Terracina in Tampa

Terracina Homes for Sale in Tampa, FL

Gated townhome community · Citrus Park, Tampa · ZIP 33625

A small gated townhome community in the Citrus Park area of Tampa, built by Taylor Morrison with low-maintenance homes reported to live like single-family. The read is the unit and its position, the HOA scope, and the full carrying cost including insurance.

Citrus Park, TampaGated townhomesMaintenance-included HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Resale here turns on the specific unit, its position in the community, and the HOA scope; confirm the dues, what they cover, the flood zone and insurance before anchoring on a number.
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Unlock Off-Market Terracina

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Terracina is a small gated townhome community in the Citrus Park area of northwest Tampa, built by Taylor Morrison. The townhomes are reported to live like single-family, with first-floor primary suites and two-car garages, set on a wooded site off Sheldon Road near the Veterans Expressway. The appeal is a low-maintenance, lock-and-leave home in an established, well-connected pocket close to the Citrus Park and Westchase corridors. The read is the specific unit and its interior position, the HOA scope and dues, and the full carrying cost. In a maintenance-included community the association covers a real share of upkeep, so the dues, what they include, the reserve picture and the flood and insurance layer are the parcel-specific items to confirm in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Terracina is a small gated townhome community in the Citrus Park area of Tampa (ZIP 33625), Hillsborough County, built by Taylor Morrison on a wooded site off Sheldon Road, a short distance north of Linebaugh Avenue and near the Veterans Expressway.

The homes are reported to live like single-family, with first-floor primary suites and two-car garages, under a maintenance-included HOA. That makes this a low-maintenance, lock-and-leave option rather than a large amenity master plan, so judge each home on its interior, its position in the community, and its condition.

The carrying-cost picture is the part to read carefully. In a maintenance-included townhome community the HOA covers a meaningful share of exterior and grounds upkeep, so confirm the dues, exactly what they include, the reserve and insurance picture, and any special assessment history before you anchor on a number.

Confirm the school assignment by address with Hillsborough County Public Schools if that matters to you, the flood zone and insurance for the specific unit, and any pet, lease or rental restriction in the HOA documents before you offer.

Best for

  • Buyers who want a low-maintenance, lock-and-leave townhome that lives like single-family
  • Buyers who value a gated setting close to the Citrus Park and Westchase corridors
  • Buyers who want quick access to the Veterans Expressway and northwest Tampa
  • Buyers who will confirm the HOA scope, dues, insurance and any rental restriction

Probably not for

  • Buyers who want a detached single-family home on a private lot
  • Buyers who want a large amenity-rich, resort-style master plan
  • Buyers unwilling to live under a maintenance-included HOA and its rules
  • Buyers who want a low or no monthly association cost

How Terracina is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Terracina listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Terracina buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The northwest Tampa location is the point: the expressway, shopping, dining and the trail are all within a reasonable drive.

Veterans Expressway access~5 to 10 min · ~2 to 5 miles
Westfield Citrus Park mall~8 to 14 min · ~3 to 6 miles
Westchase shopping and dining~8 to 15 min · ~3 to 6 miles
Upper Tampa Bay Trail~6 to 12 min · ~2 to 5 miles
Westshore business district~18 to 28 min · ~10 to 15 miles
Tampa International Airport~18 to 28 min · ~10 to 15 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Terracina with Momentum Realty’s local guides.

WOWestmont OaksTampaTampa, FL · 0.5 miAOAvery OaksTampa, FL · 0.6 miSASanctuary atCitrus ParkTampa, FL · 0.7 miCCCitrus ChaseTampa, FL · 0.9 miRARaviniaTampa, FL · 0.9 miMLMandarin LakesTampa, FL · 0.9 miLGLogan Gate VillageTampa, FL · 1.0 miSWSheldon WestTampa, FL · 1.0 miBRBridgeHavenTownhomesTampa, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Terracina (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Terracina is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Terracina address.

The takeaway

What is actually shaping value in this Citrus Park area pocket, sourced and dated. We do not publish rumor.

Recent Developments in Terracina

Our read on what is being built around Terracina, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a low-maintenance, gated townhome community in a well-connected northwest Tampa pocket, where the unit, its position and the HOA scope drive outcomes. Watch trail and recreation investment near the Upper Tampa Bay Trail and durable expressway-corridor demand against townhome insurance and association-cost trends, and confirm the HOA, reserves and insurance per home.

Maintenance-included HOA shapes carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

In a maintenance-included townhome community the HOA covers real upkeep but adds a monthly cost; confirm the dues, reserves and what they include per home.

Upper Tampa Bay Trail bridge reopens nearby

2025
BullishNotable impact
SignificanceRadius: Area

The Rocky Creek bridge on the Upper Tampa Bay Trail reopened in June 2025, restoring a popular recreation link near the Citrus Park area; a modest amenity positive.

Veterans Expressway access supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Quick access to the Veterans Expressway and the Citrus Park and Westchase corridors underpins durable demand in this pocket of northwest Tampa.

Townhome insurance is a real cost layer

Ongoing
BearishMinor impact
SignificanceRadius: Community

Florida insurance costs, including any association-carried building coverage, can pressure townhome carrying costs; confirm the current picture per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Terracina, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Recreation

    Upper Tampa Bay Trail expansion sought after repairs

    Local Tampa Bay radio outlet Q105 reported on January 14, 2026 that supporters are seeking to expand the Upper Tampa Bay Trail in northwest Hillsborough County following recent repair and bridge replacement work along the trail near the Citrus Park area. Why it matters: The Upper Tampa Bay Trail is a recreation draw near this pocket of Tampa. Continued investment and any expansion is a modest amenity positive, though plans and timing remain to confirm. Source

  2. June 2025
    Recreation

    Rocky Creek bridge reopens on Upper Tampa Bay Trail

    The Tampa Bay Times reported on June 28, 2025 that the new bridge replacing a more than century-old span over Rocky Creek on the Upper Tampa Bay Trail had reopened, restoring a key link on the popular northwest Hillsborough trail near the Citrus Park area. Why it matters: Trail access is a recreation amenity for nearby communities. Restoring the bridge link is a modest positive for the area, with overall trail conditions still to confirm over time. Source

Development alerts for TerracinaGet a short monthly email when something new is approved, funded, or opens near Terracina.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Terracina, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and scope first. In a maintenance-included townhome community the association covers real upkeep; read exactly what the dues include and the reserve picture.

2

Read the HOA documents for restrictions, including any pet, lease or rental cap that could affect how you use or later rent the home.

3

Confirm the flood zone and insurance for the specific unit, since these are parcel and building specific.

4

Comp by unit, position and condition, since interior versus end position and updates drive value more than the area average.

5

Weigh the nearby alternative, Sun Bay Townes, on HOA scope, position and total carrying cost.

Best Buy
A well-kept, updated townhome in a favorable interior or end position with the HOA dues, reserves, insurance and any rental restriction confirmed.
Biggest Risk
Anchoring on a low headline number without reading the HOA scope, reserve picture, insurance layer or any special assessment history.
Best Lot
Position drives value here: an end unit, a quieter interior location, or a preserve or water-facing setting tends to defend price best.
Smart Timing
Inventory in a small townhome community is thin and turns by unit; the right position and condition is worth waiting for, with the HOA and insurance math confirmed first.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Terracina is a small gated townhome community in the Citrus Park area of Tampa (ZIP 33625), Hillsborough County, built by Taylor Morrison on a wooded site off Sheldon Road near the Veterans Expressway. The townhomes are reported to live like single-family, with first-floor primary suites and two-car garages, under a maintenance-included HOA. Value is driven by the specific unit, its position in the community and its condition rather than a uniform area average. Confirm the HOA dues and scope, the reserve and insurance picture, any special assessment history, any pet, lease or rental restriction, whether any CDD or district assessment applies, the flood zone and insurance per unit, and the school assignment by address with Hillsborough County Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior or original units

The interior-position or more original townhomes, the entry door into a gated Citrus Park community. Confirm current pricing on the live listings below.

Lowest entry
Core: updated, well-positioned units

The updated townhomes in favorable interior or end positions, the core of the community. Confirm current pricing on the live listings below.

Most inventory
High: premium position and finishes

The end units or preserve or water-facing positions with the strongest updates. Position and condition separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: interior or original units
The interior-position or more original townhomes, the entry door into a gated Citrus Park community. Confirm current pricing on the live listings below.
Core: updated, well-positioned units
The updated townhomes in favorable interior or end positions, the core of the community. Confirm current pricing on the live listings below.
High: premium position and finishes
The end units or preserve or water-facing positions with the strongest updates. Position and condition separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Newer, builder-built townhome stockStrong
Well-connected northwest Tampa locationStrong
Confirm maintenance-included HOA scopeManage it
Read condition and position on the specific unitManage it
Confirm reserves, insurance and any assessmentWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Terracina

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Terracina is about the unit and the HOA, not a headline number. The deal is won or lost on the position, the dues and what they cover, and the insurance math, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.7B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.6/10
Location Efficiency8.4/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Terracina is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Position drives resale more than finishes in a townhome community
  • Confirm the unit's position and any preserve or water exposure
  • Read condition on the specific unit
  • Confirm flood zone and insurance for the building
  • Comp the specific unit, not the area average

In a townhome community like this, the unit's position sets much of the floor on resale while the interior can be updated. Read the position, whether it is an interior or end unit, and any preserve or water exposure first, confirm the flood and insurance picture for the building, then price the condition of the home against the closest comparable sale rather than an area average.

Terracina in 15 seconds.

Best forBuyers who want a low-maintenance, lock-and-leave townhome that lives like single-family in a gated Citrus Park setting.
Strong onGated entry, maintenance-included upkeep, two-car garages, and quick access to the Veterans Expressway and northwest Tampa.
WatchThe HOA dues, reserves, insurance and any rental restriction. Confirm every carrying-cost and rule layer in writing.
Sweet spotAn updated townhome in a favorable position with the HOA scope, reserves and insurance confirmed.
Not forBuyers who want a detached home, a large amenity master plan, or no monthly association cost.

HOA, CDD & Fees

15-Second Take
  • Confirm the current HOA dues and exactly what they cover
  • Read the reserve study and any special assessment history
  • Check any pet, lease or rental restriction in the documents
  • Confirm whether any CDD or district assessment applies
  • Comp by unit, position and condition before you offer

Terracina is a maintenance-included townhome community, so a mandatory HOA applies and the dues cover a meaningful share of upkeep. The dues figure and what it covers vary, so confirm the current amount, the reserve picture and any special assessment history in writing before you offer; we pull the documents for any home you consider.

Maintenance-included townhome HOAs typically bundle exterior and grounds upkeep, the gated entry and common areas, and often elements such as roof, exterior, landscaping or building insurance, but the exact scope varies. Confirm precisely what is and is not covered, and whether any separate CDD or district assessment applies to the parcel.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Terracina, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sun Bay Townes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Terracina home worth?

Get a no-obligation home value based on real comparable sales in Terracina matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Terracina on the map →
Or get your Terracina home value & selling guide →

Real comps, not a Zestimate.

Terracina Market Scorecard

Strong seller's market

Terracina is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Terracina located?
Terracina is a small gated townhome community in the Citrus Park area of Tampa, FL (ZIP 33625), Hillsborough County, off Sheldon Road a short distance north of Linebaugh Avenue and near the Veterans Expressway.
What kind of homes are in Terracina?
Townhomes built by Taylor Morrison, reported to live like single-family with first-floor primary suites and two-car garages. Confirm the specific size, year built, condition and position for any home.
Is Terracina a gated community?
Sources describe a gated entrance and extensive landscaping. Confirm the current gate and access arrangements with the listing for the specific home you consider.
Does Terracina have an HOA?
Yes. Terracina is a maintenance-included townhome community, so a mandatory HOA applies and the dues cover a share of upkeep. Confirm the current dues, what they include, the reserves and any special assessment history before you offer.
What does the Terracina HOA cover?
Maintenance-included townhome HOAs typically bundle exterior and grounds upkeep, the gated entry and common areas, and often some building or structural insurance, but scope varies. Confirm exactly what is and is not covered in the documents.
Is there a CDD in Terracina?
It varies, and a CDD or district assessment is separate from the HOA where one applies. Confirm whether any CDD or district assessment applies to the specific parcel before you offer.
Are there rental or pet restrictions in Terracina?
Townhome HOAs often carry pet, lease or rental restrictions. If you plan to rent the home or have pets, read the current HOA documents for any cap or limit before you offer.
What does a home in Terracina cost?
We do not publish a price figure here. Pricing tracks the specific unit, its position and condition. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.
What schools serve Terracina?
The community is in Hillsborough County Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.
How far is the Veterans Expressway from Terracina?
The Veterans Expressway is close by, a short drive via Sheldon Road and Linebaugh Avenue, roughly five to ten minutes depending on the exact home and traffic.
What is the Citrus Park area like?
It is an established, well-connected pocket of northwest Tampa, near the Citrus Park and Westchase corridors, the Westfield Citrus Park mall and the Upper Tampa Bay Trail, with quick expressway access.
Is now a good time to buy in Terracina?
Inventory in a small townhome community is thin and turns by unit, so it depends on the specific home and position. We pull live inventory and comps so you can judge value and the full carrying cost.
Is Terracina a good place to buy?
It can be, for a buyer who wants a low-maintenance, lock-and-leave townhome in a gated Citrus Park setting and who confirms the HOA scope, reserves and insurance. We pull live inventory and comps so you can judge value on the actual property.
Do I need my own agent to buy in Terracina?
Yes. The listing agent works for the seller. Your own agent confirms the unit and its position, the HOA scope and dues, the reserve and insurance picture, and any rental restriction, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.
You want a low-maintenance, lock-and-leave townhome that lives like single-familyExcellent fit
You value a gated setting close to the Citrus Park and Westchase corridorsExcellent fit
You want quick access to the Veterans Expressway and northwest TampaExcellent fit
You will confirm the HOA scope, dues, reserves and insuranceExcellent fit
You want an established, well-connected pocket of TampaExcellent fit
You want a detached single-family home on a private lotProbably not
You want a large amenity-rich, resort-style master planProbably not
You will not live under a maintenance-included HOA and its rulesProbably not
You want a low or no monthly association costProbably not
You will not confirm reserves, insurance and any rental restrictionProbably not

Get the inside read on Terracina

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Terracina home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Terracina specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Terracina — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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