather than assuming a neighborhood-wide trend.
The location and the amenities are priced into every listing in Sunset Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, condition-driven market like this, generic comps mislead. We read each home against its vintage and its updates, price to the reality of a slow clock and a 13.5% year-over-year pullback, and keep you from overpaying for an unrenovated home or underpricing a done one. That granular, honest read is where a local desk earns its keep.
Sunset Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sunset Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunset Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunset Gardens home worth?
Get a no-obligation home value based on real comparable sales in Sunset Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Sunset Gardens
Homes in Sunset Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 171 Cougar Road · off market
- 187 Cougar Road · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Sunset Gardens?
What share of Sunset Gardens is owner-occupied?
When were the homes in Sunset Gardens built?
Who is the best real estate agent for Sunset Gardens?
How do I find a top Jacksonville real estate agent who knows Sunset Gardens?
Can Momentum Realty connect me with an agent for Sunset Gardens?
Where is Sunset Gardens, and what county is it in?
How far is Sunset Gardens from downtown Jacksonville and the beach?
Should you buy in Sunset Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32220)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2005 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sunset Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Free Avenue (1 homes on record)
Nearby Communities
Explore more neighborhoods near Sunset Gardens with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Sunset Gardens. These are the public schools most often assigned to other communities in ZIP 32220; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · 9-12 · FLDOE grade I (assigned to 9 nearby communities)
- Chaffee Trail Middle School · 6-8 · FLDOE grade C (assigned to 5 nearby communities)
- Whitehouse Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 4 nearby communities)
- Chaffee Trail Elementary School · PreK-5 · FLDOE grade B (assigned to 4 nearby communities)
- Joseph Stilwell Middle School · 6-8 (zoned; confirm by address) · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).












