Willow Creek Plantation
Homes for Sale in Crestview, FL
All 361 homes for sale in Crestview, FL · median $325,000 · 241 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Willow Creek Plantation in Crestview, FL has 2 homes for sale. Homes listed or recently sold were built 2013–2021; 8 of 8 report an HOA (median $40/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 155 ft).
Willow Creek Plantation is a newer-leaning pocket in Crestview, with a median build year of 2020 and homes running larger than average at a median of roughly 2,795 square feet. The median sits at $370,000, but that single figure hides a wide age spread — the housing stock stretches from 1967 all the way to 2024 — so condition and vintage do most of the work in setting any given price here.
The current posture is soft. Prices are down 5.1% year over year, the heat score is a cool 38, and there's just one active listing against nine recent closings. That thin supply cuts both ways: sellers face limited direct competition, but the price trend and modest demand mean anything overpriced will sit. Buyers have room to negotiate on condition, and at a median 25 days on market, well-prepared homes still move at a reasonable clip.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Willow Creek Plantation right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A 131-home community where the housing is newer and larger than the Crestview norm, but the wide 1967-to-2024 build range means you're really buying a specific house, not a uniform product. Homestead share is high at 73%, so most homes here are owner-occupied rather than turned over as rentals.
Emerald Coast MLS sales records identify 92 homes in WILLOW CREEK PLANTATION that have changed hands since 2012, built between 2011 and 2024 (median 2020), with a median living area of about 2,433 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in WILLOW CREEK PLANTATION across 2024–2025 (6 in 2024, 1 in 2025), median $342,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Willow Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Willow Creek PlantationPhotos from Emerald Coast MLS listings in Willow Creek Plantation; content deemed reliable but not guaranteed.
Who Willow Creek Plantation is best for.
Best for
- Buyers targeting newer construction with more living space around the $370,000 median
- Owner-occupant buyers comfortable with a market where inventory is thin and patience pays
- Value-minded buyers willing to negotiate on an older home priced on its own condition
Probably not for
- Buyers who need several homes to compare side by side in a single trip
- Short-horizon buyers counting on near-term price gains in a market that's softening
- Buyers wanting a single uniform product, given the wide 1967-to-2024 build range
The market around Willow Creek Plantation
Willow Creek Plantation is too small for its own price trend, so here is the market around it.
In ZIP 32539, 328 homes are on the market and 26% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32539 (Crestview), 99 homes closed in the last 12 months at a median of $311K, up 49.4% year over year, with a median 71 days on market. Right now 74 active and 28 pending listings. See the live ZIP 32539 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Willow Creek Plantation specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Willow Creek Plantation
Live MLS inventory for Willow Creek Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Willow Creek Plantation listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Willow Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Willow Creek Plantation listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Willow Creek Plantation address.
Shop the zone: Homes zoned for Crestview High School
The Willow Creek Plantation buying strategy.
If we were buying in Willow Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Creek Plantation.
Newer stock, softening pricing
The story here is a newer core surrounded by older outliers. With a median year built of 2020 and a top end at 2024, most of what trades is recent construction, and the median living area near 2,795 square feet reflects that space. The 1967 floor tells you a handful of much older homes remain in the mix, and those will price on their own terms.
On the market side, the numbers point one direction: down 5.1% year over year with a heat score of 38. That is not a distressed market, but it is a patient one. Nine closings in the tracked window with a single active listing means inventory is scarce, so timing matters — a buyer may wait for the right home to appear, and a seller has leverage only if the home is priced to the current, cooler reality.
The location and the amenities are priced into every listing in Willow Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With one active listing and a wide build range spanning 1967 to 2024, pricing in Willow Creek Plantation is a condition-and-vintage exercise, not a comp-lookup exercise. We read each home against the softening trend, tell sellers what today's market will actually bear, and help buyers separate a fairly priced newer home from an older one carrying a newer-home price tag.
Willow Creek Plantation in 15 seconds.
Tools for a Willow Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willow Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willow Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Willow Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 2013–2024 (median 2020.0) |
| Typical living area | 2,704 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Playground, Pool, Picnic Area, Community Room, Fire Alarm, Pavillion/Gazebo |
| For sale right now | 2 active, 0 pending · median asking $357,450 · 4.0 months of supply |
| Owner-occupied (homestead) share | 70% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Willow Creek Plantation key facts,” movewithmomentum.com/neighborhoods/willow-creek-plantation, data as of November 9, 2026.
Housing distress & ownership in WILLOW CREEK PLANTATION, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Willow Creek Plantation
The newest homes for sale in Willow Creek Plantation right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5768 Marigold Loop $325,000 · 4 bd · 2 ba · listed Sep 2, 2026 Courtesy of Innerscope Realty LLC
- 5737 Marigold Loop $389,900 · 5 bd · 3 ba · listed Jun 24, 2026 Courtesy of RE/MAX Agency One
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Willow Creek Plantation Right Now (2)
All 2 active and pending Willow Creek Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5768 Marigold Loop · $325,000 · 4 bd / 2 ba · listed Sep 1, 2026 · listed by Innerscope Realty LLC
- 5737 Marigold Loop · $389,900 · 5 bd / 3 ba · listed Aug 13, 2026 · listed by RE/MAX Agency One
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview pool homes for sale
- Crestview home values: what is my house worth?
- ZIP 32539 housing scorecard
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Crestview? Join Momentum in Crestview: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Marigold Loop (24 homes on record)
- Marigold Loop (15 homes on record)
- Marigold Loop (13 homes on record)
- Marigold Loop (3 homes on record)
- Marigold Loop (1 homes on record)
- Marigold Loop (1 homes on record)
- Marigold Loop (1 homes on record)
26% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
WILLOW CREEK PLANTATION Market Scorecard
WILLOW CREEK PLANTATION is currently a balanced market. About 4.0 months of supply, a median asking price of $357,450, and homes go under contract in about 106 days.
Typical home value in the 32539 ZIP is $281,218, about 20.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
What it really costs to own in Willow Creek Plantation
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,438/yr across 4 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $485/year (about $40/month) across 6 MLS listings (most billed annually; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2019 across 6 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Willow Creek Plantation
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Willow Creek Plantation
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Willow Creek Plantation will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Willow Creek Plantation a buyer's or seller's market right now?
How many homes are in Willow Creek Plantation?
What share of Willow Creek Plantation is owner-occupied?
When were the homes in Willow Creek Plantation built?
Who is the best real estate agent for Willow Creek Plantation?
How do I find a top Crestview real estate agent who knows Willow Creek Plantation?
Can Momentum Realty connect me with an agent for Willow Creek Plantation?
Where is Willow Creek Plantation, and what county is it in?
Should you buy in Willow Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how WILLOW CREEK PLANTATION fits the bigger picture — live prices, inventory, and Momentum Scores: