Union Investment
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
Union Investment is an older Jacksonville pocket where the housing stock spans from 1904 to 2024, with a median build year of 1949. That range tells the real story: price here is driven far less by any single number than by condition, renovation history, and how much original structure remains. Two homes on the same block can sell for very different figures depending on whether the systems have been updated. Expect a wide spread rather than a tidy band.
With a median living area around 1,228 square feet, these are compact homes, and the homestead share sitting near 26% signals a market with meaningful investor and non-owner-occupant presence. For buyers, that means competition from people running the numbers as rentals or flips; for sellers, it means a well-updated, move-in-ready home stands out against a backdrop of project houses. Bring a clear-eyed inspection budget on the older end of the inventory.
The setting & the homes.
Aerial and on-site photos of Union Investment. Swipe to explore the community.
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Union Investment
Union Investment
Union Investment
Union Investment
Union Investment
Union InvestmentPhotos from realMLS listings in Union Investment; content deemed reliable but not guaranteed.
Who Union Investment is best for.
Best for
- Investors underwriting for rental yield who can price renovation scope accurately
- Buyers on a modest-footprint budget willing to trade size for location and character
- Renovation-minded buyers who want to build value through updates rather than pay for them upfront
Probably not for
- Buyers who need large, contemporary square footage
- Anyone wanting a uniform, new-construction subdivision with predictable comps
- Buyers unwilling to budget for inspections and updates on pre-war construction
The market around Union Investment
Union Investment is a small community — 27 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32209, 238 homes are on the market and 21% are under contract — a steady corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Union Investment specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Union Investment
Live MLS inventory for Union Investment. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Union Investment listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Union Investment buying strategy.
If we were buying in Union Investment today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Union Investment.
Age, size, and the condition premium
The defining fact of Union Investment is age dispersion. A median year built of 1949 inside a 1904–2024 range means you are shopping across generations of construction under one community banner. That has practical consequences: foundation type, wiring, plumbing, and roof age vary enormously, so no two comps are truly interchangeable without walking them. The homes are also modest in footprint, with a median near 1,228 square feet, which favors buyers who want something manageable over sprawling square footage.
The homestead share of roughly 26% points to a substantial portion of non-owner-occupied property. Practically, that shapes both supply and pricing behavior — you will encounter homes positioned for rental yield alongside owner-updated houses. A renovated home here competes against unrenovated stock, which is where the condition premium lives. Underwrite the older listings for the work they actually need, not the finished photos next door.
The location and the amenities are priced into every listing in Union Investment. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied by age and condition, the value is in reading each house on its merits — what has been updated, what is deferred, and how it stacks against the 267 homes around it. We walk the properties, price against true comps rather than surface impressions, and tell you plainly when a listing's asking price reflects potential the structure has not earned yet.
Union Investment in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Union Investment buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Union Investment sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Union Investment, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Union Investment home worth?
Get a no-obligation home value based on real comparable sales in Union Investment, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Union Investment on the map →
19% of homes for sale in ZIP 32209 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Union Investment?
What share of Union Investment is owner-occupied?
When were the homes in Union Investment built?
Do cash buyers compete in Union Investment?
Who is the best real estate agent for Union Investment?
How do I find a top Jacksonville real estate agent who knows Union Investment?
Can Momentum Realty connect me with an agent for Union Investment?
Should you buy in Union Investment?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Union Investment with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32209)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2019 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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