Windsor Park
Homes for Sale in Panama City, FL
All 254 homes for sale in Panama City, FL · median $349,900 · 310 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Windsor Park in Panama City is not showing any closed sales in this snapshot window, so there is no median price, days-on-market figure, or sales count to point to. That is not a market judgment on the community — it simply means the current MLS pull for this period does not have transaction volume to analyze.
For a buyer or seller, that changes the approach: instead of leaning on aggregate stats, the work here is direct comparable pulls, a look at what has closed just outside this window, and a walk of the actual streets. Anyone telling you a confident price trend for Windsor Park right now, based on this data alone, is guessing.
Nearby homes for sale
No active listings inside Windsor Park right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Windsor Park sits in Panama City, Bay County. The current MLS snapshot shows no closed sales in this window and no community amenities listed on active records, so this is a community where you evaluate house by house rather than by market averages.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Windsor Park is best for.
Best for
- Buyers focused on a specific home or lot in Windsor Park who are comfortable pricing it from direct comparables rather than a published market trend
- Sellers who want a custom pricing analysis built street-by-street rather than relying on an automated or aggregate estimate
- Buyers who plan to verify amenities and HOA details directly rather than through a market summary
Probably not for
- Buyers who want to see a track record of recent closed sales before making a decision
- Anyone comparison-shopping communities primarily on published amenity lists
- Sellers expecting a data-backed pricing trend to set an initial list price
The market around Windsor Park
Windsor Park is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Windsor Park specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Windsor Park, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Windsor Park buying strategy.
If we were buying in Windsor Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsor Park.
When the Data Goes Quiet
A zero-closing window in Windsor Park means the standard tools — median price, absorption rate, day-on-market trend — simply are not populated for this period. That can happen for a lot of reasons: low turnover, a slow stretch, or a community small enough that a handful of sales either way skews everything. Without more transaction history in front of us, we are not going to manufacture a number.
The MLS also does not list amenities tied to current listings here, which does not mean none exist — it means that detail is not coded into the records we are pulling from. Anything you hear about pools, gates, or clubhouses in Windsor Park should be verified against the specific listing or HOA documents, not assumed from a market summary.
The location and the amenities are priced into every listing in Windsor Park. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recorded MLS activity, the value we bring is not a market report — it is knowing how to dig past the report. We pull recent comparables from adjacent time windows, cross-check tax and HOA records for anything not reflected in the MLS feed, and give you a straight answer on what we can and cannot support with data before you make an offer or set a list price.
Windsor Park in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windsor Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsor Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windsor Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windsor Park home worth?
Get a no-obligation home value based on real comparable sales in Windsor Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Windsor Park?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Windsor Park fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Windsor Park
Where is Windsor Park?
Windsor Park is a community in Panama City, Bay County, Florida, ZIP 32404.
Are there homes for sale in Windsor Park right now?
No active listings inside Windsor Park at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Windsor Park have an HOA or CDD?
No HOA is on record for Windsor Park in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Windsor Park with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.