Waverly Bluff
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Waverly Bluff in Orange Park, FL, the most recent in March 2004. Across Orange Park as a whole, 656 homes closed in the last 12 months at a median of $330,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,970 ($4,370 with the full homestead exemption).
Waverly Bluff sits in Orange Park, in Clay County, and the honest starting point is that we're working from a thin snapshot here. What that means in practice: pricing in a community like this is driven far more by the condition and updates of the individual home than by any neighborhood-wide number. Two homes on the same street can trade well apart based on what's been touched inside.
For a buyer, that argues for patience and a close read on each listing rather than assumptions about the whole community. For a seller, it means condition and presentation do the heavy lifting — the home that shows move-in ready sets its own terms, and the one that needs work will be priced by the work it needs.
The 60-Second Overview
Waverly Bluff is a small Orange Park community in Clay County, positioned within reach of the county's Orange Park corridor and its everyday retail and commute routes.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waverly Bluff is best for.
Best for
- Buyers prioritizing an Orange Park location with commuter access and everyday retail nearby
- Buyers comfortable underwriting a home on its condition and updates rather than a neighborhood average
- Buyers looking for a smaller community with a lower-volume, less frantic pace
Probably not for
- Buyers who want a wide inventory and constant comparable sales to negotiate against
- Buyers needing a clearly defined price range before they'll engage
- Buyers unwilling to weigh condition and needed work into their offer
The market around Waverly Bluff
Waverly Bluff is too small for its own price trend, so here is the market around it.
In ZIP 32065, 151 homes are on the market and 27% are under contract — a steady corner of Orange Park.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Waverly Bluff specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waverly Bluff, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Waverly Bluff buying strategy.
If we were buying in Waverly Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waverly Bluff.
How Orange Park shapes the equation
Orange Park's appeal is largely about location inside Clay County — access to commuter routes toward the wider Jacksonville metro, plus the retail and services that cluster along the Orange Park corridor. Waverly Bluff inherits that positioning, which is what tends to hold value in a small community: proximity to the things people use every week.
Because we don't have a price range to lean on, treat each Waverly Bluff listing on its own merits. Ask what's original and what's been updated, how the layout lives, and how the lot sits. Those specifics — not a headline number — will tell you where a given home should trade.
The location and the amenities are priced into every listing in Waverly Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small community with a thin data trail, the edge comes from reading individual homes accurately rather than quoting broad averages. We walk each property on its condition and location, tell you plainly when a listing is priced for the work it needs, and won't manufacture a number to close a conversation.
Waverly Bluff in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waverly Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waverly Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waverly Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waverly Bluff home worth?
Get a no-obligation home value based on real comparable sales in Waverly Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Should you buy in Waverly Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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