Terracina
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Terracina in Tampa, FL has 1 home for sale. Homes listed or recently sold were built 2016 - 2018; 6 of 7 report an HOA (median $479/mo); 4 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 27 ft).
Terracina is a 68-home gated enclave built between 2016 and 2018, most homes landing in 2017. The median living area sits at 2,464 square feet - a product line designed for volume, not variety. With no active listings and no recent closings in our window, this is a community where owners stay put; the 63% homestead share confirms it. When something does come available, expect negotiation leverage to tilt toward the seller simply because supply is scarce.
Pricing here is condition- and finish-driven. Without a recent median to anchor expectations, buyers should comp neighboring vintages and focus on how well the home was maintained through Florida summers. Sellers have scarcity working for them, but the lack of transaction velocity means the market will need to see the home - don't assume list price is a formality. The gated perimeter and golf-cart approval suggest a lifestyle play, but verify HOA dues and any special assessments before you commit.
Terracina right now
🔴 Seller-leaning market. 2.0 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terracina is a small, gated enclave of 68 homes built in a tight two-year window and showing a strong owner-occupant bias. With zero active inventory and no recent closings, this is a community where turnover is rare and buyers wait for an opening.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Terracina. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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TerracinaPhotos from Stellar MLS listings in Terracina; content deemed reliable but not guaranteed.
Who Terracina is best for.
Best for
- Buyers seeking a newer-construction gated community with low investor presence and high owner stability
- Households comfortable with deed restrictions, buyer approval, and limited parking flexibility
- Buyers prepared to wait for inventory and compete when a home becomes available
Probably not for
- Buyers who need multiple listings to compare or depend on recent transaction comps for pricing confidence
- Households requiring truck, RV, or motorcycle parking at the home
- Investors looking for turnover velocity or short-term rental opportunities
The market around Terracina
Terracina is too small for its own price trend, so here is the market around it.
In ZIP 33625, 115 homes are on the market and 30% are under contract — a fast-moving corner of Tampa.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33625 (TAMPA), 353 homes closed in the last 12 months at a median of $420K ($258/sq ft), up 0.0% year over year, with a median 36 days on market. Right now 52 active and 22 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 33625 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Terracina specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in TERRACINA, TAMPA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Terracina
Live MLS inventory for Terracina. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Terracina listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2024. Tap any home to ask about it.
Terracina on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Terracina
- Gated Community - No Guard · reported on 4 of 5 listings
- Buyer Approval Required · reported on 2 of 5 listings
- Deed Restrictions · reported on 2 of 5 listings
- No Truck/RV/Motorcycle Parking · reported on 2 of 5 listings
- Special Community Restrictions · reported on 2 of 5 listings
- Gated Community · reported on 1 of 5 listings
- Golf Carts OK · reported on 1 of 5 listings
- Gated · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Terracina listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Terracina address.
The Terracina buying strategy.
If we were buying in Terracina today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terracina.
Small footprint, high owner retention
Terracina was delivered between 2016 and 2018, with the bulk of construction completed in 2017. That tight build window means consistent architecture, finishes, and floor plans across the neighborhood - expect limited variety in square footage and layout. The median home offers 2,464 square feet of living space, a size that accommodates most buyers looking for room to spread out without crossing into estate-home territory.
The gated entry (no staffed guard) and deed restrictions create a controlled environment; golf carts are permitted, and truck/RV/motorcycle parking is prohibited. Buyer approval is required, and special community restrictions apply - review the HOA covenants carefully. The 63% homestead share tells you this is a community of long-term owners, not investors or short-term renters. That stability is an advantage if you value predictable neighbors and well-maintained common areas, but it also means inventory is scarce and competition can be stiff when a home does hit the market.
With zero active listings and no recent closings, the market here is effectively frozen. That doesn't mean homes are overpriced or underpriced - it means there's no current transaction data to lean on. Any offer will be negotiated in a vacuum, making condition, upgrades, and days-on-market critical variables. Sellers hold leverage by default, but only if the home shows well and pricing aligns with what neighboring communities of similar vintage are delivering.
The location and the amenities are priced into every listing in Terracina. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active inventory and no recent comps, pricing becomes part art, part forensic analysis. Momentum's market analysts pull transaction data from neighboring communities with similar build years and square footage, overlay condition reports, and deliver a valuation range you can defend. We know which HOA documents to flag, which deed restrictions matter, and when to walk away from a deal that looks clean but isn't. Whether you're the seller waiting for the right buyer or the buyer who just missed the last listing, we position you to move decisively when the window opens.
Terracina in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $480/month (about $5,760/yr) · median of 12 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $480 per month ($5,760 a year) - the median AssociationFee across 12 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terracina buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terracina sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terracina, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terracina home worth?
Get a no-obligation home value based on real comparable sales in Terracina, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tampa →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Terracina Market Scorecard
Terracina is currently a strong seller's market. About 2.0 months of supply, a median asking price of $469,000, and homes go under contract in about 3 days.
Typical home value in the 33625 ZIP is $430,471, about 2.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Terracina a buyer's or seller's market right now?
How many homes are in Terracina?
What share of Terracina is owner-occupied?
When were the homes in Terracina built?
What schools serve Terracina?
Who is the best real estate agent for Terracina?
How do I find a top Tampa real estate agent who knows Terracina?
Can Momentum Realty connect me with an agent for Terracina?
Should you buy in Terracina?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33625)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Terracina fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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