Aerial view of the Harbour

the Harbour
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32225
360 homesBuilt 1929–2024Median sale $620K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-10-01, 5 recorded sales closed at a median of $620,000, $227 per square foot, a median 29 days on market, sellers accepting 96% of original asking. At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,080 ($10,340 with the full homestead exemption).

Live · the Harbour Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$620K
Median sold · 12 mo
$227/sf
Sold $/sqft · 12 mo
peak $227 in 2026
95.7%
Sale vs ask
Duval median: 96.2%
Tempo
29days
Median DOM · closed
12 days at the 2019 low
5
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
82%
Owner-occupied · the Harbour
305 of 371 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · the Harbour
incl. 9% trust or LLC-held · 2% out-of-state
360
Homes in the community
plus 11 vacant residential lots · 371 residential parcels (FL DOR 2025)
Track record · 25 years of records
20
Recorded sales · 2024-2025
median $450K · qualified sales on the county roll (FL DOR 2025)
Est. 1929
Community established
homes built 1929-2024, median 1975 (FL DOR 2025)
2,732sqft
Median sold home size
12-mo windows, closed sales
1.4%/yr
Turnover rate
about 5 of 360 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in the Harbour is driven by condition and square footage far more than any single vintage. The housing stock spans nearly a century, from 1929 through 2024, with a median build year of 1975, so two homes at similar footprints can sit far apart on price depending on whether the systems and finishes have been updated. The median here is $598,500 at about $222 per square foot on a median of roughly 2,672 square feet, but expect a wide spread around that number rather than a tight band.

Market posture is measured, not frantic. A median of about 44 days on market and a heat score of 41 point to a market where well-prepared listings sell and overpriced ones sit. Year-over-year values are up 6.9%, which is real movement but not a reason to skip diligence. Buyers have room to inspect and negotiate; sellers need honest pricing and move-in-ready presentation to clear at or above the median.

Nearby homes for sale

No active listings inside The Harbour right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4034 RETFORD Drive
$585K · 0.2 mi away
4 bd · 2.5 ba · 2,012 sqft
4034 RETFORD Drive
Listed by DJ & LINDSEY REAL ESTATE
4002 RETFORD Drive
$689K · 0.2 mi away
4 bd · 2.5 ba · 2,605 sqft
4002 RETFORD Drive
Listed by HERRON REAL ESTATE LLC
11634 HIDDEN HILLS Drive
$549K · 0.3 mi away
4 bd · 3.5 ba · 2,794 sqft
11634 HIDDEN HILLS Drive
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
4237 STRATFORD Way
$470K · 0.4 mi away
4 bd · 3 ba · 2,394 sqft
4237 STRATFORD Way
Listed by UNITED REAL ESTATE GALLERY
11952 HARBOUR COVE Drive
$365K · 0.5 mi away
3 bd · 2.5 ba · 1,895 sqft
11952 HARBOUR COVE Drive
Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
4340 SPRINGMOOR Drive
$438K · 0.5 mi away
4 bd · 2 ba · 1,932 sqft
4340 SPRINGMOOR Drive
Listed by DORO REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

the Harbour market snapshot (as of October 1, 2026): the median sale price is about $620K ($227 per sq ft over the trailing 12 months of closed sales), and a median 29 days on market for closed sales.

In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

County records show 20 qualified sales in The Harbour across 2024–2025 (10 in 2024, 10 in 2025), median $450,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

the Harbour is a community of 360 homes in Jacksonville, Duval County, built between 1929 and 2024 (median 1975.0), with a median living area of about 2,672 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

With a homestead share of 82.2%, the Harbour reads as an established, owner-occupied pocket rather than a rental-heavy or investor-churned one. That stability shows up as steady, condition-sensitive pricing across a deep 360-home inventory.

Best for

  • Buyers with a budget near the mid-$598,500 median who value being in an owner-occupied, stable area
  • Renovation-minded buyers willing to trade older systems for a lower entry on a well-located home
  • Long-hold owners prioritizing a settled neighborhood over rapid flips

Probably not for

  • Buyers who want brand-new construction only and won't consider mid-century stock
  • Anyone needing to close fast without time to inspect an older home properly
  • Investors counting on quick turnover in a low-heat, high-homestead market

Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Every sale since 2001 · price vs size
$0$250K$500K$750K2k3k
72 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $91 in 2012 to a $227 peak in 2026; $227 now.
Median days on market · closed sales
5010020122014201620182020202220242026
12 days at the 2019 low; 29 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
95.7% now vs Duval 96.2%.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 5 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

25% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Housing distress & ownership in The Harbour, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in the Harbour today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in the Harbour.

Best Buy
Buyers who want an established Jacksonville pocket and are comfortable judging homes on condition.
Biggest Risk
The wide spread around the median means a mispriced comp is easy to fall for.
Sweet Spot
An updated home near the median footprint that clears within the typical days-on-market window.
Avoid If
You need turnkey certainty and no appetite for renovation scope on older stock.

Condition is the whole story

The single most useful thing to know before touring here is that the median home was built in 1975 and the range runs from 1929 to 2024. That means you will walk through original, partially updated, and fully renovated homes in the same week, often at overlapping prices. The $222-per-square-foot median is an average of very different products, so anchor your budget to what a specific home actually offers rather than to the neighborhood number.

Practically, that puts a premium on inspection and scope-of-work math. On older stock, budget your read of roof, systems, and any waterfront or drainage considerations into the offer. On the newer end, you are paying for that certainty up front. A median near 44 days gives most buyers enough time to do this work without being rushed into a decision.

“

The location and the amenities are priced into every listing in the Harbour. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood where a 1929 home and a 2024 home trade at overlapping prices is exactly where a comp is easy to misread. We price and negotiate off condition and square footage, not the headline median, and we walk older homes with a hard eye on systems so you know what you are buying and what it will cost to bring current.

the Harbour in 15 seconds.

Best forBuyers who want an established Jacksonville pocket and are comfortable judging homes on condition.
Biggest advantageA deep, varied inventory of 360 homes spanning nearly a century of build years.
Biggest riskThe wide spread around the median means a mispriced comp is easy to fall for.
Sweet spotAn updated home near the median footprint that clears within the typical days-on-market window.
Avoid ifYou need turnkey certainty and no appetite for renovation scope on older stock.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the the Harbour homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in the Harbour.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed the Harbour sales matched to your home.

What is your the Harbour home worth?

Get a no-obligation home value based on real comparable sales in the Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in the Harbour?
The median sale price in the Harbour was $620K over the 12 months ending October 1, 2026 (5 closed sales, realMLS).
How long do homes in the Harbour take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 29 days on market (5 sales, realMLS).
How many homes are in the Harbour?
The Florida DOR 2025 assessment roll shows 360 homes plus 11 vacant residential lots in the Harbour (public records).
What share of the Harbour is owner-occupied?
82% of the Harbour parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in the Harbour built?
Homes in the Harbour were built between 1929 and 2024, with a median year built of 1975.0 (FL DOR 2025 roll).
Who is the best real estate agent for the Harbour?
The best agent for the Harbour is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for the Harbour.
How do I find a top Jacksonville real estate agent who knows the Harbour?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows the Harbour and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for the Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your the Harbour purchase or sale - no call center and no pressure.
Where is the Harbour, and what county is it in?
the Harbour is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 9 miles east of downtown Jacksonville (straight-line).
How far is the Harbour from downtown Jacksonville and the beach?
About 9 miles from downtown Jacksonville and about 7 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Is the Harbour a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about the Harbour: the median sale price over the last 12 months was $620K (5 sales), 99% above the Jacksonville median of $311K; homes took a median 29 days to go under contract; the assessment roll counts 360 homes, 82% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers with a budget near the mid-$598,500 median who value being in an owner-occupied, stable areaExcellent fit
Renovation-minded buyers willing to trade older systems for a lower entry on a well-located homeExcellent fit
Long-hold owners prioritizing a settled neighborhood over rapid flipsExcellent fit
Buyers who want brand-new construction only and won't consider mid-century stockProbably not
Anyone needing to close fast without time to inspect an older home properlyProbably not
Investors counting on quick turnover in a low-heat, high-homestead marketProbably not

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (8 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (72 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in The Harbour? 5 recorded closings; median 29 days on market (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near the Harbour with Momentum Realty’s local guides.

Cecilville0.3 mi awayTHThe Hollows0.3 mi away · 181 homes, built 1985–08Harbor Woods0.4 mi away · 71 homes, built 1979–20HWHarbour Woods0.4 mi away · 164 homes, built 1960–20Jean Ribault Woods0.4 mi awayThe Valley0.4 mi away · median $375K, 17 sales/12 moALArbor Lake Villas0.4 mi away · 221 homes, built 1974–04, 1 for sale

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for the Harbour. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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