Terrace At Arbor Lakes
Homes for Sale in Naples, FL

All 1,847 homes for sale in Naples, FL · median $425,000 · 1,657 condos for sale in Naples · 385 homes for sale in 34112 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34112
Median sale $278K
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Live Market Pulse
15/100
Market Heat
Cooler than normal
2015 → 2026 · 90 at the 2022 peak
0 is Terrace At Arbor Lakes's coldest market since 2015, 100 its hottest. Today: 15. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data12 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $277,500, $225 per square foot, a median 99 days on market, sellers accepting 85% of original asking (-31% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,070 ($2,630 with the full homestead exemption).

Part of the Arbor Lakes master-planned community in Naples, FL — see all Arbor Lakes homes for sale (2 listings across 2 villages and sections in the MLS).

Terrace At Arbor Lakes key facts
LocationNaples, Collier County, FL · ZIP 34112
Sale prices, last 12 months$277,500 median across 8 closed sales · $225 per sq ft · -30.6% vs the prior 12 months
Days on market (closed sales)99 median
For sale right now0 active, 0 pending

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terrace At Arbor Lakes key facts,” movewithmomentum.com/neighborhoods/terrace-at-arbor-lakes, data as of September 20, 2026.

Live · Terrace At Arbor Lakes Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$278K ▼
Median sold · 12 mo
down 30.6% vs the prior 12 months
-30.6% ▼
1-yr price change
n = 8 and 3 sales in the two windows
$225/sf
Sold $/sqft · 12 mo
peak $320 in 2024
84.9%
Sale vs ask
Tempo
99days
Median DOM · closed
3 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 12 years of records
1,232sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The number that matters most here is the market heat score of 16 — this is a slow-moving corner of the Naples market right now, not a competitive one. A median 99 days on market and pricing down 29.9% year over year tell a consistent story: sellers are adjusting expectations, and homes that are priced realistically from the start are the ones that move.

At a median price of $292,500 and $241.36 per square foot, Terrace At Arbor Lakes is trading well below the pace of a hot cycle. For a buyer, that combination of longer DOM and a meaningful year-over-year pullback usually means more room to negotiate on price and terms. For a seller, it means the listing and pricing strategy has to do more of the work than the market will right now.

Terrace At Arbor Lakes Housing Pulse · Momentum Research · as of September 20, 2026

Terrace At Arbor Lakes right now

🔴 Off the recent peak. The trailing-12-month median ($278K) is down 30.6% from the prior 12 months ($400K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (8 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Terrace At Arbor Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

7635 Arbor Lakes CT 2423
$449K · 0.1 mi away
2 bd · 2 ba · 1,414 sqft
7635 Arbor Lakes CT 2423
Listed by Blue Heron Realty of Naples
7505 Stoneybrook DR 746
$300K · 0.1 mi away
2 bd · 2 ba · 1,232 sqft
7505 Stoneybrook DR 746
Listed by Downing Frye Realty Inc.
7595 Arbor Lakes CT 624
$279K · 0.2 mi away
2 bd · 2 ba · 1,194 sqft
7595 Arbor Lakes CT 624
Listed by Blue Heron Realty of Naples
7515 Stoneybrook DR 835
$285K · 0.2 mi away
2 bd · 2 ba · 1,194 sqft
7515 Stoneybrook DR 835
Listed by Berkshire Hathaway FL Realty
7525 Stoneybrook DR 932
$295K · 0.2 mi away
2 bd · 2 ba · 1,232 sqft
7525 Stoneybrook DR 932
Listed by Downing Frye Realty Inc.
2468 Cambridge WAY
$990K · 0.4 mi away
3 bd · 3 ba · 2,070 sqft
2468 Cambridge WAY
Listed by John R Wood Properties

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Terrace At Arbor Lakes market snapshot (as of September 20, 2026): the median sale price is about $278K ($225 per sq ft over the trailing 12 months of closed sales), and a median 99 days on market for closed sales. The trailing-12-month median is down 31% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (8 closings in the current window).

In ZIP 34112 (Naples), 935 homes closed in the last 12 months at a median of $380K ($260/sq ft), up 0.3% year over year, with a median 64 days on market. Right now 362 active and 86 pending listings — a buyer's market. See the live ZIP 34112 housing market and the Collier County market.

Terrace At Arbor Lakes is a Naples community currently showing a soft, buyer-leaning posture — six closings in the recent window is a thin enough sample that individual home condition and pricing decisions are driving outcomes more than broad market momentum.

Best for

  • Buyers with flexible timing who want negotiating room on price rather than a bidding-war environment.
  • Buyers focused on the home's condition and layout rather than shared community amenities, since none are currently listed.
  • Sellers willing to price to current comparables rather than to last year's numbers.

Probably not for

  • Buyers who need amenity-driven community features as part of the purchase decision.
  • Sellers expecting a quick sale timeline or pricing based on prior-year performance.
  • Anyone relying on a large recent-sales data set to validate a specific price point — the closing count here is limited.

Windows contain 2 to 8 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K2014201620182020202220242026
Down 30.6% year over year.
Every sale since 2014 · price vs size
$0$200K$400K1k1k
60 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$3002014201620182020202220242026
Up from $117 in 2014 to a $320 peak in 2024; $225 now.
Median days on market · closed sales
0501002014201620182020202220242026
3 days at the 2022 low; 99 now.
Sale price vs original ask · median
85%90%95%100%2014201620182020202220242026
84.9% now.
Homes sold per 12-mo window
02582014201620182020202220242026
2 to 8 a year; 8 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2016202020222026
90 at the 2022 peak, 15 in the troughs, 15 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

17% of homes for sale in ZIP 34112 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Terrace At Arbor Lakes Market Scorecard

Balanced

Terrace At Arbor Lakes is currently a balanced market., and homes go under contract in about 218 days.

$277,500
Median sold
$234
List $/sqft
218
Days on mkt
1/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Terrace At Arbor Lakes, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Terrace At Arbor Lakes

Live MLS inventory for Terrace At Arbor Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terrace At Arbor Lakes listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Terrace At Arbor Lakes Right Now (1)

All 1 active and pending Terrace At Arbor Lakes listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Terrace At Arbor Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace At Arbor Lakes.

Best Buy
Buyers comfortable moving deliberately in a market that is currently favoring negotiation over speed.
Biggest Risk
A thin closing count means pricing signals here are less reliable than in higher-volume communities.
Sweet Spot
A buyer or seller who wants a straightforward transaction judged on the home itself, not shared amenities.
Avoid If
You need a fast, competitive sale timeline — a 99-day median DOM argues against that expectation right now.

A market that rewards patience and pricing discipline

With only six closings in the tracked window, this is not a data set with a lot of statistical weight behind it — but the direction it points is consistent. A 99-day median DOM alongside a nearly 30% year-over-year price decline suggests homes that sit too long tend to get repriced downward rather than hold firm, and buyers who wait out the listing have generally been rewarded for it.

No community amenities are currently identified from active MLS listings, so value here is being set by the homes themselves — layout, condition, lot, and finish level — rather than by shared recreational features. That puts more weight on a line-by-line comparison of the individual property against recent comparable closings, not on a broader lifestyle premium.

“

The location and the amenities are priced into every listing in Terrace At Arbor Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, slow-moving market like this one, the read on any single listing depends heavily on how it compares to a small handful of recent closings — we track that closely so a buyer isn't overpaying relative to where the market has actually settled, and a seller isn't underpricing out of caution the data doesn't support.

Terrace At Arbor Lakes in 15 seconds.

Best forBuyers comfortable moving deliberately in a market that is currently favoring negotiation over speed.
Biggest advantagePricing has room — the year-over-year pullback gives buyers real leverage on offer terms.
Biggest riskA thin closing count means pricing signals here are less reliable than in higher-volume communities.
Sweet spotA buyer or seller who wants a straightforward transaction judged on the home itself, not shared amenities.
Avoid ifYou need a fast, competitive sale timeline — a 99-day median DOM argues against that expectation right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Terrace At Arbor Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Terrace At Arbor Lakes.
In short
  • HOA dues reported around $938/month (about $11,256/yr) · median of 6 MLS listings, most billed twice a year
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $938 per month ($11,256 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace At Arbor Lakes sales matched to your home.

What is your Terrace At Arbor Lakes home worth?

Get a no-obligation home value based on real comparable sales in Terrace At Arbor Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Terrace At Arbor Lakes

Homes in Terrace At Arbor Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Frequently Asked Questions

What is the median home price in Terrace At Arbor Lakes?
The median sale price in Terrace At Arbor Lakes was $278K over the 12 months ending September 20, 2026 (8 closed sales, Florida Gulf Coast MLS).
How long do homes in Terrace At Arbor Lakes take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 99 days on market (8 sales, Florida Gulf Coast MLS).
Who is the best real estate agent for Terrace At Arbor Lakes?
The best agent for Terrace At Arbor Lakes is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terrace At Arbor Lakes.
How do I find a top Naples real estate agent who knows Terrace At Arbor Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terrace At Arbor Lakes and the wider Naples area.
Can Momentum Realty connect me with an agent for Terrace At Arbor Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terrace At Arbor Lakes purchase or sale - no call center and no pressure.
Where is Terrace At Arbor Lakes, and what county is it in?
Terrace At Arbor Lakes is in Naples, Collier County, FL, ZIP 34112. The community's center is about 7 miles southeast of the center of Naples (straight-line).
Buyers with flexible timing who want negotiating room on price rather than a bidding-war environment.Excellent fit
Buyers focused on the home's condition and layout rather than shared community amenities, since none are currently listed.Excellent fit
Sellers willing to price to current comparables rather than to last year's numbers.Excellent fit
Buyers who need amenity-driven community features as part of the purchase decision.Probably not
Sellers expecting a quick sale timeline or pricing based on prior-year performance.Probably not
Anyone relying on a large recent-sales data set to validate a specific price point — the closing count here is limited.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (60 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Terrace At Arbor Lakes

Thinking of selling in Terrace At Arbor Lakes? 8 recorded closings; median 99 days on market (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Terrace At Arbor Lakes with Momentum Realty’s local guides.

Terrace At Stoneybrook0.2 mi away · median $265K, 3 sales/12 moNaples Heritage0.4 mi awayValencia Sky0.6 mi away · median $830K, 16 sales/12 moValencia Sky0.6 mi awayVeranda At Southern Links0.6 mi away · median $470K, 5 sales/12 moVeranda At Heritage Links0.6 mi away · median $442K, 5 sales/12 moVillas At Kilkenny0.6 mi away · median $705K, 6 sales/12 moLake Tahoe0.8 mi away · median $1.32M, 4 sales/12 mo

Browse all neighborhood guides →

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