Surfside
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Surfside's pricing centers on a $1,115,000 median across recent closings, translating to $446.28 per square foot — a premium per-foot figure for the surrounding market. With only six active listings, supply here is thin, and that scarcity is doing real work on price even as the pace of sales has slowed: median days on market sits at 73.5, well beyond what a fast-moving segment would show.
That combination — rising price, slower absorption — is why this reads as buyer-leaning rather than a seller's market: months of supply stands at 12.0, and Momentum's internal heat score puts it at 52, a market that has cooled from its hottest points without giving up ground on price. Prices are up 17.4% year over year, so sellers are not discounting to move inventory, but buyers who can be patient have room to negotiate on terms even as the entry price stays firm.
Surfside right now
🟢 Buyer-leaning market. 14.0 months of supply and 36% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 28, 2026. Confidence: High (11 active and pending listings, 6 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($1.12M) is up 17.4% from the prior 12 months ($950K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 28. Confidence: Medium (6 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 28, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Surfside market snapshot (as of August 28, 2026): the median sale price is about $1.12M ($446 per sq ft over the trailing 12 months of closed sales), a median 74 days on market for closed sales, and 14.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 17% from the prior 12 months, computed from record-level realMLS closed sales (6 closings in the current window).
Surfside is a gated, beach-access community in St. Augustine built around a pool amenity package — a small, coastal footprint that trades sales volume for a premium per-square-foot price position within St. Johns County.
The setting & the homes.
Aerial and on-site photos of Surfside. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SurfsidePhotos from realMLS listings in Surfside; content deemed reliable but not guaranteed.
Who Surfside is best for.
Best for
- Buyers with a budget near the $1,115,000 median who want gated, beach-access living
- Buyers who can be patient through a longer, 73.5-day-plus sales timeline
- Buyers comfortable paying a premium per-square-foot price for the amenity package and location
Probably not for
- Buyers who need a wide set of active listings to compare before committing
- Buyers working with a budget well below the community's $1,115,000 median
- Buyers who need a fast, competitive-offer closing rather than a patient negotiation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 28 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.12M) IS the median in the snapshot above, and the move from 2025 ($950K) IS the +17.4% one-year change.
Windows contain 1 to 16 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Surfside Market Scorecard
Surfside is currently a strong buyer's market. About 14.0 months of supply, a median asking price of $1,275,000, and homes go under contract in about 113 days.
Typical home value in the 32084 ZIP is $352,627, about 3.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Surfside
Live MLS inventory for Surfside. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 12 daysTop listing
Active · 528 days
Active · 158 days
Active · 188 days
Active · 181 days
Active · 56 days
Active · 120 days
Pending · 0 days
Pending · 0 days
Pending · 515 days
Pending · 18 daysActive and pending Surfside listings as of 2026-08-28, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Surfside on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Surfside
- Pool · reported on 2 of 3 listings
- Beach Access · reported on 1 of 3 listings
- Gated · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Surfside are close: the nearest parks is about 1 minutes away.
- North Beach Park · Parks1 min
- Publix · Groceries5 min
- Vilano Beach Town Center · Shopping5 min
- BAR CITRA · Coffee12 min
- North Central Hospice · Health15 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Webster ElementaryFLDOE grade B · Public K-5, verify zoning
- Sebastian MiddleFLDOE grade A · Public 6-8, verify zoning
- The cited corridor lineup is Webster Elementary · Public K-5, verify zoning
- St. Johns County School District · Verify exact-address zoning
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Surfside address.
The Surfside buying strategy.
If we were buying in Surfside today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfside.
Scarcity Behind the Price
The headline number is the $446.28 per-square-foot median, which reflects both the gated, beach-access setting and the amenity package — pool, beach access, gated entry — reported across this community's MLS listings. With active inventory at just six listings, there is not enough on-market supply to establish a wide comp set, which keeps pricing lumpy and comparison-dependent rather than formula-driven.
Momentum's read on demand comes from two numbers: a median days-on-market of 73.5 and 12.0 months of supply, both of which classify Surfside as buyer-leaning despite the 17.4% year-over-year price gain. A market heat score of 52 reflects that push-pull — real price movement without the tight timelines of a true seller's market — which is the pattern buyers should expect to negotiate within, not around.
The location and the amenities are priced into every listing in Surfside. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Surfside buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.2). Basis: Recent Direction +17.4% year-over-year; Liquidity & Demand 14.0 months of supply; Pricing Power 89.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Surfside's small active inventory — six listings — means every comp matters, and mispricing by even a modest margin can stall a sale for months. Momentum tracks this community's median price, per-square-foot figure, and days-on-market closely enough to price a listing correctly the first time and to help buyers structure offers that account for a buyer-leaning market without overpaying into a thin comp set.
Surfside in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$650/month
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Surfside buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfside sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surfside, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surfside home worth?
Get a no-obligation home value based on real comparable sales in Surfside, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Surfside on the map →
Or get your Surfside home value & selling guide →
Frequently Asked Questions
What is the median home price in Surfside?
How long do homes in Surfside take to sell?
Is Surfside a buyer's or seller's market right now?
What schools serve Surfside?
Who is the best real estate agent for Surfside?
How do I find a top St. Augustine real estate agent who knows Surfside?
Can Momentum Realty connect me with an agent for Surfside?
Should you buy in Surfside?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Surfside with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 28, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 28, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-28 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (115 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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See how Surfside fits the bigger picture — live prices, inventory, and Momentum Scores: