Terracina
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 313 homes for sale in 34119 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Terracina in Naples, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $2,200,000, $582 per square foot, a median 36 days on market, sellers accepting 91% of original asking (-3% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $24,320 ($23,880 with the full homestead exemption).
Terracina right now
🟡 Off the recent peak. The trailing-12-month median ($2.20M) is down 3.3% from the prior 12 months ($2.28M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terracina market snapshot (as of September 20, 2026): the median sale price is about $2.20M ($582 per sq ft over the trailing 12 months of closed sales), and a median 36 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).
In ZIP 34119 (Naples), 1,303 homes closed in the last 12 months at a median of $808K ($325/sq ft), up 2.6% year over year, with a median 62 days on market. Right now 376 active and 143 pending listings — a buyer's market. See the live ZIP 34119 housing market and the Collier County market.
Terracina is a community of 71 homes in Naples, Collier County, built between 1998 and 2005 (median 2001), with a median living area of about 4,770 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.20M) IS the median in the snapshot above, and the move from 2025 ($2.28M) IS the -3.3% one-year change.
Windows contain 0 to 7 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 34119 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Terracina Market Scorecard
Terracina is currently a balanced market., a median asking price of $3,272,500, and homes go under contract in about 56 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Terracina
Live MLS inventory for Terracina. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Terracina listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Terracina buying strategy.
If we were buying in Terracina today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terracina.
A closer look at the Terracina market
At a median of $582 per square foot, Terracina prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 3% year over year. Homes that do trade take a median 36 days on market, useful leverage on any listing that has lingered.
The housing stock is 71 homes built between 1998 and 2005, and 70% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Terracina. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Terracina buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Recent Direction -3.3% year-over-year; Owner Commitment 70% owner-occupied; Pricing Power 90.9% sale-to-list. Refreshed with each data update.
What it really costs to own in TerracinaHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $12,041/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2002 across 4 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in TerracinaHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about TerracinaHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works TerracinaHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $210/month (about $2,520/yr) · median of 45 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $210 per month ($2,520 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terracina buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terracina sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terracina, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terracina home worth?
Get a no-obligation home value based on real comparable sales in Terracina, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
| Location | Naples, Collier County, FL · ZIP 34119 |
|---|---|
| Homes in the community | 71 (FL DOR 2025 assessment roll) |
| Years built | 1998–2005 (median 2001) |
| Typical living area | 4,770 sq ft (median) |
| Sale prices, last 12 months | $2,200,000 median across 6 closed sales · $582 per sq ft · -3.3% vs the prior 12 months |
| Days on market (closed sales) | 36 median |
| For sale right now | 2 active, 0 pending · median asking $3,272,500 |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terracina key facts,” movewithmomentum.com/neighborhoods/terracina--collier, data as of September 20, 2026.
Housing distress & ownership in Terracina, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Terracina
The newest homes for sale in Terracina right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 499 Terracina Way $3,995,000 · 4 bd · 5 ba · 3,644 sq ft · 39 days on market Courtesy of William Raveis Real Estate
- 480 Terracina Way $2,550,000 · 5 bd · 5 ba · 3,747 sq ft · 114 days on market Courtesy of Coldwell Banker Realty
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Terracina Collier Right Now (2)
All 2 active and pending Terracina Collier listings with a detail page, newest first, refreshed twice a day from the MLS.
- 499 Terracina Way · $3,995,000 · 4 bd / 5 ba · listed Sep 11, 2026 · listed by William Raveis Real Estate
- 480 Terracina Way · $2,550,000 · 5 bd / 5 ba · listed Jul 22, 2026 · listed by Coldwell Banker Realty
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Naples guides & data
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Florida buyer guides
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- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Terracina?
How long do homes in Terracina take to sell?
How many homes are in Terracina?
What share of Terracina is owner-occupied?
When were the homes in Terracina built?
Who is the best real estate agent for Terracina?
How do I find a top Naples real estate agent who knows Terracina?
Can Momentum Realty connect me with an agent for Terracina?
Where is Terracina, and what county is it in?
Is Terracina a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34119)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (51 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Terracina fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Terracina
- Home values · What homes in Terracina actually sell for
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