WATERFORD TWNHMS
Homes for Sale in CLEARWATER, FL
True comps, carrying-cost math, and listings before the portals.

With zero active listings as of this snapshot, there is nothing to compare against in real time - the current picture for Waterford Twnhms is built entirely from what has closed and what these 81 homes look like on paper. Built out in a tight window, 2004 to 2005, this is a townhome community with a consistent construction era rather than a mix of decades, which tends to keep condition and layout comparisons more apples-to-apples than in older, patchwork neighborhoods.
Just over half of the homes here, roughly 52%, carry a homestead exemption, meaning ownership is split close to evenly between primary residents and non-homesteaded owners (investment, second-home, or otherwise). That mix matters for a buyer: it suggests a market that has not tipped heavily toward either owner-occupied stability or investor-driven turnover, and it means unit condition and how a specific home has been maintained will carry more weight than broad neighborhood trend lines.
The setting & the homes.
Aerial and on-site photos of WATERFORD TWNHMS. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who WATERFORD TWNHMS is best for.
Best for
- A buyer looking for a smaller-footprint townhome, around 1,250 square feet, in a single-era Clearwater community.
- An investor comfortable with a roughly even split between owner-occupied and non-homesteaded units in the community.
- A buyer willing to wait for the right listing to surface in a currently inventory-free market.
Probably not for
- A buyer who needs to choose among several active listings right now - there are none in this community at present.
- Someone seeking a larger living area, since the median footprint here runs compact at roughly 1,252 square feet.
- A buyer relying on established community amenities, since none have been identified from current MLS data.
The market around WATERFORD TWNHMS
WATERFORD TWNHMS is a small community — 43 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33764, 195 homes are on the market and 20% are under contract — a steady corner of CLEARWATER.
Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).
The housing mix here is 97% townhouse, 1% single family residence, 1% ?.
ZIP and county figures describe the wider market, not WATERFORD TWNHMS specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in WATERFORD TWNHMS, CLEARWATER
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent WATERFORD TWNHMS listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any WATERFORD TWNHMS address.
The WATERFORD TWNHMS buying strategy.
If we were buying in WATERFORD TWNHMS today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WATERFORD TWNHMS.
A small, single-vintage townhome pocket
At 81 total homes, Waterford Twnhms is a small enough community that individual sales can move the read on it more than they would in a larger subdivision. The fact that it was built in a single two-year stretch, 2004 to 2005, means there is no meaningful spread in construction era to sort through - the real variable for any buyer is how well an individual unit has been updated or maintained since, not when it was built.
No active listings at the time of this snapshot means there is currently nothing on the market to walk through or bid against. That is not unusual for a small community and does not by itself signal weak demand - it just means a buyer with real interest here should be positioned to move when something does list, and a seller should know they would likely be introducing the only available option to the market rather than competing against a stack of comparable listings.
The location and the amenities are priced into every listing in WATERFORD TWNHMS. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with no listings currently active, the closed-sales history and unit-level detail matter more than they would somewhere with a deeper active inventory. We track Waterford Twnhms closely enough to know what has actually sold, how individual units compare, and when something new is likely to surface - so a buyer is not starting from zero when a listing does appear.
WATERFORD TWNHMS in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a WATERFORD TWNHMS buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WATERFORD TWNHMS sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in WATERFORD TWNHMS, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your WATERFORD TWNHMS home worth?
Get a no-obligation home value based on real comparable sales in WATERFORD TWNHMS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in WATERFORD TWNHMS on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Waterford Townhomes Market Scorecard
Waterford Townhomes is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in WATERFORD TWNHMS?
What share of WATERFORD TWNHMS is owner-occupied?
When were the homes in WATERFORD TWNHMS built?
Do cash buyers compete in WATERFORD TWNHMS?
What schools serve WATERFORD TWNHMS?
Who is the best real estate agent for WATERFORD TWNHMS?
How do I find a top CLEARWATER real estate agent who knows WATERFORD TWNHMS?
Can Momentum Realty connect me with an agent for WATERFORD TWNHMS?
Should you buy in WATERFORD TWNHMS?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how WATERFORD TWNHMS fits the bigger picture — live prices, inventory, and Momentum Scores:





