Waterford Townhomes
Homes for Sale in Clearwater, FL
All 1,157 homes for sale in Clearwater, FL · median $299,000 · 68 townhomes for sale in Clearwater · 143 homes for sale in 33764 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 39 closed sales in Waterford Twnhms in Clearwater, FL since 2004, the most recent in September 2026. Recorded prices since 2024 ran from $212,000 to $309,900 (median $278,000), on homes of 1,146 to 1,544 sq ft. Across Clearwater as a whole, 1,358 homes closed in the last 12 months at a median of $312,500, 50 median days on market, with 415 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,390 ($4,580 with the full homestead exemption).
| Location | Clearwater, Pinellas County, FL · ZIP 33764, 33765 |
|---|---|
| Homes in the community | 63 (FL DOR 2025 assessment roll) |
| Years built | 1960–1968 (median 1965) |
| Typical living area | 2,051 sq ft (median) |
| Amenities listed by sellers | Buyer Approval Required, Community Mailbox |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 73% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterford Twnhms key facts,” movewithmomentum.com/neighborhoods/waterford-twnhms, data as of September 20, 2026.
With zero active listings as of this snapshot, there is nothing to compare against in real time - the current picture for Waterford Twnhms is built entirely from what has closed and what these 81 homes look like on paper. Built out in a tight window, 2004 to 2005, this is a townhome community with a consistent construction era rather than a mix of decades, which tends to keep condition and layout comparisons more apples-to-apples than in older, patchwork neighborhoods.
Just over half of the homes here, roughly 52%, carry a homestead exemption, meaning ownership is split close to evenly between primary residents and non-homesteaded owners (investment, second-home, or otherwise). That mix matters for a buyer: it suggests a market that has not tipped heavily toward either owner-occupied stability or investor-driven turnover, and it means unit condition and how a specific home has been maintained will carry more weight than broad neighborhood trend lines.
Nearby homes for sale
No active listings inside Waterford right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford Twnhms is a small, single-era townhome community in Clearwater built out entirely in 2004 and 2005, with homes running around 1,252 square feet at the median - a compact, efficient footprint rather than a sprawling one.
Stellar MLS sales records identify 64 homes in Waterford Townhomes that have changed hands since 2004, built between 2004 and 2005 (median 2004), with a median living area of about 1,252 sq ft and a typical 2-bedroom, 2.5-bath layout; 97% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Waterford Townhomes across 2024 - 2025 (1 in 2024, 2 in 2025), median $420,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford Townhomes is best for.
Best for
- A buyer looking for a smaller-footprint townhome, around 1,250 square feet, in a single-era Clearwater community.
- An investor comfortable with a roughly even split between owner-occupied and non-homesteaded units in the community.
- A buyer willing to wait for the right listing to surface in a currently inventory-free market.
Probably not for
- A buyer who needs to choose among several active listings right now - there are none in this community at present.
- Someone seeking a larger living area, since the median footprint here runs compact at roughly 1,252 square feet.
- A buyer relying on established community amenities, since none have been identified from current MLS data.
The market around Waterford Townhomes
Waterford Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 33764, 175 homes are on the market and 21% are under contract — a steady corner of Clearwater.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 33764 (Clearwater), 327 homes closed in the last 12 months at a median of $429K ($256/sq ft), down 1.4% year over year, with a median 49 days on market. Right now 90 active and 22 pending listings put supply at about 4.9 months - a buyer's market. See the live ZIP 33764 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Waterford Townhomes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waterford Twnhms, Clearwater
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Waterford Townhomes listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Townhomes address.
The Waterford Townhomes buying strategy.
If we were buying in Waterford Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Townhomes.
A small, single-vintage townhome pocket
At 81 total homes, Waterford Twnhms is a small enough community that individual sales can move the read on it more than they would in a larger subdivision. The fact that it was built in a single two-year stretch, 2004 to 2005, means there is no meaningful spread in construction era to sort through - the real variable for any buyer is how well an individual unit has been updated or maintained since, not when it was built.
No active listings at the time of this snapshot means there is currently nothing on the market to walk through or bid against. That is not unusual for a small community and does not by itself signal weak demand - it just means a buyer with real interest here should be positioned to move when something does list, and a seller should know they would likely be introducing the only available option to the market rather than competing against a stack of comparable listings.
The location and the amenities are priced into every listing in Waterford Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with no listings currently active, the closed-sales history and unit-level detail matter more than they would somewhere with a deeper active inventory. We track Waterford Twnhms closely enough to know what has actually sold, how individual units compare, and when something new is likely to surface - so a buyer is not starting from zero when a listing does appear.
Waterford Townhomes in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $237/month (about $2,844/yr) · median of 59 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $237 per month ($2,844 a year) - the median AssociationFee across 59 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Waterford Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clearwater →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Waterford Townhomes?
What share of Waterford Townhomes is owner-occupied?
When were the homes in Waterford Townhomes built?
What schools serve Waterford Townhomes?
Who is the best real estate agent for Waterford Townhomes?
How do I find a top Clearwater real estate agent who knows Waterford Townhomes?
Can Momentum Realty connect me with an agent for Waterford Townhomes?
Where is Waterford Townhomes, and what county is it in?
Should you buy in Waterford Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33764/33765)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterford Twnhms fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Waterford Townhomes with Momentum Realty’s local guides.