Waterfront Homes for Sale in St Pete Beach, FL

This page tracks every St Pete Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

109 waterfront homes are for sale or pending in St Pete Beach, FL today across 57 communities. The median asking price is $825,000, from $159,900 to $11,000,000. Listings in St Pete Beach without that feature have a median of $853,500. Most listings right now: Three Palms Point (8), Boca Shores Condo (8), Jacaranda Beach Villas Condo (7). Updated September 8, 2026 from the MLS.

St Pete Beach waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Waterfront Homes	New build	Median list	From
Three Palms Point	8	0	$1,537,500	$1,275,000
Boca Shores Condo	8	0	$270,000	$200,000
Jacaranda Beach Villas Condo	7	0	$509,500	$345,000
Sylvette Condo	7	0	$299,000	$229,000
Intrepid The Condo	6	0	$492,000	$385,000
Constellation The Condo	4	0	$610,450	$495,000
Brightwater Beach Estates	3	0	$4,950,000	$1,299,000
Boca Ciega Isle	3	0	$1,525,000	$1,425,000
Bella Marguerite Condo	3	0	$1,050,000	$950,000
Morey Beach	2	0	$5,499,000	$3,999,000
Brightwater Beach Estates Final Add	2	0	$3,500,000	$2,050,000
Belle Vista Point 1St Add	2	1	$2,449,500	$1,399,000
Punta Vista Bennett Beach	2	1	$2,374,500	$1,600,000
North Vina Del Mar 1St Add	2	0	$1,800,000	$1,650,000
Brightwater Beach Estates 1St Add	2	0	$1,750,000	$1,600,000
Bahia Shores 1St Add	2	0	$1,372,475	$1,295,000
Mirabella Twnhms Sub	2	0	$1,066,500	$974,000
Beau Monde Condo	2	0	$736,500	$648,000
Beach House Of Pass-A-Grille	2	0	$688,500	$679,000
Starlight Tower Inc Co-Op	2	0	$407,450	$369,900
Three Palms Pointe Condo	2	0	$334,500	$284,000
Colonial Corp Rep	1	0	$11,000,000	$11,000,000
Phillips Div Rev Map	1	0	$8,950,000	$8,950,000
Brightwater Beach Ests	1	0	$7,000,000	$7,000,000
Dunes On The Beach Condo The	1	0	$3,975,000	$3,975,000
Vina-Del-Mar Sec 3	1	0	$3,429,900	$3,429,900
Casa Playa At Pass-A-Grille	1	0	$3,000,000	$3,000,000
Lido Gardens Second Add Rep	1	0	$2,825,000	$2,825,000
Bahia Shores	1	0	$2,490,000	$2,490,000
Belle Vista Point	1	0	$2,344,000	$2,344,000
Boca Sands Condo	1	0	$1,850,000	$1,850,000
North Vina Del Mar 2Nd Add	1	0	$1,650,000	$1,650,000
Villas At Maritana Condo	1	0	$1,495,000	$1,495,000
Bayside Add To St Pete Beach	1	0	$1,450,000	$1,450,000
Bellevista Beach	1	0	$1,230,000	$1,230,000
Bella Grande Condo	1	0	$1,219,000	$1,219,000
Mirabella Townhomes	1	0	$1,200,000	$1,200,000
St Petersburg Beach North Unit 10	1	0	$1,125,000	$1,125,000
Sunrise Resort On St Pete Beach Condo	1	0	$1,050,000	$1,050,000
Lido Condo	1	0	$1,025,000	$1,025,000
San Seair Condo	1	0	$990,000	$990,000
Vistas On The Gulf Condo	1	0	$889,950	$889,950
Silver Sands Beach & Racquet Club	1	0	$749,000	$749,000
Captiva Cay Twnhms	1	0	$675,000	$675,000
Gulf 5000 Assoc Inc Condo	1	0	$625,000	$625,000
Coral Pointe	1	0	$599,900	$599,900
Seamark Condo	1	0	$583,200	$583,200
Weatherly The Condo	1	0	$579,900	$579,900
Courageous The Condo	1	0	$549,000	$549,000
Point Pass-A-Grille Condo	1	0	$475,000	$475,000
Friendly Native Beach Resort	1	0	$419,000	$419,000
Three Palms Pointe	1	0	$385,000	$385,000
Pass-A-Grille Beach Condo Ph I Condo	1	0	$379,990	$379,990
Regency West Apts Condo	1	0	$350,000	$350,000
Parkside Condo	1	0	$339,000	$339,000
Boca Shores Condominium	1	0	$170,000	$170,000
Bay Isles Condo	1	0	$159,900	$159,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in St Pete Beach?

As of September 8, 2026, 109 St Pete Beach, FL listings whose MLS record reports waterfront are active or pending, across 57 communities. The count updates with every MLS refresh.

What do waterfront homes cost in St Pete Beach?

The median asking price today is $825,000, with listings from $159,900 to $11,000,000. St Pete Beach listings without that feature have a median of $853,500.

Which St Pete Beach community has the most waterfront homes for sale?

Three Palms Point has the most right now (8), followed by Boca Shores Condo (8), Jacaranda Beach Villas Condo (7), Sylvette Condo (7).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring St Pete Beach

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St Pete Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.