Sunshine Terrace Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Sunshine Terrace is a small condo community in Clearwater, and the price here is driven by condition and the specifics of each unit far more than by any headline number. The median sits at $111,000, roughly $99 per square foot on a typical 1,120-square-foot floor plan, and with buildings dating to the mid-1980s the spread between an updated unit and a dated one can be wide. Treat the median as a reference point, not a quote.
The current posture is balanced-to-brisk for the price point: a median of just over 30 days on market tells you well-priced, move-in-ready units clear at a reasonable pace, while anything overpriced or needing work will sit. With only 29 units in the community and a shallow closing window, comps are thin — expect to underwrite each sale on its own merits rather than lean on a deep sales history.
The 60-Second Overview
Sunshine Terrace Condo market snapshot (as of July 15, 2026): the median sale price is about $111K ($99 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales.
Sunshine Terrace Condo is a community of 29 homes in Clearwater, Pinellas County, built between 1984 and 1986 (median 1985), with a median living area of about 1,120 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, mid-1980s condo community of 29 units in Pinellas County, where roughly 38% carry a homestead exemption — meaning a meaningful share are owner-occupied rather than the whole community turning over as rentals.
Who Sunshine Terrace Condo is best for.
Best for
- Budget-conscious buyers targeting the low end of the Clearwater condo market who want a manageable footprint around 1,120 square feet.
- Buyers comfortable doing cosmetic updates on a mid-1980s unit to capture the gap between dated and renovated pricing.
- Owner-occupants who plan to homestead and will scrutinize the association's reserves and fee structure before offering.
Probably not for
- Buyers who need a large inventory of recent comparable sales to feel confident on price.
- Anyone unwilling to absorb the possibility of a special assessment on older building systems.
- Investors who haven't confirmed the community's current rental and financing rules for their strategy.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($111K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Sunshine Terrace Condo buying strategy.
If we were buying in Sunshine Terrace Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunshine Terrace Condo.
A small condo pool where the unit matters more than the market
With 29 total units and buildings from 1984 to 1986, Sunshine Terrace is the kind of community where the number you should care about is the one attached to the specific unit in front of you. A renovated interior and a dated one at the same square footage can justify very different prices, and the median of $111,000 blends both. Because the community is this small, one or two atypical sales can swing the reported figures, so read comps carefully.
For a condo of this vintage, the questions that move value sit largely outside the unit: reserve health, any special assessments, roof and building maintenance history, and the monthly association fee. None of that shows up in a median price. A homestead share near 38% suggests the community is not purely investor-held, which can matter for financing and association stability, but confirm current lending and rental rules before you write an offer.
The location and the amenities are priced into every listing in Sunshine Terrace Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 29-unit community, the difference between a fair deal and an overpay comes down to reading a handful of comps correctly and pressure-testing the association's financials — the things a median can't tell you. We underwrite each unit on its own condition and the building's reserve and assessment picture, and we'll tell you plainly when a listing is priced ahead of what the recent evidence supports.
Sunshine Terrace Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sunshine Terrace Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunshine Terrace Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunshine Terrace Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunshine Terrace Condo home worth?
Get a no-obligation home value based on real comparable sales in Sunshine Terrace Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Sunshine Terrace Condo?
How long do homes in Sunshine Terrace Condo take to sell?
How many homes are in Sunshine Terrace Condo?
What share of Sunshine Terrace Condo is owner-occupied?
When were the homes in Sunshine Terrace Condo built?
Do cash buyers compete in Sunshine Terrace Condo?
Who is the best real estate agent for Sunshine Terrace Condo?
How do I find a top Clearwater real estate agent who knows Sunshine Terrace Condo?
Can Momentum Realty connect me with an agent for Sunshine Terrace Condo?
Should you buy in Sunshine Terrace Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 33756)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2006 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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