Waterfront Homes for Sale in Tarpon Springs, FL

This page tracks every Tarpon Springs listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

54 waterfront homes are for sale or pending in Tarpon Springs, FL today across 42 communities. The median asking price is $727,450, from $129,000 to $5,100,000. Listings in Tarpon Springs without that feature have a median of $677,500. Most listings right now: Sea Breeze Island (5), Anclote Isles (3), Tarpon Cove Condo (3). Updated September 8, 2026 from the MLS.

Tarpon Springs waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Sea Breeze Island50$1,395,000$995,000
Anclote Isles30$1,150,000$749,900
Tarpon Cove Condo30$279,000$224,900
Mariner Village Northwest Condo20$523,900$499,900
Callista Cay20$507,500$455,000
Seascape Condo Of Tarpon Spgs20$292,500$260,000
Moorings The Condo20$179,950$179,900
Pointe Alexis North Ph Iii10$5,100,000$5,100,000
Van Winkles Sub10$2,495,000$2,495,000
Tampa & Tarpon Spgs Land Co10$2,450,000$2,450,000
Rush Fergusons Sub10$2,400,000$2,400,000
Gulf Front Sub10$2,100,000$2,100,000
Sail Harbor10$1,525,000$1,525,000
Cypress Lakes Estates Ph I10$1,499,900$1,499,900
Fergusons Estates10$1,399,000$1,399,000
Lake Butler Villa Cos Sub10$1,299,000$1,299,000
Fergusons Cedar Bluffs10$1,250,000$1,250,000
Crescent Oaks Country Club Ph 110$1,150,000$1,150,000
Meyers Cove10$1,149,000$1,149,000
Coquina Beach10$1,030,000$1,030,000
Mickler Gladys Resub10$975,000$975,000
Gnuoy Park10$875,000$875,000
Pointe Alexis North10$839,999$839,999
Crescent Oaks10$819,000$819,000
Pointe Alexis North Ph Ii10$799,000$799,000
Inness Park10$729,900$729,900
Banyans Ph 110$725,000$725,000
Whispering Lakes10$634,000$634,000
Shadowlake Village At Woodfield Add10$625,000$625,000
North Lake Of Tarpon Spgs - Ph 110$615,000$615,000
Mariner Village Cluster10$574,000$574,000
Grassy Pointe - Ph 110$569,900$569,900
Pointe Alexis South Ph Iii10$479,000$479,000
Uninc10$439,000$439,000
Beckett Bay10$439,000$439,000
Lake View Villa Ext10$425,000$425,000
Westwinds Ph I10$339,000$339,000
Marina A Condo The10$269,000$269,000
Hanover Landing Condo10$262,000$262,000
Island Club Of Tarpon10$224,000$224,000
Lake Tarpon Sail & Tennis Club10$169,000$169,000
Chesapeake Point Co-Op Inc Unrec10$129,000$129,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Tarpon Springs?
As of September 8, 2026, 54 Tarpon Springs, FL listings whose MLS record reports waterfront are active or pending, across 42 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Tarpon Springs?
The median asking price today is $727,450, with listings from $129,000 to $5,100,000. Tarpon Springs listings without that feature have a median of $677,500.
Which Tarpon Springs community has the most waterfront homes for sale?
Sea Breeze Island has the most right now (5), followed by Anclote Isles (3), Tarpon Cove Condo (3), Mariner Village Northwest Condo (2).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Tarpon Springs

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Tarpon Springs, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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