Waverly
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of LATITUDE 30 REALTY LLC · via realMLS
As of October 2026, the MLS records 25 closed sales in Waverly in Orange Park, FL since 2009, the most recent in November 2025. Across Orange Park as a whole, 637 homes closed in the last 12 months at a median of $325,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,890 ($4,300 with the full homestead exemption).
Waverly is a tight, one-note market in the best sense: 135 homes built across a narrow window from 2003 to 2005, with a median around 2004. When the housing stock is this consistent in age and layout, price is driven less by the floor plan and more by condition, updates, and lot. A home that has been kept current will separate itself from one still wearing its original finishes, and that gap is where the real spread in this neighborhood lives.
With a median living area near 2,484 square feet, these are substantial homes, and buyers should underwrite for a 20-plus-year-old build: roof age, HVAC, and original systems all matter here. For sellers, the message is simple — the market rewards the homes that show move-in ready, and it discounts deferred maintenance quickly. Price to condition, not to the neighborhood average.
The 60-Second Overview
Waverly is a self-contained community in Orange Park, Clay County, built out over just a few years in the mid-2000s, which gives it a coherent look and a predictable set of home types rather than a patchwork of eras.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waverly is best for.
Best for
- Buyers wanting more square footage and willing to underwrite a 20-plus-year-old build
- Long-term owner-occupants who value a stable, established subdivision over a rental-heavy area
- Renovation-minded buyers looking to buy on condition and add value through updates
Probably not for
- Buyers set on new construction or the latest floor plans and finishes
- Buyers with no budget or appetite for near-term system replacements
- Investors chasing high-turnover rental inventory rather than a hold community
The market around Waverly
Waverly is too small for its own price trend, so here is the market around it.
In ZIP 32065, 167 homes are on the market and 26% are under contract — a steady corner of Orange Park.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
ZIP and county figures describe the wider market, not Waverly specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waverly, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Waverly
- Basketball Court · reported on 1 of 1 listings
- Fitness Center · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Waverly buying strategy.
If we were buying in Waverly today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waverly.
A single-era subdivision
The defining fact about Waverly is uniformity. A 2003–2005 build window means the homes share a construction generation — similar structural approaches, similar original systems, and floor plans of a similar vintage. That makes comparables cleaner than in mixed-age areas, but it also means the whole neighborhood is arriving at the same maintenance milestones at roughly the same time. Expect to evaluate roofs, water heaters, and HVAC systems on their second cycle.
The homestead share sits just under 60%, meaning a majority of these homes are owner-occupied rather than held as rentals or second homes. For a buyer, that generally signals a community held for the long term rather than churned; for a seller, it means your competition is other resident-owners deciding when to move, not a flood of investor inventory. Pair that with the larger median square footage and Waverly reads as a hold-and-live community more than a quick-flip play.
The location and the amenities are priced into every listing in Waverly. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood where every home is the same age, the winning strategy is knowing exactly which updates the market is paying for and which it is not. We price to condition, not to a blanket per-square-foot number, and we help buyers budget for the aging-systems reality of a mid-2000s build before it becomes a surprise. That is the difference between a clean deal and a renegotiation after inspection.
Waverly in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waverly buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waverly sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waverly, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waverly home worth?
Get a no-obligation home value based on real comparable sales in Waverly, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waverly on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Waverly?
What share of Waverly is owner-occupied?
When were the homes in Waverly built?
Who is the best real estate agent for Waverly?
How do I find a top Orange Park real estate agent who knows Waverly?
Can Momentum Realty connect me with an agent for Waverly?
Should you buy in Waverly?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32065)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2009 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Waverly fits the bigger picture — live prices, inventory, and Momentum Scores:
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