Aerial view of Waverly Bluff

Waverly Bluff
Homes for Sale in Orange Park, FL

All 272 homes for sale in Orange Park, FL · median $350,000 · 123 homes for sale in 32065 · Clay County homes for sale

Community in Orange Park · Clay County · ZIP 32065
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data22 years of closingsUpdated twice daily

As of October 2026, the MLS records 1 closed sale in Waverly Bluff in Orange Park, FL, the most recent in March 2004. Across Orange Park as a whole, 637 homes closed in the last 12 months at a median of $325,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,890 ($4,300 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waverly Bluff sits in Orange Park, in Clay County, and the honest starting point is that we're working from a thin snapshot here. What that means in practice: pricing in a community like this is driven far more by the condition and updates of the individual home than by any neighborhood-wide number. Two homes on the same street can trade well apart based on what's been touched inside.

For a buyer, that argues for patience and a close read on each listing rather than assumptions about the whole community. For a seller, it means condition and presentation do the heavy lifting — the home that shows move-in ready sets its own terms, and the one that needs work will be priced by the work it needs.

Nearby homes for sale

No active listings inside Waverly Bluff right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

674 SCARLET VIEW Court
$325K · 0.1 mi away
3 bd · 2 ba · 1,634 sqft
674 SCARLET VIEW Court
Listed by CROSSVIEW REALTY
3078 WANDERING OAKS Drive
$499K · 0.2 mi away
4 bd · 4 ba · 3,097 sqft
3078 WANDERING OAKS Drive
Listed by LA ROSA REALTY NORTH FLORIDA, LLC.
3168 STONEBRIER RIDGE Drive
$420K · 0.4 mi away
4 bd · 2 ba · 2,464 sqft
3168 STONEBRIER RIDGE Drive
Listed by COLDWELL BANKER VANGUARD REALTY
3204 WANDERING OAKS Drive
$440K · 0.4 mi away
4 bd · 3 ba · 2,668 sqft
3204 WANDERING OAKS Drive
Listed by 1 REALTY CORP
968 MISTY MAPLE Court
$528K · 0.5 mi away
5 bd · 3.5 ba · 3,278 sqft
968 MISTY MAPLE Court
Listed by HERRON REAL ESTATE LLC
443 RED FERN Court
$340K · 0.5 mi away
3 bd · 2 ba · 1,908 sqft
443 RED FERN Court
Listed by MARK SPAIN REAL ESTATE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Waverly Bluff is a small Orange Park community in Clay County, positioned within reach of the county's Orange Park corridor and its everyday retail and commute routes.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing an Orange Park location with commuter access and everyday retail nearby
  • Buyers comfortable underwriting a home on its condition and updates rather than a neighborhood average
  • Buyers looking for a smaller community with a lower-volume, less frantic pace

Probably not for

  • Buyers who want a wide inventory and constant comparable sales to negotiate against
  • Buyers needing a clearly defined price range before they'll engage
  • Buyers unwilling to weigh condition and needed work into their offer

The market around Waverly Bluff

Waverly Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32065, 162 homes are on the market and 28% are under contract — a steady corner of Orange Park.

Across Clay County, 1,285 homes are active and 469 pending (27% under contract).

In ZIP 32065 (Orange Park), 753 homes closed in the last 12 months at a median of $362K ($184/sq ft), down 1.9% year over year, with a median 44 days on market. Right now 158 active and 55 pending listings put supply at about 5.2 months — a balanced market. See the live ZIP 32065 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Waverly Bluff specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Waverly Bluff, Orange Park

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Waverly Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waverly Bluff.

Best Buy
Buyers who want an Orange Park location in Clay County and are willing to evaluate homes one at a time.
Biggest Risk
A thin data snapshot means value hinges on each home's condition, not neighborhood-wide numbers.
Sweet Spot
A well-maintained home whose updates justify its asking price on its own merits.
Avoid If
You need a predictable price band or a large, high-turnover community to compare against.

How Orange Park shapes the equation

Orange Park's appeal is largely about location inside Clay County — access to commuter routes toward the wider Jacksonville metro, plus the retail and services that cluster along the Orange Park corridor. Waverly Bluff inherits that positioning, which is what tends to hold value in a small community: proximity to the things people use every week.

Because we don't have a price range to lean on, treat each Waverly Bluff listing on its own merits. Ask what's original and what's been updated, how the layout lives, and how the lot sits. Those specifics — not a headline number — will tell you where a given home should trade.

“

The location and the amenities are priced into every listing in Waverly Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small community with a thin data trail, the edge comes from reading individual homes accurately rather than quoting broad averages. We walk each property on its condition and location, tell you plainly when a listing is priced for the work it needs, and won't manufacture a number to close a conversation.

Waverly Bluff in 15 seconds.

Best forBuyers who want an Orange Park location in Clay County and are willing to evaluate homes one at a time.
Biggest advantageCorridor access to Clay County retail and commute routes into the wider metro.
Biggest riskA thin data snapshot means value hinges on each home's condition, not neighborhood-wide numbers.
Sweet spotA well-maintained home whose updates justify its asking price on its own merits.
Avoid ifYou need a predictable price band or a large, high-turnover community to compare against.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waverly Bluff homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waverly Bluff.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waverly Bluff sales matched to your home.

What is your Waverly Bluff home worth?

Get a no-obligation home value based on real comparable sales in Waverly Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Orange Park →

Real comps, not an automated estimate.
Buyers prioritizing an Orange Park location with commuter access and everyday retail nearbyExcellent fit
Buyers comfortable underwriting a home on its condition and updates rather than a neighborhood averageExcellent fit
Buyers looking for a smaller community with a lower-volume, less frantic paceExcellent fit
Buyers who want a wide inventory and constant comparable sales to negotiate againstProbably not
Buyers needing a clearly defined price range before they'll engageProbably not
Buyers unwilling to weigh condition and needed work into their offerProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2004 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Schools serving nearby communities

We do not have a confirmed school assignment for Waverly Bluff. These are the public schools most often assigned to other communities in ZIP 32065; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Waverly Bluff

Where is Waverly Bluff?

Waverly Bluff is a community in Orange Park, Clay County, Florida, ZIP 32065.

Are there homes for sale in Waverly Bluff right now?

No active listings inside Waverly Bluff at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Waverly Bluff have an HOA or CDD?

No HOA is on record for Waverly Bluff in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,052/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.