Aerial view of Harbor Woods

Harbor Woods
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32225
71 homesBuilt 1979–2020
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Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 10 closed sales in Harbor Woods in Jacksonville, FL since 2003, the most recent in August 2021. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Harbor Woods Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
94%
Owner-occupied · Harbor Woods
67 of 71 parcels homesteaded (FL DOR 2025)
6%
Non-owner-occupied · Harbor Woods
incl. 7% trust or LLC-held · 0% out-of-state
71
Homes in the community
71 residential parcels (FL DOR 2025)
Track record · 23 years of records
5
Recorded sales · 2024-2025
median $565K · qualified sales on the county roll (FL DOR 2025)
Est. 1979
Community established
homes built 1979-2020, median 1985 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Woods is a small, established pocket of 88 homes in Jacksonville, with a build span running from 1979 to 2020 and a median year built of 1984. That mix matters: most of the housing stock is decades old, but a thinner layer of newer construction sits alongside it. Price here is driven less by any single list figure and more by condition — an updated original home and a dated one can sit far apart, so the spread is wide and renovation status does most of the talking.

The other number worth watching is turnover. At a homestead share of 93.2%, the overwhelming majority of these homes are owner-occupied, which historically means fewer listings and slower flow of inventory. For a buyer, that translates to patience and readiness to move when the right home surfaces. For a seller, it means genuine scarcity in a community people tend to hold — but that scarcity does not excuse a dated property from being priced to its condition.

Nearby homes for sale

No active listings inside Harbor Woods right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4625 FULTON Road
$490K · 0.2 mi away
3 bd · 2 ba · 1,842 sqft
4625 FULTON Road
Listed by TRUDEALS REALTY CORP
11548 ASHLEY MANOR Way
$345K · 0.2 mi away
3 bd · 2 ba · 1,308 sqft
11548 ASHLEY MANOR Way
Listed by ALTA REAL ESTATE GROUP
4340 SPRINGMOOR Drive
$438K · 0.3 mi away
4 bd · 2 ba · 1,932 sqft
4340 SPRINGMOOR Drive
Listed by DORO REALTY, LLC
4528 BAY HARBOUR Drive
$527K · 0.3 mi away
4 bd · 2.5 ba · 2,184 sqft
4528 BAY HARBOUR Drive
Listed by MERO REALTY
4849 DOVETREE Lane
$460K · 0.4 mi away
3 bd · 2 ba · 1,812 sqft
4849 DOVETREE Lane
Listed by WATSON REALTY CORP
4237 STRATFORD Way
$470K · 0.4 mi away
4 bd · 3 ba · 2,394 sqft
4237 STRATFORD Way
Listed by UNITED REAL ESTATE GALLERY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Woods is a compact, owner-held enclave where roughly a median 2,547 square feet of living space is the norm, and the real variable between one home and the next is how much updating has been done since the 1980s core stock was built.

County records show 5 qualified sales in Harbor Woods across 2024–2025 (3 in 2024, 2 in 2025), median $565,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting square footage and willing to update an older home over time
  • Long-hold buyers who value a low-turnover, owner-occupied setting
  • Renovation-minded buyers who can budget for roofs, systems, and finishes

Probably not for

  • Buyers who need to close quickly and cannot wait for scarce listings
  • Buyers wanting new construction as the norm rather than the exception
  • Buyers with no budget or tolerance for updating a 1980s-era home

The market around Harbor Woods

Harbor Woods is too small for its own price trend, so here is the market around it.

In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Harbor Woods specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harbor Woods, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Harbor Woods today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Woods.

Best Buy
Buyers who want a roomy footprint in an established, owner-held Jacksonville pocket.
Biggest Risk
The 1984-era core stock carries real renovation and systems exposure.
Sweet Spot
An updated home of median size that has already absorbed the big-ticket repairs.
Avoid If
You need quick inventory or a turnkey home with no appetite for updating.

Older bones, generous footprints

The median living area here sits around 2,547 square feet, which is a substantial footprint for a neighborhood this size. Combined with a median build year of 1984, that points to solid, roomy layouts of their era rather than compact new construction. Buyers should budget attention — and often dollars — toward mechanicals, roofs, and kitchens and baths that may still reflect original or first-generation finishes.

Because the build range stretches to 2020, a handful of newer homes exist within Harbor Woods, and those will read and price differently than the 1980s majority. Do not assume one comp fits all; inside this community, era and condition split the pricing more than location does. That is where a careful walk-through and a realistic renovation estimate earn their keep.

“

The location and the amenities are priced into every listing in Harbor Woods. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood this tightly held and this condition-driven rewards someone who watches it closely. We track what actually trades in Harbor Woods, read the difference between an updated home and a dated one, and price accordingly — whether you are listing into a low-turnover market or waiting for the right home to come available in a place where they do not come up often.

Harbor Woods in 15 seconds.

Best forBuyers who want a roomy footprint in an established, owner-held Jacksonville pocket.
Biggest advantageHigh homestead share means genuine scarcity and a community people tend to stay in.
Biggest riskThe 1984-era core stock carries real renovation and systems exposure.
Sweet spotAn updated home of median size that has already absorbed the big-ticket repairs.
Avoid ifYou need quick inventory or a turnkey home with no appetite for updating.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Woods homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Woods.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Woods sales matched to your home.

What is your Harbor Woods home worth?

Get a no-obligation home value based on real comparable sales in Harbor Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Harbor Woods?
The Florida DOR 2025 assessment roll shows 71 homes in Harbor Woods (public records).
What share of Harbor Woods is owner-occupied?
94% of Harbor Woods parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Woods built?
Homes in Harbor Woods were built between 1979 and 2020, with a median year built of 1985 (FL DOR 2025 roll).
Who is the best real estate agent for Harbor Woods?
The best agent for Harbor Woods is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Woods.
How do I find a top Jacksonville real estate agent who knows Harbor Woods?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Woods and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Harbor Woods?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Woods purchase or sale - no call center and no pressure.
Where is Harbor Woods, and what county is it in?
Harbor Woods is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 9 miles east of downtown Jacksonville (straight-line).
How far is Harbor Woods from downtown Jacksonville and the beach?
About 9 miles from downtown Jacksonville and about 7 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers wanting square footage and willing to update an older home over timeExcellent fit
Long-hold buyers who value a low-turnover, owner-occupied settingExcellent fit
Renovation-minded buyers who can budget for roofs, systems, and finishesExcellent fit
Buyers who need to close quickly and cannot wait for scarce listingsProbably not
Buyers wanting new construction as the norm rather than the exceptionProbably not
Buyers with no budget or tolerance for updating a 1980s-era homeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2003 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Harbor Woods with Momentum Realty’s local guides.

HWHarbour Woods0.0 mi away · 164 homes, built 1960–20Cecilville0.1 mi awayHarbour Island And Harbour North0.2 mi away · median $539K, 4 sales/12 moBeacon Hills Harbour0.3 mi away · median $379K, 15 sales/12 moRiverwood0.3 mi awayRiverwoods0.3 mi away · median $330K, 8 sales/12 moThe Harbour Jacksonville Duval0.4 mi away · median $620K, 5 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Harbor Woods. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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