Surfside
Homes for Sale in St. Augustine, FL
All 1,049 homes for sale in St. Augustine, FL · median $477,990 · 250 homes for sale in 32084 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of PONTE VEDRA CLUB REALTY, INC. · via realMLS
As of September 2026, Surfside in St. Augustine, FL has 5 homes for sale and 4 pending, asking from $559,000 to $2,500,000 (median $879,900). Over the 12 months ending 2026-09-17, 6 recorded sales closed at a median of $1,115,000, $446 per square foot, a median 73 days on market, sellers accepting 89% of original asking (+17% versus the prior year). Homes listed or recently sold were built 1925–2026 with 6 new construction; 7 of 14 report an HOA (median $650/mo); 7 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $15,020 ($14,500 with the full homestead exemption).
| Location | St. Augustine, St. Johns County, FL · ZIP 32084 |
|---|---|
| Homes in the community | 38 (FL DOR 2025 assessment roll) |
| Years built | 1970–2023 (median 2010.0) |
| Typical living area | 2,770 sq ft (median) |
| Home types (current listings and sales) | single-family 50%, townhouses 36%, condos 14% |
| Amenities listed by sellers | Beach Access, Gated |
| Sale prices, last 12 months | $1,115,000 median across 6 closed sales · $446 per sq ft · +17.4% vs the prior 12 months |
| Days on market (closed sales) | 73 median |
| For sale right now | 5 active, 4 pending · median asking $879,900 · 12.0 months of supply |
| Owner-occupied (homestead) share | 71% |
| Zoned public schools | Webster Elementary (B, FLDOE 2025-26); Sebastian Middle (A, FLDOE 2025-26); The cited corridor lineup is Webster Elementary |
Data as of September 17, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Surfside key facts,” movewithmomentum.com/neighborhoods/surfside-st-augustine, data as of September 17, 2026.
Homes For Sale Right Now in Surfside
Live MLS inventory for Surfside. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 33 daysTop listing
Active · 549 days
Active · 202 days
Active · 77 days
Active · 141 days
Pending · 0 days
Pending · 0 days
Pending · 515 days
Pending · 4 daysActive and pending Surfside listings as of 2026-09-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Surfside's pricing centers on a $1,115,000 median across recent closings, translating to $446.28 per square foot — a premium per-foot figure for the surrounding market. With only six active listings, supply here is thin, and that scarcity is doing real work on price even as the pace of sales has slowed: median days on market sits at 73.5, well beyond what a fast-moving segment would show.
That combination — rising price, slower absorption — is why this reads as buyer-leaning rather than a seller's market: months of supply stands at 12.0, and Momentum's internal heat score puts it at 52, a market that has cooled from its hottest points without giving up ground on price. Prices are up 17.4% year over year, so sellers are not discounting to move inventory, but buyers who can be patient have room to negotiate on terms even as the entry price stays firm.
Surfside right now
🟢 Buyer-leaning market. 12.0 months of supply and 44% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 17, 2026. Confidence: High (9 active and pending listings, 6 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($1.12M) is up 17.4% from the prior 12 months ($950K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 17. Confidence: Medium (6 and 7 sales in the two windows).
What's unique here: the median sale price is about 2x the typical St. Johns County sale ($1.12M vs $500K, trailing 12 months, realMLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 18, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Surfside market snapshot (as of September 17, 2026): the median sale price is about $1.12M ($446 per sq ft over the trailing 12 months of closed sales), a median 74 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 17% from the prior 12 months, computed from record-level realMLS closed sales (6 closings in the current window).
In ZIP 32084 (St. Augustine), 932 homes closed in the last 12 months at a median of $360K ($209/sq ft), down 0.8% year over year, with a median 56 days on market. Right now 162 active and 56 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32084 housing market and the St. Johns County market.
Flood zones in Surfside: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 50% sit outside the FEMA Special Flood Hazard Area (Zone X); 50% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Augustine.
Surfside is a community of 38 homes in St. Augustine, St. Johns County, built between 1970 and 2023 (median 2010.0), with a median living area of about 2,770 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Surfside is a gated, beach-access community in St. Augustine built around a pool amenity package — a small, coastal footprint that trades sales volume for a premium per-square-foot price position within St. Johns County.
The setting & the homes.
Aerial and on-site photos of Surfside. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SurfsidePhotos from realMLS listings in Surfside; content deemed reliable but not guaranteed.
Who Surfside is best for.
Best for
- Buyers with a budget near the $1,115,000 median who want gated, beach-access living
- Buyers who can be patient through a longer, 73.5-day-plus sales timeline
- Buyers comfortable paying a premium per-square-foot price for the amenity package and location
Probably not for
- Buyers who need a wide set of active listings to compare before committing
- Buyers working with a budget well below the community's $1,115,000 median
- Buyers who need a fast, competitive-offer closing rather than a patient negotiation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 17 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.12M) IS the median in the snapshot above, and the move from 2025 ($950K) IS the +17.4% one-year change.
Windows contain 1 to 14 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-18).
Surfside Market Scorecard
Surfside is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $879,900, and homes go under contract in about 140 days.
Typical home value in the 32084 ZIP is $352,627, about 3.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Surfside, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Surfside on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Surfside
- Pool · reported on 2 of 3 listings
- Beach Access · reported on 1 of 3 listings
- Gated · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Surfside are close: the nearest parks is about 1 minutes away.
- North Beach Park · Parks1 min
- Publix · Groceries5 min
- Vilano Beach Town Center · Shopping5 min
- BAR CITRA · Coffee12 min
- North Central Hospice · Health15 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Surfside with Momentum Realty’s local guides.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Webster ElementaryFLDOE grade B · Public K-5, verify zoning
- Sebastian MiddleFLDOE grade A · Public 6-8, verify zoning
- The cited corridor lineup is Webster Elementary · Public K-5, verify zoning
- St. Johns County School District · Verify exact-address zoning
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Surfside address.
Shop the zone: Homes zoned for R. B. Hunt Elementary School · Homes zoned for Sebastian Middle School · Homes zoned for St. Augustine High School
The Surfside buying strategy.
If we were buying in Surfside today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfside.
Scarcity Behind the Price
The headline number is the $446.28 per-square-foot median, which reflects both the gated, beach-access setting and the amenity package — pool, beach access, gated entry — reported across this community's MLS listings. With active inventory at just six listings, there is not enough on-market supply to establish a wide comp set, which keeps pricing lumpy and comparison-dependent rather than formula-driven.
Momentum's read on demand comes from two numbers: a median days-on-market of 73.5 and 12.0 months of supply, both of which classify Surfside as buyer-leaning despite the 17.4% year-over-year price gain. A market heat score of 52 reflects that push-pull — real price movement without the tight timelines of a true seller's market — which is the pattern buyers should expect to negotiate within, not around.
The location and the amenities are priced into every listing in Surfside. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Surfside buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.0). Basis: Recent Direction +17.4% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 71% owner-occupied; Pricing Power 89.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Surfside's small active inventory — six listings — means every comp matters, and mispricing by even a modest margin can stall a sale for months. Momentum tracks this community's median price, per-square-foot figure, and days-on-market closely enough to price a listing correctly the first time and to help buyers structure offers that account for a buyer-leaning market without overpaying into a thin comp set.
Surfside in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA reported ~$650/month
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Surfside buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfside sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surfside, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surfside home worth?
Get a no-obligation home value based on real comparable sales in Surfside, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Surfside
Homes in Surfside that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 125 Sherwood Avenue · off market
- 129 Meadow Avenue · off market
- 150 Morgan Avenue · off market
- 152 Sherwood Avenue · off market
- 177 Surfside Avenue · off market
- 193 Lawn Avenue · off market
Frequently Asked Questions
What is the median home price in Surfside?
How long do homes in Surfside take to sell?
Is Surfside a buyer's or seller's market right now?
How many homes are in Surfside?
What share of Surfside is owner-occupied?
When were the homes in Surfside built?
What schools serve Surfside?
Who is the best real estate agent for Surfside?
How do I find a top St. Augustine real estate agent who knows Surfside?
Can Momentum Realty connect me with an agent for Surfside?
Where is Surfside, and what county is it in?
How far is Surfside from downtown Jacksonville and the beach?
Is Surfside in a flood zone?
Is Surfside a good place to live?
Should you buy in Surfside?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 17, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32080/32084)) |
| Under-contract shares | realMLS records, as of 2026-09-17 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (115 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Surfside fits the bigger picture — live prices, inventory, and Momentum Scores: