the Harbour
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $620,000, $227 per square foot, a median 29 days on market, sellers accepting 96% of original asking. At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,080 ($10,340 with the full homestead exemption).
Price in the Harbour is driven by condition and square footage far more than any single vintage. The housing stock spans nearly a century, from 1929 through 2024, with a median build year of 1975, so two homes at similar footprints can sit far apart on price depending on whether the systems and finishes have been updated. The median here is $598,500 at about $222 per square foot on a median of roughly 2,672 square feet, but expect a wide spread around that number rather than a tight band.
Market posture is measured, not frantic. A median of about 44 days on market and a heat score of 41 point to a market where well-prepared listings sell and overpriced ones sit. Year-over-year values are up 6.9%, which is real movement but not a reason to skip diligence. Buyers have room to inspect and negotiate; sellers need honest pricing and move-in-ready presentation to clear at or above the median.
The 60-Second Overview
the Harbour market snapshot (as of September 12, 2026): the median sale price is about $620K ($227 per sq ft over the trailing 12 months of closed sales), and a median 29 days on market for closed sales.
With a homestead share of 82.2%, the Harbour reads as an established, owner-occupied pocket rather than a rental-heavy or investor-churned one. That stability shows up as steady, condition-sensitive pricing across a deep 360-home inventory.
Who the Harbour is best for.
Best for
- Buyers with a budget near the mid-$598,500 median who value being in an owner-occupied, stable area
- Renovation-minded buyers willing to trade older systems for a lower entry on a well-located home
- Long-hold owners prioritizing a settled neighborhood over rapid flips
Probably not for
- Buyers who want brand-new construction only and won't consider mid-century stock
- Anyone needing to close fast without time to inspect an older home properly
- Investors counting on quick turnover in a low-heat, high-homestead market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($620K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Housing distress & ownership in the Harbour, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The the Harbour buying strategy.
If we were buying in the Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in the Harbour.
Condition is the whole story
The single most useful thing to know before touring here is that the median home was built in 1975 and the range runs from 1929 to 2024. That means you will walk through original, partially updated, and fully renovated homes in the same week, often at overlapping prices. The $222-per-square-foot median is an average of very different products, so anchor your budget to what a specific home actually offers rather than to the neighborhood number.
Practically, that puts a premium on inspection and scope-of-work math. On older stock, budget your read of roof, systems, and any waterfront or drainage considerations into the offer. On the newer end, you are paying for that certainty up front. A median near 44 days gives most buyers enough time to do this work without being rushed into a decision.
The location and the amenities are priced into every listing in the Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood where a 1929 home and a 2024 home trade at overlapping prices is exactly where a comp is easy to misread. We price and negotiate off condition and square footage, not the headline median, and we walk older homes with a hard eye on systems so you know what you are buying and what it will cost to bring current.
the Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a the Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed the Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in the Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your the Harbour home worth?
Get a no-obligation home value based on real comparable sales in the Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in the Harbour?
How long do homes in the Harbour take to sell?
Who is the best real estate agent for the Harbour?
How do I find a top Jacksonville real estate agent who knows the Harbour?
Can Momentum Realty connect me with an agent for the Harbour?
Should you buy in the Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2001 (72 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how The Harbour fits the bigger picture — live prices, inventory, and Momentum Scores: